initially i think if ur monthly salary is banking to your mbb account then they will pre approve ur cc..but now him prove that is wrong :S

Starbucks Buy 1 Free 1 Promotion is now open to all Starbucks outlet in Malaysia... go enjoy until 31 October 2011

Source: http://www.americanexpress.com.my/amx_info...-OffersServices

Monthly bank in to your account is a factor in the consideration but it does not necessarily means an automatic qualification.
Banks never mentioned this in their qualification criteria in any of their official communications/forms,etc and all this while we assume this is the qualification criteria because a lot of the readers mentioned they experienced so.

While it happens to a lot of people, it doesn't mean it will apply to everyone in Malaysia who has an account with Maybank.

This post has been edited by hye: May 8 2011, 11:19 PM

oh..good news then..how about starbucks at oversea..also applied?? any1 try before?? :S

This is an AMEX Malaysia promotion la.

my monthly and stuffs all through mbb.
even income for part time transactions also through mbb.
they called and offered but in the end my application got rejected?
i was like.. why in the first place you guys called and offered when you wanna reject my case =.=

What was the reason? Lower annual income?

yeah. but heck. why do they bother to offer when they know they gonna reject it

This post has been edited by mikecmy: May 9 2011, 12:27 AM

Did they request payslip from you? For my case, they didn't. Sometimes I'm wondering if we can lie on the figure to ensure our application gets approved? (if our annual income doesn't reach 30k la) I know I'm naive, what if they suddenly ask for the payslip right?

This post has been edited by fruitie: May 9 2011, 12:38 AM

they did, since i'm new/new customer.
no credit cards and stuffs.
Actually there is no way they'll reject ur case if u got a credit card with have CL more than a specific amount.
Lying in application form doesn't seem wrong.
My colleague which annual income less than 30k/year also get a plat from CitiBank where their staff wrote 70k/annum on the salary column

Surprisingly, this is my first credit card with Maybank. Earlier the only thing I have with them is my saving account.

Wah so good ar the Citibank staff.. I wanna get a platinum oso. Let me know the staff name... jk

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Added on May 9, 2011, 1:07 amI think you a big lorry in your SA, that's why they approve immediately. Don wanna lose out a potential customer.

This post has been edited by CP88: May 9 2011, 01:07 AM

u requested them to call u or they just called u immediately?
no filling up of forms or etcs?

Trolley je not lorry. Put that aside but I'm really having bad experience with their CS, told them to do A they said yes but eventually did B.
Luckily a good forummer PM me the tel number that i can make to file in my complaint. Will verify the status again tomorrow, hopefully everything is OK... Else, an official complaint on its way.

Is there any easy way to upgrade cards from Gold to Platinum?

Nope, didn't do anything because I had no intention to add CC besides my CIMB DA but they called to offer me. Never heard of this Maybankard2Gold until I stumbled upon this thread.
No, I didn't fill up anything, everything via a 15 minutes phone call...

Oh, didn't see that it was ur first with Maybank.
Maybe ur CL/payment for DA is quite good and your SA a big trailer, hence the pre-approved card

I'm not sure if my CIMB DA record is visible for them but I have never delayed any of my payment and it is 100% full payment all the time. If that is the reason then it is much justified now because my SA is really a trolley kecik.

i always see if got amex sign/sticker at the shop, if dont have:
1. ask the cashier
2. if the cashier not sure or dont know, i let the cashier try
3. if card not supported then bring out other card

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Added on May 9, 2011, 6:14 amjust submit ur latest 2-month rm5k/month payslip?

This post has been edited by erry-: May 9 2011, 06:14 AM

yup.
all visible. the other day went to BN to check on CCRIS.
Loans, credit card, repayments and etcs all available to every bank through the system itself.
haha.