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 Credit Card v13

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ronnie
post Dec 26 2010, 02:14 AM

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QUOTE(chemistry @ Dec 25 2010, 01:33 PM)
Better news is that redemption can be made by combining Choice Points of several SCB cardmembers. No more worries of insufficient points smile.gif
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What do you mean combining ChoicePoints ?
ronnie
post Dec 26 2010, 10:22 AM

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Any charges to transfer ChoicePoints to another SCB member?
ronnie
post Dec 26 2010, 10:23 AM

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Any charges to transfer ChoicePoints to another SCB member?
ronnie
post Dec 28 2010, 02:52 AM

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@sam325: What I hate about Citibank Shell Card/Citibank Cash-Back Platinum is that the cash rebate need to accumulate up to RM50 before Citibank credit back to your account.

Go for OCBC Titanium ;-) which offers monthly cashback of 5% on petrol (credited monthly basis)

This post has been edited by ronnie: Dec 28 2010, 02:53 AM
ronnie
post Dec 28 2010, 12:25 PM

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QUOTE(gastacopz @ Dec 28 2010, 12:18 PM)
any ideas on how to get rebate from HSBC CC???As to date after 2 years, never received any rebate form them...
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Be a highest spender in each minute to get your RM30 cash back
ronnie
post Dec 28 2010, 12:27 PM

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QUOTE(stacko @ Dec 28 2010, 10:46 AM)
Somehow I still yet to receive my OCBC Titanium statement dated 11 Dec 2010 by post. Is anyone else with statement date on 11 also not receiving theirs? Cos if any card holders enjoying the 0% interest failed to pay past 31 Dec 2010, then the bank will start to charge interest.

I have actually paid even though I didn't receive my statement, but curious why the Dec statement so slow. No problem with previous Oct & Nov statements.
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My OCBC Titanium's 15 Dec 2010 statement already received last week. Better check with OCBC.
Else you can pay without the statement as long as the Internet Banking statement is available and correct.
ronnie
post Dec 29 2010, 03:18 AM

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Any OCBC Titanium paid for bills/purchases at U-Mobile ? Do we get 5% rebate ?
ronnie
post Dec 29 2010, 01:47 PM

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QUOTE(chemistry @ Dec 29 2010, 12:55 PM)
My friend paid his phone bill at Maxis Centre (IOI Mall), he didn't get 5% cashback but only 1%. Not sure about U-Mobile.
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I guess the Maxis Centre could be using a different MCC such as
QUOTE
4812 :- Telecommunication Equipment Including Telephone Sales


Included in 5% Cash Back
QUOTE
4814 :- Telecommunication Service Including Local and Long Distance Calls, Credit Card Calls, Calls Through Use of Magnetic-Stripe-Reading Telephones, and Fax Services
4815 :- VisaPhone
4816 :- Computer Network/Information Services
4821 :- Telegraph Services
4899 :- Cable and Other Pay Television Services
4900 :- Utilities —Electric, Gas, Water, Sanitary, Wholesale Trade - Durable Goods
ronnie
post Dec 29 2010, 01:59 PM

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I have received confirmation the OCBC Titanium rebate is based on calendar month, not statement date.

My previous example that the Statement Cycle is 16 Dec 2010 to 15 Jan 2011
- Spends between 16 to 31 Dec 2010 gets maximum RM150 rebates.
- Spends between 1 to 15 Jan 2011 gets maximum RM50 rebates.

Thus you can get RM170 in total if you really want to spend ;-)
ronnie
post Dec 29 2010, 03:46 PM

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good question.... I dont think need to deduct as i have already used the rebate. On 16 dec onwards all rebate starts from RM0.. So u can collect RM120 for transaction posted before or on 31 Dec 2010. Shorter time... Is the only con.
ronnie
post Dec 29 2010, 06:56 PM

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@beast_doadore: these days most CC no need to pay annual fees. They even approve gf as supplemenatry ah? Not scared your GF spend spend all ur CL brows.gif
ronnie
post Dec 30 2010, 12:41 AM

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QUOTE(bryan_x00 @ Dec 29 2010, 08:29 PM)
RM120 for all transaction or got cap for 5% and 1%?
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From 15 Dec to 31 Dec 2010, the cash back is capped on the following
- 5% capped at RM100
- 1% capped at RM20

From 1 Jan 2011 onwards, the cashback is capped at RM50 (5% and 1% combined)
ronnie
post Dec 30 2010, 01:11 AM

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QUOTE(kokboon04 @ Dec 30 2010, 12:50 AM)
I'm planning to apply for new cc soon (2011 Jan). Which bank offer the best reward + cashback for the Plantinum card? There are 2 banks in my list

1) OCBC Platinum card which offer 0.5% cash back + free GST end of the year if you meet the yearly limit + free annual fee.

2) Standard Chartered Business Visa Platinum

Which one is better?
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I suggest you change to OCBC Titanium Mastercard, which offers 5% cash back (maxed at RM50 per month).
Use Standard Chartered Business Visa Platinum as a secondary to the OCBC Titanium once the RM50 cash-back rebate has been maxed out.

This post has been edited by ronnie: Dec 30 2010, 01:18 AM
ronnie
post Dec 30 2010, 01:16 AM

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The following is the T&C for OCBC's Year-End Promotion
QUOTE
20. Split qualified retail spend transactions are disallowed and shall be disqualified. “Split qualified retail spend” are retail transactions made within an hour on the same day.


Does that mean we can only swipe once an hour per day to participate ?
I thought it's more logical to state “Split qualified retail spend” are retail transactions made within an hour on the same day from the same merchant.

This post has been edited by ronnie: Dec 30 2010, 01:17 AM
ronnie
post Dec 30 2010, 03:01 AM

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QUOTE(TeraPox @ Dec 30 2010, 02:40 AM)
anyone heard about the 100days 100ipads promo from Citi?

wat's the string?
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Also can try SCB's iPad giveaway after spending RM4000 with SCB
ronnie
post Dec 30 2010, 12:19 PM

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QUOTE(roy918 @ Dec 30 2010, 11:40 AM)
CIMB/DA "weekend" (ONLY Sunday) rebates is extended to 30 June 2011 .  rclxub.gif  rclxub.gif
Starbuck is out and 10% discount no longer valid.

Refer advertisement here
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Now the weekend offers are only on SUNDAY (good also since SAT is no-plastic-bag day in Selangor)
Guardian still around... nice.
ronnie
post Dec 31 2010, 01:25 AM

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QUOTE(TeraPox @ Dec 31 2010, 12:22 AM)
I got my Amex 150 rebates ooo. smile.gif
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that's like a year end promo from AMEX Gold Credit Card from Maybank.
OCBC Titanium can get RM50 per month..that's a total of RM600 !!! drool.gif cool2.gif (
AND we don't need to pay Najib's RM50 CC GST

This post has been edited by ronnie: Dec 31 2010, 01:26 AM
ronnie
post Dec 31 2010, 01:32 AM

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QUOTE(zenquix @ Dec 30 2010, 04:31 PM)
Your feedback is same as ronnie's.

My feedback from late Nov was RM120 from Dec X 2010 - Jan X 2011.

Since my statement is mid Jan, appreciate if anyone with an early statement date (12 Jan or earlier) to post in the forums once they can see their rebate for this very special (and confusing) month. (hope you have internet banking).
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The latest feedback from OCBC CS is the most up-to-date....
As long as OCBC gives max rebate between RM120 to RM170, everyone should be happy, right ?

Mine just passed >RM50 rebate before 31 Dec 2010... so they better not pay me a cap of RM50... mad.gif mad.gif
ronnie
post Jan 1 2011, 01:13 PM

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Let's hope CIMB/DA comes out with 5% rebate on petrol.
They should have a Cash-Back card to fight with OCBC ;-)
ronnie
post Jan 2 2011, 03:07 AM

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Why won't OCBC continues its RM120 cash rebate brows.gif
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