What is island pump?

Thanks for the explanation.
Automated dispenser self-service kiosk.

We were just wondering if the new campaign still imposes old TnC restriction.

Agreed with you on wasting time.
Like buying AEON vouchers.
The whole process is not straight forward and time consuming!

Citibank CB is not at 10%?

Are you referring to this Citibank Cash Back card?
URL: https://www.citibank.com.my/english/credit-...YCCACBENCCHMCA9

Effective since March 1st, 2018

Just tell the cashier you want to pump full tank.
They'll authorize the pump for you to refill till the amount you wanted.
Of course, you need to leave your CC first till you come back to actually pay for it.

They won't allow it.
They won't refund the balance in cash as they're not authorized to do so.

Yes.
Because for debit card/credit card, your transaction is just approved by bank but the merchant hasn't do the clearance

He has no trust on the cashier.
So he won't want to leave his card or cash with the cashier.

I have been doing this almost every weekend.
I left my CC and loyalty card with them.
I'm wondering which station you patron.

This post has been edited by David83: Jun 21 2018, 06:39 PM

I pump Petron.

I think somebody mentioned that if you pay the min amount, you won't be scarred in the CCRIS table.

I don't like to play with fire.
I always clear outstanding before due date.

Some people don't like the idea of being held of RM 200 of the CL.

We just had a disagreement in here yesterday night.

This post has been edited by David83: Jun 22 2018, 11:06 PM

If you're not targeting Revolver rate and pay full by due date, it won't affect your CCRIS at all.
2% for non-Revolver rate.

As I shared earlier, if you pay min, your CCRIS won't be affected.
*Not corroborated yet*

To understand more:
https://ringgitplus.com/en/blog/Credit-Card...redit-Card.html

I believe this article is more important for those who is aiming to be a Revolver.

The First Thirty Days
Missing a payment for a month or being a couple of days late can happen to the best of paymasters, upon the first month of missing a payment, the bank's credit card department would call to remind you to make payment. You will be charged a late fee on top of the interest on the outstanding amount and a note will be added to your CCRIS (Central Credit Reference Information System) banking history showing an outstanding of one month.

Whilst it is fine to pay the minimum payment when you can’t manage the full sum, there may be times finances are so tight we are not able to pay even that. But what will happen then? Here’s a peek at what may likely happen.