Credit Card v13
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 Jan 5 2011, 10:02 AM
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#81
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur   
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QUOTE(chemistry @ Jan 5 2011, 09:52 AM) You are so observant The reason why I saw it is that I was doing an IBG to SCB..thus wanted to monitor how quick the funds goes into the SCB. Did you keep logging in to SCB Online to view trxn? O.o  Then I saw the line "Data last refreshed : dd/mm/yyyy hh:mm" is always the same within the same day. |
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Jan 5 2011, 10:22 AM
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#82
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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OCBC cash rebate is capped at RM50 beginning 1 Jan 2011.
So max spending in RM1000 (for full 5% rebate at hypermarket) |
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Jan 5 2011, 03:56 PM
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#83
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(zenquix @ Jan 5 2011, 03:31 PM) any confirmed news on OCBC's rebate from Jan 1 - Jan X? Any one with the first week of Jan as their their statement date ? Have you utilised the RM120 Cash-back up to 31 December 2010 ?I am still holding off spending for the RM50 rebate until I get a confirmation... |
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Jan 5 2011, 04:01 PM
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#84
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(chemistry @ Jan 5 2011, 03:52 PM) I learnt frm other forum that an OCBC cardmember was informed by OCBC CS that as long as cardmember settles the retail spending in full, then the BT amount will remain zero interest until the 1st day of 7th statement. So basically we can let the money sit in FD for 6 months then pay BT in full on the 6th month StatementI think this kind of BT is better than those separate BT account which requires the cardmember to pay 5% minimum in order to continue enjoying 0% BT interest. |
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Jan 6 2011, 11:29 PM
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#85
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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I notice from SCB Internet Banking the ChoicePoints don't get updated when the transaction is already posted.
Is the ChoicePoints credited after the statement is generated (i.e. after statement date) ? |
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Jan 7 2011, 01:36 PM
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#86
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(roy918 @ Jan 7 2011, 01:22 PM) If one happens to hold OCBC Titanium and Amex, do you think OCBC Titanium better than Amex? Overall, I feel OCBC Titanium is better than AMEX Gold Credit Card. But the AMEX can be use as secondary after OCBC.There is no right or wrong answer but this is purely discussion. There is no point to discuss here if you are limiting what can be discussed. |
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Jan 7 2011, 02:24 PM
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#87
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(dr2k3 @ Jan 7 2011, 02:17 PM) i want official one... Go to your nearest MBB branch lah.... |
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Jan 7 2011, 11:03 PM
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#88
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(shauyan @ Jan 7 2011, 10:13 PM) hi guys, need your opinion. Without a doubt, use the Maybank Petronas Gold when overseas. I'm planning to travel overseas. I have 3 cards: CIMB Master Gold, Citi Cash back Plat and Maybank Petronas Gold. When one you recommend to use? Maybank have lowest 0.5% admin charge but how the conversion rate?   |
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Jan 9 2011, 08:31 AM
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#89
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(juno88 @ Jan 9 2011, 06:26 AM) hi all taiko!! Minimum Balance : 5% of the Statement Balance or RM50 (whichever is higher)sorry if i ask noob question but this is my 1st time use cc. currently using maybank petronas gold. there is 3 column where minimum balance, statement balance & also outstanding balance. few days ago shown 0 on minimum balance & also statement balance. now got debt on these 2 column. wat is tat? i never late payment on my cc. normally i will transfer online from my saving acc. hope to get answer from here Statement Balance : Amount owed to the bank after statement date - this column doesn't change to zero ever even you have paid Outstanding Balance : Amount owed to the bank - will show zero after full payment is made |
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Jan 9 2011, 12:01 PM
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#90
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(MilesAndMore @ Jan 9 2011, 10:04 AM) Maybank is just incompetent, that's it. Just like their Maybank Customer Service... incompetent and SLOW !!! |
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Jan 9 2011, 10:41 PM
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#91
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(juno88 @ Jan 9 2011, 06:27 PM) tat means i need to pay the minimum balance & also statement balance?? Minimum Balance is 5% of the Statement Balance or RM50, whichever is higher.You can pay either Minimum Balance --- NOT RECOMMENDED, unles u like debts You should pay Statement Balance before the due date. |
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Jan 10 2011, 07:47 AM
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#92
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(chemistry @ Jan 10 2011, 01:09 AM) I over hit RM50 rebate capping already. Do tell us if OCBC gives you RM50.50 or just RM50 in your next statement dated 10 Jan 2011.As of 10/1/2011 my spreadsheet shows total rebate as RM50.50. . I cannot use this card anymore until 11/1/2011 (new statement month) The merchant may not have posted before 10-Jan 2011. |
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 Jan 10 2011, 07:51 AM
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#93
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(juno88 @ Jan 10 2011, 04:18 AM) normally i clear all my outstanding balance. tat means i have to pay the statement balance oso? these 2 balance is diff? wats the diff? You need to read properly before replying the next time.QUOTE Minimum Balance : 5% of the Statement Balance or RM50 (whichever is higher) Statement Balance : Amount owed to the bank after statement date - this column doesn't change to zero ever even you have paid Outstanding Balance : Amount owed to the bank - will show zero after full payment is made As long as your Outstanding Balance is RM0.00. That means you have fully setteled your CC bill. Congrats !!!  |
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Jan 10 2011, 02:35 PM
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#94
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(LOOOOOOL @ Jan 10 2011, 01:48 PM) No more petrol rebate for CIMB Direct Access? T__T Go apply OCBC Titanium then... 5% petrol rebate lifetime. |
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Jan 11 2011, 01:34 AM
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#95
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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Only OCBC carries the Titanium card, right ?
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Jan 11 2011, 09:47 AM
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#96
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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Anybody heard of Ambank Platinum CC sign-up that comes with free Canon Pixma printer ?
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Jan 11 2011, 03:09 PM
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#97
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(erry- @ Jan 11 2011, 03:06 PM) wish DA will come out with 5% rebate at all petrol! haha We wish DA to offer 6% cash back on Petrol + Grocery + Utility + Dining (no max cap) |
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Jan 11 2011, 11:48 PM
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#98
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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RM50 GST just charged to my DA Platinum.... and CS can't even give me 10k Bonus Points to offset it.... so sad
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Jan 11 2011, 11:56 PM
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#99
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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I guess I have to burn the 10,000BP for the GST RM50 fee...
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Jan 12 2011, 12:09 AM
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#100
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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I asked for DA GST waiver and they said NO !!! Ask me to use 10k bonus points
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