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 Pumping Petrol with your Credit Cards, What cards reward you?

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WhitE LighteR
post Mar 3 2016, 04:05 PM

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My Affin BHP card application got rejected. Not easy get this card man. Haha. I trying to find out why got rejected now. It has been quite a while since any of my cc application got rejected. sweat.gif

Edit : 11/3 i think the agent went and appeal n now the card is approved d laugh.gif

This post has been edited by WhitE LighteR: Mar 11 2016, 05:26 PM
WhitE LighteR
post Mar 18 2016, 11:09 PM

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Fuyo. Affin call center don't even have IVR after office hour. Straight 2 ring pick up. Either they too free coz no one call them or they very efficient.

But the online account is abit of a pain to register. Need go atm.

Goin to test their 10% BHP tomorrow.

This post has been edited by WhitE LighteR: Mar 18 2016, 11:10 PM
Belphegor
post Mar 21 2016, 09:23 AM

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Got approx RM25 from Shell Citi. The catch to get higher CB is to spend it on other category as well. I spend approx RM350 on petrol, and RM400-RM500 on retail and dining.

The amount is at least something for now. Once HLB approve my wise card, kiss goodbye to Shell Citi. laugh.gif
WhitE LighteR
post Apr 13 2016, 04:16 PM

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Anyone know how Affin BHP calculate their cashback? The cashback shown is more than the amount spend. It looks like the rebate amount is exactly as the "temporary per-authorization amount" that u usually get when u start pumping the petrol.

Edit :

Ok, so today seems that the actual rebate amount is received on 13/4 (statement date)

06/04/2016 PAYPASS PETROL CREDIT 20.00
13/04/2016 BHPetrol Cash Rebate 15.23

So what is that RM20?

Also, from the online unbilled transaction it seems that the BHP cash rebate calculation is following statement date cycle.

This post has been edited by WhitE LighteR: Apr 14 2016, 11:58 AM
owj
post Apr 16 2016, 11:32 PM

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Does affinbank credit card bhp petrol requires you to wave and pay or just swipe at the petrol pump to enjoy the rebate?
engtat
post Apr 17 2016, 12:26 AM

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QUOTE(WhitE LighteR @ Apr 13 2016, 04:16 PM)

So what is that RM20?

*
FREE RM20 Petrol Credit per approved application (for AFFINBANK BHPetrol ‘Touch & Fuel’ MasterCard Contactless only).
WhitE LighteR
post Apr 17 2016, 12:41 AM

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QUOTE(owj @ Apr 16 2016, 11:32 PM)
Does affinbank credit card bhp petrol requires you to wave and pay or just swipe at the petrol pump to enjoy the rebate?
*
Both will receive rebate. No worries.

QUOTE(engtat @ Apr 17 2016, 12:26 AM)
FREE  RM20  Petrol  Credit  per  approved  application  (for AFFINBANK BHPetrol ‘Touch & Fuel’ MasterCard Contactless only).
*
Ahhh.. Thx. Didn't saw that
[Ancient]-XinG-
post Apr 17 2016, 10:29 AM

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QUOTE(cybpsych @ Jan 22 2016, 09:41 AM)
not 3 cards le.

m2card (amex+visa) is one combined/shared CL (e.g. RM10k)

apply Ikhwan mastercard, it's another separate CL. to increase chance of approval, request to split/carve CL from m2card (e.g. RM5k)

if Ikhwan approved, your m2card's CL will be reduced to RM5k, cuz the other RM5k CL already carved out to Ikhwan.
*
I think want to cancel off the m2. Pretty useless now as not everything can 5 tp already. And no cb. Damn. But the ikhwan card what petrol station also can rite. But can I transfer my m2 tp to ikhwan if I apply Iowan because I find no meaning keeping the useless m2. Now mbb degrade m2 as "basic card"
cybpsych
post Apr 17 2016, 11:47 AM

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QUOTE(Ancient-XinG- @ Apr 17 2016, 10:29 AM)
I think want to cancel off the m2. Pretty useless now as not everything can 5 tp already. And no cb. Damn. But the ikhwan card what petrol station also can rite. But can I transfer my m2 tp to ikhwan if I apply Iowan because I find no meaning keeping the useless m2. Now mbb degrade m2 as "basic card"
*
should be able to transfer the TPs.

call CS to cancel m2card and transfer the TPs to Ikhwan.

also, you can use Ikhwan at any petrol stations, including inside service counters.
alive88
post Apr 26 2016, 12:35 PM

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im torn between Maybank ikhwan and cimb petronas. cimb mainly due to the same bank as my wage bank. main usage would be for petrol, other than that more towards booking hotel and flight ticket. quite a headache
WhitE LighteR
post Apr 26 2016, 12:40 PM

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QUOTE(alive88 @ Apr 26 2016, 12:35 PM)
im torn between Maybank ikhwan and cimb petronas. cimb mainly due to the same bank as my wage bank. main usage would be for petrol, other than that more towards booking hotel and flight ticket. quite a headache
*
y not get both??

both also is no AF. so there is no harm keeping both.
alive88
post Apr 26 2016, 12:46 PM

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QUOTE(WhitE LighteR @ Apr 26 2016, 12:40 PM)
y not get both??

both also is no AF. so there is no harm keeping both.
*
this is basically gonna be my first cc. so really wanna start with only one first.
WhitE LighteR
post Apr 26 2016, 01:55 PM

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QUOTE(alive88 @ Apr 26 2016, 12:46 PM)
this is basically gonna be my first cc. so really wanna start with only one first.
*
ic. in that case get cimb. and tell them that cimb is also your main account that receive your salary. it might help
cipher3344
post Apr 26 2016, 02:02 PM

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QUOTE(alive88 @ Apr 26 2016, 12:46 PM)
this is basically gonna be my first cc. so really wanna start with only one first.
*
cimb CR 2% in all petrol and grocery+ 5% online spend.

while cimb petronas fixed to petronas only.
alive88
post Apr 26 2016, 02:59 PM

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QUOTE(WhitE LighteR @ Apr 26 2016, 01:55 PM)
ic. in that case get cimb. and tell them that cimb is also your main account that receive your salary. it might help
*
thanks bro

QUOTE(cipher3344 @ Apr 26 2016, 02:02 PM)
cimb CR 2% in all petrol and grocery+ 5% online spend.

while cimb petronas fixed to petronas only.
*
ive been looking at maybank as well. they have the maybank ikhwan which gives out 5% grocery cashback. not sure about petrol
WhitE LighteR
post Apr 26 2016, 03:11 PM

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QUOTE(alive88 @ Apr 26 2016, 02:59 PM)
thanks bro
ive been looking at maybank as well. they have the maybank ikhwan which gives out 5% grocery cashback. not sure about petrol
*
maybank ikwan u need to get the mastercard version. only this will give u 5% rebate for petrol n groceries. the visa version gives u point instead.
alive88
post Apr 26 2016, 03:22 PM

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QUOTE(WhitE LighteR @ Apr 26 2016, 03:11 PM)
maybank ikwan u need to get the mastercard version. only this will give u 5% rebate for petrol n groceries. the visa version gives u point instead.
*
now i am even confused. rclxub.gif there are treatpoints/cash rebate. so when i apply gotta mention i want the visa instead of mastercard?
cybpsych
post Apr 26 2016, 03:27 PM

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QUOTE(alive88 @ Apr 26 2016, 03:22 PM)
now i am even confused. rclxub.gif  there are treatpoints/cash rebate. so when i apply gotta mention i want the visa instead of mastercard?
*
just get this.

Maybank Islamic MasterCard Ikhwan Gold Card

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

5% rebate on petrol and groceries on Friday and Saturday, capped at maximum of RM50.00 per customer per month

WhitE LighteR
post Apr 26 2016, 03:43 PM

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QUOTE(alive88 @ Apr 26 2016, 03:22 PM)
now i am even confused. rclxub.gif  there are treatpoints/cash rebate. so when i apply gotta mention i want the visa instead of mastercard?
*
if u wan cashrebate u need to ask for mastercard...if u wan point u need to ask visa. dont get it wrong. yea its kindda confusing.
piausuk
post May 30 2016, 01:48 PM

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This post has been edited by piausuk: May 30 2016, 01:55 PM

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