Hi Macabre
i also confuse & facing this problem. My bank oredi give the offer letter, i need pay interest to bank when construction time. A bit worry dunno developer ask bank release money by project or by row.
Cos i booking Dzaman 2 first row.

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Added on March 8, 2012, 11:28 amHi Scremojack
Nice to meet u, u also bought Dzaman 2?

Hi macabre221

I have 2 bank approved me, 1 is OCBC another is Public bank
how abt u? may i know which row u book @ Dzaman 2

Wah u book 4th row, when i reach there oredi no more. wat time u reach there?

wah jus 4 person buy Dzaman 2?? Hurryup add in pls

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Added on March 9, 2012, 9:40 am
Hi Macabre

Thanks for ur sharing, the offer is same... Anyway thanks again

Personally i am taking MLTA due to flexibility, but of course you have to fork out more every month as the premium is monthly basis. MLTA is better for me because 1. you can get back your money after a few year, not the full sum tho but at least 90% of it. 2. It covers 36 critical illnesses  3. You are free to adjust the sum insured.

That's how i thought about it. Have you finalised your bank?

I prefer to take 36CI just in case (touch wood). I believed MLTA is a separate buy and not come together with loan package. Between, i do not put you in pending list anymore   

i paid the outstanding amount already. Hw abt you?  Which row you buy? Did you receive letter from developer for another 10% payment for piling work done?

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Added on March 13, 2012, 3:53 pm

I took MRTA. 1) I prefer put the monthly premium in bank or invest which generate higher return. 2) You will get back certain amount of cash if you manage to settle the loan early. 3) I prefer MRTA to take care of the housing loan and other life insurance products with lower premium,instead of combine the housing loan with life insurance, i.e. MLTA.

Hi KGB1245
May i know u take which bank & which row u bought?? your bank charge u interest liao??

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Added on March 16, 2012, 10:58 am
My lawyer ask me prepare cheque pay for MOT together with the booking fees 10K
May i know ur lawyer name?

Calculation for MOT from my lawyer

House Price - RM 433888.00 @ 1% = 4338.00 But we jus need pay = RM  1000.00
                - RM 333888.00 @ 2%                                                  RM  6678.00
                                                                                                  ----------------
                                                              Total MOT                      RM  7678.00
                                                              Less Developer Bear      RM  3850.00
                                                                                                  ----------------
                                                                                                  RM  3828.00
                                                                Add Stamp Duty            RM  400.00
                                                                                                  -----------------
                                                              Total                            RM  4228.00
                                                                                                  ----------------

I'm still awaiting for loan agreement, have signed letter offer for a week tho. Whereas the balance of first 10% still pending. My loan legal fee takes me 6k+, @@. Wallet flat lo. How about you? I heard from developer that some unit they have request for 2nd 10%. Anyone here have released 2nd 10%?

May i know how much MOT u pay?

May i know also which lawyer the developer assigned to you?

Hi wywy2020,

I dun know the reason about the cancellation of warisan 2.
Last 2 weeks, I hv a friend would like to buy Dzaman 2 after i show him the catalogue.
So I try to call Mr. Sham ask for any available units left, but he reply me all sold out already.

I not think so that piece of warisan land now will be 24 X 70 units???
But I guess the new launch 24 X 70 units maybe will be that piece of land which at the back of
sales office, bcos last week during i went to site visit and i saw the signboard at the back of the
sales office stated future development for 24 X 70 units also. Maybe need somebody go for clarification.

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Added on March 31, 2012, 5:46 pmHi everybody, any idea the difference of the ceramic tiles & porcelain tiles?
I went to Dzaman 1 site and found they use porcelain tiles (2 x 2),
but Dzaman 2 catalogue mentioned ceramic tiles for Living & Dining???
Anyone can share about this???

Hi macabre221 you misunderstanding my questions.
Last 2 weeks, I went to Dzaman 1 show house and found the floor tiles was same with my friend  and my friend told me is porcelain tiles.  That's why I feel confused & would like to know the difference.
I try to ask the site worker,  but they reply don't know. Maybe different contractors, I guess!!!