You only can benefit from SCB biz plat if you travel (and spend) overseas a lot, because of its Triple Choice Points.
With SCB Biz Plat, the cardholder earns 1X choice Point and 0.5% cashback at the same time. This makes up a total of 1% cashback, which is same with Essential's 1% cashback.

But SCB Biz Plat has got KLIA Premium Lounge unlimited access, Essential don't have.
SCB has Purchase Protect, HLB don't have.

ronnie : ur welcome

btw, look for their annual fee too.

hlb essentials: rm100 or free with 2x swipe/month.
scb biz plat: rm300
scb biz gold: rm200

so confirm no auto waiver on annual fee for scb.
if call them then ask, its not auto waiver

a little bit suprised, scb biz gold require salary only rm18k/year!
same as other bank classic card.
even their plat require salary also only rm60k/year.

while hlb essentials min salary is rm30k/year.

I dare not put my employer's name on my card..Who knows what happen in future? I can't guarantee the job is permanent.

Why not consider Alliance Bank VISA Platinum or Alliance Bank Platinum MasterCard ? The first RM500 charged to your card every month will get you at least 1.02% cash back. This cash back will continue to increase as you spend more. The cash back however, is capped at up to a maximum spending on retail purchases of RM5,000/month only. Any amount spent after reaching RM5,000 in a month, you will earn only Timeless Bonus Point. You will get at least 2.42% cash back on the last RM2450 charged to the card (out of RM5,000).

for my petronas here, mesra first, then CC

even if i go to counter, also mesra first, then CC

it's not dangerous, because you have to accumulate many many points then can only redeem for Rm10 voucher, i have one before, but i dump it already.. lol..

u wud have gotten RM59 if u had used OCBC tit

can split the payment into RM4000 for SCB and RM1900 for OCBC .
SCB swipe RM4k win guaranteed gift and STAND to win iPad.
While the rest RM1,900 swipe on OCBC gets RM19. 

Btw, Miles bro, why did you use HSBC card? (RM30+5900pts)/RM5900 is just 0.9X% cashback. doesn't your Citibank card offer better benefit?

IMHO cc due date should not be influenced by salary date. Unless the cardholder always use up the fund in salary account.

Yes OCBC allows but not to Tit users.

u wil stil get yr cashback but not the additional periodic promotion, which i have been made to understand from 3 CS.

hMMM..
i wonder why they explained otherwise despite checking with 3 different CS at 3 diff occassions as I was warned when i wanted to change the billig date