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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??

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DM3
post Mar 6 2012, 03:51 PM

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so fast/easy to use up the 30k? i dont think so smile.gif
farscope
post Mar 6 2012, 03:59 PM

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actually there's another small print.. every transaction is capped at Rm200, i.e. max rebate Rm40..

so, if those ppl wanna spend >Rm200 and get the most rebate, they have to swipe few times.
SUSxander83
post Mar 6 2012, 04:11 PM

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QUOTE(cempedaklife @ Mar 6 2012, 11:28 AM)
I know i'm just being paranoid  biggrin.gif

btw ronnie, i meant sat nite after 12pm..which is sunday 1st april  tongue.gif
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how much could u save

u will b instead spendin more doh.gif doh.gif doh.gif
tifosi
post Mar 6 2012, 05:24 PM

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Is it worth going through so much hassle just for the 20% rebate?

I personally won't take the trouble to do so. Don't be a penny wise pound foolish.
DM3
post Mar 6 2012, 05:41 PM

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QUOTE(smsbusiness2u @ Mar 6 2012, 05:37 PM)
Refer to statement in OCBC Term & Condition
9.The maximum Bonus Rebate to be given out is capped at RM200 per transaction on a first come, first served basis, subject to availability

Is it means max amount entitled for Bonus is RM200 per transaction?
Or it means max Bonus is RM200 which max amount is RM1000 per transaction?
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guess should be rebates up to 200 for 1k transactions
farscope
post Mar 6 2012, 07:51 PM

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loll.. now u mention, seems legit.. but dining until 1k.. unless u treating a big group.. laugh.gif
cempedaklife
post Mar 7 2012, 06:41 AM

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QUOTE(xander83 @ Mar 6 2012, 04:11 PM)
how much could u save

u will b instead spendin more doh.gif doh.gif doh.gif
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If u live in Penang and need to travel to the curve just for the 20%, it's not worth it.

If u spend more just for the 20%, yes, u r stupid.

But! If u r around kl and u r not foreveralone, occasionally u'll would like to bring ur gal out and have some proper meal (since u might be eating same zhap fan all the time) at times. And this, is a good opportunity.

That's how I see it.

Likewise, If u are in kl and there some celebration to do, it could be a right choice too.

If I am always looking to spend more on such things just to get discount, I would have applies Citibank card, and not ocbc which the main strength is to get rebate on ur day to day and monthly essential expenses.

Peace!

Come to think of it, it's our 1st anniversary this coming 2nd weekend of April

This post has been edited by cempedaklife: Mar 7 2012, 07:16 AM
DM3
post Mar 7 2012, 07:58 AM

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ya ofcourse no point getting all the way there to spend & get the discounts.
the rebates should be only 20% right and not on top of the existing 5%?
TSronnie
post Mar 7 2012, 08:09 AM

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QUOTE(DM3 @ Mar 7 2012, 07:58 AM)
ya ofcourse no point getting all the way there to spend & get the discounts.
the rebates should be only 20% right and not on top of the existing 5%?
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I blieve it's ON TOP of the 5% Dining Cash Back (For OCBC Titanium Mastercard holders), as OCBC terms it as BONUS
Total Rebate : 5% + 20%
SUSxander83
post Mar 7 2012, 08:29 AM

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QUOTE(tifosi @ Mar 6 2012, 05:24 PM)
Is it worth going through so much hassle just for the 20% rebate?

I personally won't take the trouble to do so. Don't be a penny wise pound foolish.
*
well said my fren smile.gif

QUOTE(cempedaklife @ Mar 7 2012, 06:41 AM)
If u live in Penang and need to travel to the curve just for the 20%, it's not worth it.

If u spend more just for the 20%, yes, u r stupid.

But! If u r around kl and u r not foreveralone, occasionally u'll would like to bring ur gal out and have some proper meal (since u might be eating same zhap fan all the time) at times. And this, is a good opportunity.

That's how I see it.

Likewise, If u are in kl and there some celebration to do, it could be a right choice too.

If I am always looking to spend more on such things just to get discount, I would have applies Citibank card, and not ocbc which the main strength is to get rebate on ur day to day and monthly essential expenses.

Peace!

Come to think of it, it's our 1st anniversary this coming 2nd weekend of April
*
if u gonn bring the gal out pls don't b stingy n b penny wise pound foolish on the 20% n in fact it makes look stupid when she finds out u bring her out juz coz of discount

i do dine alot outside n the fact that wit the discount it makes look cheap when u spend every1 a meal doh.gif doh.gif doh.gif

in fact if u r a good customer doesn't matter whre u go u would get a discount if u know how 2 tongue.gif
cempedaklife
post Mar 7 2012, 09:03 AM

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QUOTE(xander83 @ Mar 7 2012, 08:29 AM)
well said my fren smile.gif
if u gonn bring the gal out pls don't b stingy n b penny wise pound foolish on the 20% n in fact it makes look stupid when she finds out u bring her out juz coz of discount

i do dine alot outside n the fact that wit the discount it makes look cheap when u spend every1 a meal doh.gif doh.gif doh.gif

in fact if u r a good customer doesn't matter whre u go u would get a discount if u know how 2 tongue.gif
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lol....both of us are penny savvy in some instances....it doesn't look cheap if both of u are in the same wavelength...we dun dine at better places to look expensive...and she knows about this deal and we discussed it, she's using ocbc titanium as well.
unless of coz u r dating a material girl, and your ego is high, that's a diff story biggrin.gif

anyway, let's not derail...
everyone has their own opinion... icon_rolleyes.gif

This post has been edited by cempedaklife: Mar 7 2012, 09:07 AM
NewGUY
post Mar 7 2012, 10:04 AM

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QUOTE(cempedaklife @ Mar 7 2012, 09:03 AM)
lol....both of us are penny savvy in some instances....it doesn't look cheap if both of u are in the same wavelength...we dun dine at better places to look expensive...and she knows about this deal and we discussed it, she's using ocbc titanium as well.
unless of coz u r dating a material girl, and your ego is high, that's a diff story  biggrin.gif

anyway, let's not derail...
everyone has their own opinion... icon_rolleyes.gif
*
good topic, good enlightenment......at least some views from different angle had brought, make some notice..... icon_rolleyes.gif icon_rolleyes.gif
farscope
post Mar 7 2012, 11:08 AM

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lol.. depends on wat kind of girl u dating lor..

when i told my gf, ehhh.. OCBC giving me 20% discount dining at the curve..

she say really?? let's go eat!!

settled.. cool2.gif

yes i do agree we have to spend more to enjoy rebates, but for ppl like me who once awhile will dine at the curve, this rebate comes as a bonus. so, y not?
DM3
post Mar 7 2012, 11:12 AM

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QUOTE(cempedaklife @ Mar 7 2012, 09:03 AM)
lol....both of us are penny savvy in some instances....it doesn't look cheap if both of u are in the same wavelength...we dun dine at better places to look expensive...and she knows about this deal and we discussed it, she's using ocbc titanium as well.
unless of coz u r dating a material girl, and your ego is high, that's a diff story  biggrin.gif

anyway, let's not derail...
everyone has their own opinion... icon_rolleyes.gif
*
QUOTE(NewGUY @ Mar 7 2012, 10:04 AM)
good topic, good enlightenment......at least some views from different angle had brought, make some notice..... icon_rolleyes.gif  icon_rolleyes.gif
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QUOTE(farscope @ Mar 7 2012, 11:08 AM)
lol.. depends on wat kind of girl u dating lor..

when i told my gf, ehhh.. OCBC giving me 20% discount dining at the curve..

she say really?? let's go eat!!

settled.. cool2.gif

yes i do agree we have to spend more to enjoy rebates, but for ppl like me who once awhile will dine at the curve, this rebate comes as a bonus. so, y not?
*
ok enough of OT, please do share on whether those who dines there got it will be more beneficial to this topic/readers here tongue.gif

joeduff
post Mar 7 2012, 10:40 PM

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WTF...SANTUARY club dont have 20% rebate
unknowmaster
post Mar 8 2012, 12:56 AM

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received sms from OCBC. if I spend 10k a year I get auto GST waiver .. xD
DM3
post Mar 8 2012, 08:36 AM

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QUOTE(unknowmaster @ Mar 8 2012, 12:56 AM)
received sms from OCBC. if I spend 10k a year I get auto GST waiver .. xD
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i've spent beyond 16k still no news/sms yet sad.gif
unknowmaster
post Mar 8 2012, 09:07 AM

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guess U should get auto waiver when your card's birthday is up?
its here
http://ocbccards.com.my/annualFee.aspx
Human Nature
post Mar 8 2012, 10:24 AM

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QUOTE(DM3 @ Mar 8 2012, 08:36 AM)
i've spent beyond 16k still no news/sms yet sad.gif
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Nah, dont worry. It is just a mass sms.
farscope
post Mar 8 2012, 10:51 AM

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QUOTE(joeduff @ Mar 7 2012, 10:40 PM)
WTF...SANTUARY club dont have 20% rebate
*
i guess the keyword is.. DINING? drinking not counted.. tongue.gif

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