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 Anti Money Laundering Analyst, with Citigroup Transaction Services

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Enclave Recruit
post May 25 2011, 12:53 AM

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QUOTE(eanz808 @ May 23 2011, 07:07 PM)
I juz got the interview offer today! Luckily i planned to come on friday, so i got some time to research and found this! Seriously, i have read this thread from 1-6 and
considering to pass the offer. It sounds good to me cuz i'm quite lazy to see people, but i'm looking for a job that offers me learning and experience, since i'm still new (but not fresh grad, i used to work at Bank M, another road to hell... low basic, 1600 only. 2400 is more promising...  smile.gif

Thanks to xDingx for opening this thread,
Thanks to Enclave Recruit, LostWanderer, Quasi-Suave for your infos and feedback from inside, you're our spies in there LOL.
Thanks to Rainie87, jasmine_wms, fensiang for going to the interview and faced the "monsters" there LMAO.
Last but not least, Thank to God for leading me to find this thread.
notworthy.gif
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2 jokers just abruptly left my department. You can have their job hehehehe. Hell, take mine too, I ain't staying.

My boss is running around like a headless chicken looking for replacements from other departments. During my miserable stint in this shithole, an epiphany struck me right in the face, happiness is more important than the money they pay u. I earned RM 2800 last month because those F****** forced me to work for 12 hours everyday. Claim meal allowance kaw kaw.

Earned enough money to buy Dead Space 2, Crysis 2, Shogun 2 and Dragon Age 2 but no time to play. What's the point? Your weekdays are devoted completely to Citigroup.


eanz808
post May 31 2011, 08:00 PM

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lmao~ i see..anyway, i just went to the interview, to see what you've claimed before. and i believe you. i went to 38th floor today for the interview, wore brown shirt. maybe you saw me? lol. anyway, the place is really quite, everybody's freeze in front of their computers. i hope that they will call me after i got calls from other places. this job is not my 1st priority...XD
Enclave Recruit
post May 31 2011, 10:55 PM

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QUOTE(eanz808 @ May 31 2011, 08:00 PM)
lmao~ i see..anyway, i just went to the interview, to see what you've claimed before. and i believe you. i went to 38th floor today for the interview, wore brown shirt. maybe you saw me? lol. anyway, the place is really quite, everybody's freeze in front of their computers. i hope that they will call me after i got calls from other places. this job is not my 1st priority...XD
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A few months into the job and you will feel like blowing your fuc**** head off with a handgun.

I'm just praying my other job offers will get me out of this hell. GET ME OUTTA HERE!!!! AHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHH



levanter
post Jun 4 2011, 09:54 PM

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hmm i feel the judgement is quite biased and one sided here...
let me give a more neutral perspective considering that some of the people who has been giving negative comments looks set on their views.

I've also been working in CTSM AML for half a year, and like what a few said the working hours can be a pain... but then again, what real job doesn't have long working hours? If you are an auditor, you'll even have to work pass the 1am mark.
Furthermore, let me clarify that working overtime is solely up to you. You get to choose whether you want to stay back or not, no one is forcing you. That applies on saturdays too. The team leaders might ask everyone to come in on saturday, but i can guarantee you most of the analyst doesn't.

And what job doesn't expect you to work hard? You don't gain/learn anything from jobs with no expectations of you. I find it amusing seeing people who are working in the AML department whinning and crapping about all these stuff when that's what you generally get in working life. If you want to go back early and not work hard every single day, then go do sales.

Another point, some said there is no growth in CTSM AML. While i agree to a certain point that it is abit harder when you want to further your career in a different path since AML is a specialized field, however if you are interested in compliance then this will be a good starting point.
Furthermore i disagree that there is no future here. Depending on your attitude at work, the team leaders really do take notice.
I have been given opportunities and exposure in just 6 months that others wouldn't even get in years in terms of management and organizational. For that i'm grateful and lucky for having a really good TL (though she can be scary and strict)

This department is generally still new and a growing one, so it IS easier for further growth. But don't expect to earn alot since this is afterall a cost center, not a profit making one.
And as to those who are wondering why they are still recruiting lots of people, it is because this hub caters to Asia pacific. All the Citi regions will be based in KL. It is only natural to employ more people to cover the workload for that.

TSxDingx
post Jun 4 2011, 11:14 PM

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QUOTE(levanter @ Jun 4 2011, 09:54 PM)
hmm i feel the judgement is quite biased and one sided here...
let me give a more neutral perspective considering that some of the people who has been giving negative comments looks set on their views.

I've also been working in CTSM AML for half a year, and like what a few said the working hours can be a pain... but then again, what real job doesn't have long working hours? If you are an auditor, you'll even have to work pass the 1am mark.
Furthermore, let me clarify that working overtime is solely up to you. You get to choose whether you want to stay back or not, no one is forcing you. That applies on saturdays too. The team leaders might ask everyone to come in on saturday, but i can guarantee you most of the analyst doesn't.

And what job doesn't expect you to work hard? You don't gain/learn anything from jobs with no expectations of you. I find it amusing seeing people who are working in the AML department whinning and crapping about all these stuff when that's what you generally get in working life. If you want to go back early and not work hard every single day, then go do sales.

Another point, some said there is no growth in CTSM AML. While i agree to a certain point that it is abit harder when you want to further your career in a different path since AML is a specialized field, however if you are interested in compliance then this will be a good starting point.
Furthermore i disagree that there is no future here. Depending on your attitude at work, the team leaders really do take notice. 
I have been given opportunities and exposure in just 6 months that others wouldn't even get in years in terms of management and organizational. For that i'm grateful and lucky for having a really good TL (though she can be scary and strict)

This department is generally still new and a growing one, so it IS easier for further growth. But don't expect to earn alot since this is afterall a cost center, not a profit making one.
And as to those who are wondering why they are still recruiting lots of people, it is because this hub caters to Asia pacific. All the Citi regions will be based in KL. It is only natural to employ more people to cover the workload for that.
*
R u still working with CTMS? btw, rm2400 salary per month is at low side...
Chisinlouz
post Jun 4 2011, 11:45 PM

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can i noe wat the job does?
EquinoX
post Jun 5 2011, 02:44 AM

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@levanter: Good ones, there are only dreams job are perfect ones. No pain no gain. I have to agree with u.
@xDingx: RM2.4k is low for fresh grads? May i know how much would it be?

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post Jun 5 2011, 09:54 AM

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QUOTE(levanter @ Jun 4 2011, 09:54 PM)
hmm i feel the judgement is quite biased and one sided here...
let me give a more neutral perspective considering that some of the people who has been giving negative comments looks set on their views.

I've also been working in CTSM AML for half a year, and like what a few said the working hours can be a pain... but then again, what real job doesn't have long working hours? If you are an auditor, you'll even have to work pass the 1am mark.
Furthermore, let me clarify that working overtime is solely up to you. You get to choose whether you want to stay back or not, no one is forcing you. That applies on saturdays too. The team leaders might ask everyone to come in on saturday, but i can guarantee you most of the analyst doesn't.

And what job doesn't expect you to work hard? You don't gain/learn anything from jobs with no expectations of you. I find it amusing seeing people who are working in the AML department whinning and crapping about all these stuff when that's what you generally get in working life. If you want to go back early and not work hard every single day, then go do sales.

Another point, some said there is no growth in CTSM AML. While i agree to a certain point that it is abit harder when you want to further your career in a different path since AML is a specialized field, however if you are interested in compliance then this will be a good starting point.
Furthermore i disagree that there is no future here. Depending on your attitude at work, the team leaders really do take notice. 
I have been given opportunities and exposure in just 6 months that others wouldn't even get in years in terms of management and organizational. For that i'm grateful and lucky for having a really good TL (though she can be scary and strict)

This department is generally still new and a growing one, so it IS easier for further growth. But don't expect to earn alot since this is afterall a cost center, not a profit making one.
And as to those who are wondering why they are still recruiting lots of people, it is because this hub caters to Asia pacific. All the Citi regions will be based in KL. It is only natural to employ more people to cover the workload for that.
*
Working 12 hours for RM 2.4K. I think those in Citigroup are working wayyy too hard for a peanut pay. Better options exist elsewhere. Also don't compare Citigroup employees to auditors, two completely different world. They earn way much better after a few years so the long hours are justified and pretty damn worth the effort. Here, we work hard and get nothing in return. I had a friend who angrily left because he got RM 60 for his increment. This guy is hardworking and rarely makes mistakes and yet the company shits on him.

And since when do employees get to choose when they can go home in Citigroup. Its almost like a dictatorship in here. THE BOSS decides not the employees. If I had gone home at 7.30 or 8, I would been terminated long time ago. If I had the choice to choose when to do OT or go home earlier than 9 pm, I wouldn't even be on this thread. You must be working in one of those makan pisang minum kopi department. If that's the case, lucky you. Soon, the big wigs will notice the low yield coming from your department and make some transfers. Come to my department and then welcome to the suck. There is a reason why the company's slogan is called "Citi never sleeps" hehehe

I have been "promoted" a few times already (which means more work with no salary increment). One senior remarked, find another slave to do the grinding. Yeah, team leaders do take notice. That is to find a fool who is willing to do more work for no increment whatsoever haha. Moreover, the exposure is a joke. You never really leave the office, don't meet with anyone outside the organization, always doing paperwork and stare at the monitor for countless hours. Great exposure there buddy.

They are mass hiring because people are leaving in droves and Citigroup's foolish attempt to expand some of their departments. This is more apparent in Penang since they actually shrinking their operations in KL and moving most of the trade operations to Penang.

You have only worked for half a year at Citi, which means only half a leg into the depths of hell. The nightmares will come eventually. Whether or not you will whine or curse about it, it doesn't really matter. The people can decide for themselves whether its worth working for this organization.



Let me summarize it for the newbies, if you have a high tolerance for pain and don't mind working long hours for RM 2.4K and dislike social interactions, this is the job for you. "Fantastic job and mind bogglingly fun" That was sarcasm btw ahahahaha.

To anyone else who is none of the above and wants to live longer and perhaps want to buy a brand new BMW by 30, find another job and stay away from this job

This post has been edited by Enclave Recruit: Jun 5 2011, 10:19 AM
LostWanderer
post Jun 5 2011, 02:07 PM

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i would not say that both sides are right, neither are they wrong...and yes, different divisions of AML will experience different level of stress i would say

more like if you mix both positive and negative sides, that is where i would say the "right side" of the story is

compliance wise, it is true that you could go there with this job, but i would comment that having a legal/accounting background would make you more appealing than a non-of that degree background (lets say, IT)

rm2.4k is not that low, but not that high either, there are ppl in the non banking/finance industry are earning anywhere between 1.8~2.4k, and of course the finance industry is earning between 2.4~3.5k as fresh grads...the higher end of the salary are reserved for mgt trainee programs though

most banks, however offer fresh grads at the higher end of the salary rate in comparison to other companies, but if you are comparing banking with banking, aml at citi is offering at the low point i will agree on that

however, work is not difficult i would say, just really tedious...lol, so, if you enjoy such jobs, (and yes, there will be ppl out there which enjoys jobs as so), then it's not wrong for them to continue working here

some reality check as well:
1) there's no pain here...ppl don't physically torture you...lol
2) a lot of jobs out there will not enable you to purchase a bmw at the age of 30, but of course, if you land yourself in here, this is also one of the jobs that will not let you gain this achievement (i could be wrong though, as salary wise could ranged from 5~10k a month, and what your priority you set with your $$ as, lol...lets say that if you were to prioritize purchasing a bmw at the age of 30 with that salary of yours then you could make me and enclave eat our words...XD)
3) i would not say that this job brings no future, however, if you are more towards ppl oriented, this job will not be your cup of tea

last piece of advice, banking industry does pay more than non banking industry, thus, if you decided to come in, and found that the job is not suitable for you in the next year or so, prepare to experience a salary cut when you switch industry...and of course, the "experience" you have as an AML analyst

This post has been edited by LostWanderer: Jun 5 2011, 02:12 PM
kelvin_tan
post Jun 5 2011, 02:53 PM

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@LostWanderer
I would like to correct you that banking industry pays more than the rest. This may not be necessarily true. There are other industries that pay on par, if not better than banking.

A few would be in IT Consulting, Oil and Gas, Business Consulting.
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post Jun 5 2011, 02:54 PM

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@Lostwanderer,

Citigroup doesn't torture its employees physically. They torture you mentally with the 12 hours of work everyday.

Buying a BMW at 30 is kacang putih for those in sales. Successful ones la.

Future at AML? You'll need to stay at Citigroup for a few years to find out ahehehehehe.


@kelvin tan

Some government agencies are also paying more than banks. KWSP and PTD pays RM 2.6K basic to fresh grads. Its absurd that some banks pay less than the government.

This post has been edited by Enclave Recruit: Jun 5 2011, 03:01 PM
LostWanderer
post Jun 5 2011, 05:00 PM

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@ kelvin

yea, i agree with you, but finance and banking industry is one of the better paid ones as well...=D

@ enclave

well, yea, sales is one of the better jobs out there if you really can make it work...but are "you" one of them...?XD, i don't mean you, you, as in the reader "you", also, a lot would not be able to cope with the sales pressure as it could be worse than being in here...and when they mean targets...they mean it more than here i believe

and yes, you will need to stay a few years in AML to find your future, same with other jobs...i know you don't actually mean that way, but...XD

also, although the pay cut has been quite a while back, but i think the salary range from now is 2.4k ~2.6k iirc for new grads...

during my time, it's 2.6~3k iirc...=D
TSxDingx
post Jun 5 2011, 05:18 PM

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QUOTE(EquinoX @ Jun 5 2011, 02:44 AM)
@levanter: Good ones, there are only dreams job are perfect ones. No pain no gain. I have to agree with u.
@xDingx: RM2.4k is low for fresh grads? May i know how much would it be?
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I'm a fresh grad with rm2.7k per month.....
levanter
post Jun 5 2011, 07:47 PM

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yes fresh grad salary average ranges from 2.2-2.8k
That being said, 2.4k is still decent for fresh grad.

and i agree with what lost wanderer said, don't really agree with enclave recruit. If he calls this job hell, he apparently hasn't had much experience working elsewhere. I've seen and been in worse jobs in worse banks (noted that CTSM is not a bank).

And while i'm sorry that enclave doesn't get the exposure and experience from meeting people on the outside, i can't say the same thing for me. I had the opportunity to meet and liaise with management from different departments in Citibank AND CTSM. That being said, i was lucky to be given the chance for that exposure.

And my team (AML is a department, and what you are working under is a team. I don't even know if you understand what you're talking about) is actually the top performing team, so once again you seem to be missing your point.

I have no idea what is the problem with Enclave who seems die hard against CTSM, for all i know he probably doesn't even work there anymore. Maybe he got axed or something and is pissed off.
LostWanderer
post Jun 5 2011, 09:05 PM

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well, levanter,

i believe he's still here, if you read his post in a little more detail...XD

there are other hell holes out there, that's for sure as well...=)
Enclave Recruit
post Jun 5 2011, 11:32 PM

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QUOTE(levanter @ Jun 5 2011, 07:47 PM)
yes fresh grad salary average ranges from 2.2-2.8k
That being said, 2.4k is still decent for fresh grad.

and i agree with what lost wanderer said, don't really agree with enclave recruit. If he calls this job hell, he apparently hasn't had much experience working elsewhere. I've seen and been in worse jobs in worse banks (noted that CTSM is not a bank).

And while i'm sorry that enclave doesn't get the exposure and experience from meeting people on the outside, i can't say the same thing for me. I had the opportunity to meet and liaise with management from different departments in Citibank AND CTSM. That being said, i was lucky to be given the chance for that exposure.

And my team (AML is a department, and what you are working under is a team. I don't even know if you understand what you're talking about) is actually the top performing team, so once again you seem to be missing your point.

I have no idea what is the problem with Enclave who seems die hard against CTSM, for all i know he probably doesn't even work there anymore. Maybe he got axed or something and is pissed off.
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Oh wow, meeting up with people within the organization. Great exposure indeed. You might as well include your boss as one of your "so called" exposure. Why don't you put that in your resume and see how far that'll get you. Ridiculous. So you are saying that you've seen and been in worse jobs than CTSM. That's not my problem. Everyone's talking about CTSM since its a thread about AML at CTSM. Geez.

Oh please, getting axed? Seriously, don't bother posting if you've run out of arguments and start throwing baseless insults. It shows how immature you are. Half a year in this company and you want to talk big here about your "experiences". Kids these days, it is folly.

I speak the truth and if you don't like it, it is too damn bad. Its a forum. Go cry in a corner somewhere else levanter.

This post has been edited by Enclave Recruit: Jun 5 2011, 11:37 PM
levanter
post Jun 6 2011, 01:13 AM

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lol all i can say is that the 'lil kid' above will get a surprise soon enough. I'll be the first one to cheer when something happens.
He obviously has only worked in 1 company in his short working lifespan, so i'm not going to bother defending my position with a twerp.

and for your info, citibank is a different organization compared to ctsm, hence outside the organization. Geez he brags about working there for long and knowing alot when he can't even tell the difference. Why don't you state your name here in full if you're so sure of yourself? Can guarantee you this kid will make excuses from shying away from this.

This post has been edited by levanter: Jun 6 2011, 02:25 AM
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post Jun 6 2011, 01:37 AM

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QUOTE(levanter @ Jun 6 2011, 01:13 AM)
lol all i can say is that the 'lil kid' above will get a surprise in CTSM soon enough. I'll be the first one to cheer when something happens to him.
He obviously has only worked in 1 company in his short working lifespan, so i'm not going to bother defending my position with a twerp.

and for your info, citibank is a different organization compared to ctsm, hence outside the organization. Geez he brags about working there for long and knowing alot when he can't even tell the difference. Why don't  you state your name here in full if you're so sure of yourself? Can guarantee you this kid will make excuses from shying away from this.
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I don't even know you, degenerate. Why would I want to reveal my identity to you on a public forum. You've made another ridiculous post. Look who's talking, kid.

Crazy fool. I don't even know why this prick starts going psycho on me for expressing my opinions. Again, if you can't accept my opinions, too damn bad. I'll be cheering when something bad happens to your life.






kelvin_tan
post Jun 6 2011, 01:41 AM

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@Levanter
As much as you can express your opinions, others may do the same.

You potentially working longer than another person doesn't make your opinion the right one. Learn to argue with points and facts instead of making arguements like a KID ! You mind as well start off by saying "ooh I've live longer than him so I'm the right one and he's definately wrong"

Asking others to reveal their name etc in public forum. Lets see you start off how about that?

I'm commenting from a neutral perspective and it seems to me you're the real kid from high school.
levanter
post Jun 6 2011, 01:59 AM

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lol theres always the good and the bad in every job, however everything that comes out from you is negative.
its pretty obvious to everyone that all your opinions and views are based on some personal grudge you have against the department/boss.
so all your opinions in your posts are practically irrelevant and irrational. I'm not gonna bother replying anymore to some twerp who has no rationality in everything he says.


@kelvin
i'm not even going to bother arguing with you if you haven't been following up on all his posts. All his criticisms are all based on emotions with hardly any facts. Working late? low pay? any dumbass who works knows thats what you get when you just started out working in the working world. You can practically see him trolling in all the threads on ctsm aml just trying flag recruits away with his nonsense.

This post has been edited by levanter: Jun 6 2011, 02:24 AM

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