Which insurance company is that ?


Do you not know how to read ? Find some time and go over the the dedicated AMEX thread. Read the last few pages and you'll know why.

This post has been edited by MilesAndMore: Jan 20 2011, 10:59 AM

For ING, you can apply for this EON Bank INGIAFAM-EON Bank credit card. You will get 2% rebate on the premium paid. The first year credit card tax cannot be waived but for the subsequent years, yes it can be waived. Read more here > Renewal Bonus



Yes. It is 2% rebate for Titanium card and 3% for Platinum. If you can charge at least RM10k into the card (anything and not just Great Eastern premiums) , they will also give you a renewal bonus of RM50 to offset the credit card service tax.


This post has been edited by MilesAndMore: Jan 20 2011, 11:16 AM

The total cumulative RM5k can be from other expenses too. And one must use the card at least 36 times in order to be eligible for this renewal offer. My agent told me about this card last month and i have done the calculations. Will apply for it before my next insurance premium is due. Will go for the Gold card and request for something like RM6k or RM7k limit


Do note that the rebate will only be given to those ING policies sold through Public Bank if you were to pay using the Public Bank-ING MasterCard/debit MasterCard.

This post has been edited by MilesAndMore: Jan 20 2011, 11:25 AM

But you can still use the card for other expenses. For example, you will get at least 0.75% cash back on all other expenses which is better than many other VISA and MasterCard in the market. On top of that, you will also get 1.5% rebate on tuition and medical fees.

Most banks do not even offer to pay you RM50 at all, no matter how many times you use their cards.


The total cash back given to non-ING transactions is close to 1% and not 0.6%. You will get 0.5% cash back and on top of that, you will also be rewarded with 1 Bonus Plus point for every Ringgit charged which is almost equivalent to Standard Chartered VISA Business Platinum.

Yupp. It has to suit the individual's spending pattern and needs as well.

Which FB page is this posted ? Any direct link ? Is there a Maybank official FB page ?

Someone has to highlight this to a local newspaper. Obviously someone at Maybank is not doing his/her/their job as he/she/they is/are supposed to. This is a REAL SHAME that they can't even get the national language right !

Go to Citibank main branch in Jalan Ampang. Credit card can be approved within an hour. Alternatively, if you earn at least RM200k per annum. You can apply for a CIMB/DA World MasterCard or VISA Infinite at CIMB Bank credit card service centre at Pavillion, Sunway Pyramid or Damansara Heights and you can get your card within an hour too just like Citibank.

This post has been edited by MilesAndMore: Jan 20 2011, 10:34 PM

This is definitely news !

It's a matter of personal preference.


Not quite true.


Yeah ... simply waltz in here and broadcast to the whole world that his/her credit cards have high credit line

Define rich. Anyway, spend within your means and you will be doing just fine.


If you are clean, then you shouldn't worry about IRB come haunting you.

For my case, i already have two VISA in my wallet and only one MasterCard. The plan is to cancel the MasterCard mid-2012. When it is canceled, i won't have any MasterCard anymore. This is the reason why i want to wait for the Maybankard 2 MasterCard.


Online transaction is considered a form of retail transaction too.

Congrats ! More savings for you once you receive the cards.

The VISA debit transaction limit for Maybank VISA debit card is defaulted at RM3,000, if my memory serves me correctly but it is definitely RM0. I had to set the transaction limit to RM0 myself last time as i knew i won't be using the card to pay for anything other than withdrawing cash from the ATM.


This is a good one

Very efficient indeed. I guess this is because this product is so new and they have a sales target to achieve.


I can confirm that AMEX is accepted at both Guardian and Watson. I buy at Guardian and Watson a lot. Used to pay for stuffs with my AMEX all the time.

Definitely !

Having some credit history or credit card specifically will make it easier for you to get a personal loan, or so i was told. This is because credit card and personal loan are both in the same category which is unsecured lending. Unlike house mortgage or hire purchase, when you fail to service the loan for several consecutive months, the bank will just seize your house/car but they can't do the same for credit card or personal loan. So basically, if you have been a credit card user for sometime. They will use your past credit card payment patterns as a reference whether or not they want to approve you the personal loan.

As for secured lending such as house mortgage and hire purchase, you don't really need a prior credit history to help you to get your loan(s) approved. All the bank needs is your paycheck and of course, the bank will also take your total liability into consideration as well. Some senior forumers have told us in the past that their house mortgage was declined because their credit cards limits are too high.

This post has been edited by MilesAndMore: Jan 23 2011, 05:38 PM

RM98 ? Because the last two digits of your approval code are 9 and 8 respectively ?

Anyway, i swiped RM300+ on Friday around 11am. Sent the sms in around 1pm and received a reply that they got an overwhelming response and all the RM17k has been given out


No. You can't.


Yes. As long as you sign-up for auto bill.

Cash rewards and reward points are more or less the same actually. Just that some banks offer much higher cash rewards (OCBC Titanium MasterCard comes to mind) or reward points (Maybankard 2 AMEX comes to mind).

By the way guys, i just found out that we can settle our 0% IPP with HSBC early without incurring any penalty charges Guess i don't have to wait until next year to cut my HSBC MasterCard then.