recently what i got reply from HLB,
seem the Annual fee of HLB Visa signature has been raise up to RM600 Per year?

What mean by Prestige Banking?


A Visa product tailored to the needs of high-end, affluent customers.
♠ Delivers maximum purchasing power, priority services e.g. travel assistance and concierge, cardholder privileges, and exclusive Web access features.

Eligibility Income Requirement:
- ♠RM 80,000.00 per annum

Age
- Principal : above 21 years old
- Supplementary : above 18 years old

Nationality
- Malaysian & PR

Application Requirements Mandatory:

♠ A photocopy of IC (Front & Back) for Principal and/or Supplementary Applicant(s)
For Normal Application

♠ Latest Salary Slip (for salaried earner);
♠ Latest Commission Slip (for commission earner);
♠ Latest 3 months Company Bank Statement (for self-employed);
♠ Latest EA Form or BE Form (together with payment receipt if any, to Lembaga Hasil Dalam Negeri)

Annual Fee FREE for Life (conditional)

♠ 1st year annual fee is automatically waived.
♠ Subsequent years, annual fee is waived for both Principal & Supplementary card(s) with minimum cumulative spend of RM30,000 p.a. on the Principal Card (Supplementary not inclusive)
♠ The cumulative spend includes both retail and cash transactions billed to the Cardholder’s account
♠ Cumulative spend transactions exclude Balance Transfer, fee charges, credit entries and chargeback.
♠ The Card must be valid and not in defaults on card renewal date when the annual fee waiver is awarded to eligible Cardholder
Prestige Banking
♠ FREE for life as long as the card holder remains a Prestige Banking customer.

Annual Fee chargeable when Spending Criteria is not met
♠ Principal : RM600.00 p.a.
♠ Supplementary : RM300.00 p.a.
*Supplementary Cardholder(s) can enjoy Annual Fee Waiver
for life without any spend condition*

♠ GST RM 50 for Principal and RM 25 for Supplementary

Features and Benefits Overview Exclusive Rewards

1. FREE for life
2. 1% Cash Rebate
3. DOUBLE bonus plus points
4. Share trading reward
5. Year End Account Summary
6. 100% Cash Advance
7. Privileges for life
8. Will-writing services

Travel & Protection
1. Travel Plus Helpdesk
2. Frequent Flyer Rewards
3. Travel Accident & Inconvenience Benefits
4. Personal Protection Plan
5. Priority Pass - Global Lounge Access *discontinued in Jan 2012*

Visa Signature Privileges
1. EON Bank Visa Signature Priority Call Center
2. Visa Signature Concierge Service

EON Bank Group Services
1. Hassle-free Payment Mode
2. One Time password for secure online payment
3, Auto Apportionment Payment Plan
4. Internet Banking

Odd that the email you received still mentioned EON Bank.

Prestige Banking was EON Bank's term for Privilege/Premier Banking. HLB call it Priority Banking.

As for the annual fee, actually it is lower now at RM600 compared to EON Bank's time when it was RM800.

Noted the email did mentioned the Priority Pass Membership card is discontinued. And you better go check if the HLB VS allows you free access to KLIA and LCCT, last time the promo for unlimited access was until 30 June 2012.

ok, i complied, but how to request upgrade? im existing HLB current acc holder. prestige requires yearly fee?

hi , woud like to double confirm for CItibank premier miles....sorry im still confuse...

1) For priority pass for oversea lounges - it stated 2 pp/year... can i use it one for the principle n one for guest? or both must be used for principle only?

Shall the guest be the supplementary card holder?

2) Can the citibank premier miles supp card enter the klia/lcct lounge for free?

1) You can bring in 1 guest, and this will be counted as 1 (you) +1 (guest) pp usage.

2) Both principal and supplementary cardholders are eligible to unlimited visits to PPL throughout the year.

oh okie cool... thanks...still thinking whether shld apply tis card just for the premier lounges.... wonder wat if they dun waive my annual fees after all... eheheh

was thinking abt citi plat but it doesnt come with pp for oversea lounges... but better int erms of 5X reward pt at super/hypermarket... arghhh hard to choose...

The annual fee for 1st year is waived, and you need to call up to request thereafter.

There are cards with better benefits for groceries, if you are interested.

I had mbb2 and ocbc which recommended by LYN hhehehe gonna max out the rebates dee
so now thinking any card good for groceries or dining... n perhaps other benefit thats y thinking of citi plat or citi PP...

icic, then you got to decide whether the 2 extra PP will benefit you or not.

hemm yeah wondering the extra 50+25 GST worth or nt for the 2 PP and premier lounge access...

anyway is citi pp a good card for paying insurance?

Citi PP refers to Premier Miles right.

By refering to this write up by Gen-X:
http://generationsxyz.blogspot.com/2012/07...-signature.html

The actual cashback is about 0.6% and need to spend RM15k to be able to convert premier miles to cash. Good or not, you decide

hemm yeah but if use to convert to airasia e-voucher also ok equals to about 0.9% rebates... 720 premier miles for rm20 voucher..

oh yes, that AA e-voucher offer is not bad

Get my CiTi Premier Miles today afternoon. Apply via email yesterday afternoon. Very fast!! Faster than OCBC

Got mine in 6 hours @ Midvalley Kiosk

i know kiosk will be the fastest... but via internet i think this round is the fastest compare with my previous application in other banks

anyone with citi Premier miles card tried to pay their insurance using that card? i saw the website said earning premier miles by shopping,dining or travel...so i wondering does paying insurance will earn any point....

The word 'shopping' means any retail or any shop out there ? i tried ask the gal at the counter n she is so blurr n tell me oni airasia card can redeem AA voucher aiksss,...

Sorry another noob Q ... is visa signature work same as visa?

first time went to KLIA PPL last June. fantastic...at least save money for food before taking flights. I use 3 different cards for my family

i saw signboard for new PPL renovation. perhaps we will get better service next time

which 3 different cc u used hehehe...

Are they card member of those 3 banks?