no idea. u can try.

he means CANCEL the card

petronas-maybank, so u should using petronas?

maybank give 5x points at petronas, so swipe rm2200 get 11k points, can redeem rm50 petronas voucher.

while cimb-petronas, it give 2% rebate at petronas and 5% on 1st day of the month.
ignore the 5%, take 2%, swipe (accumulate) rm2200 get back rm44 only (compare to maybank rm50).

and now got promo 5% rebate on sunday at tesco & giant.

so if u want to go to cimb, go for cimb-petronas (since u using petronas fuel).

well, maybank give me cl equal to my salary and pbb give lower but i dont mind
just use mbb to pay autopay (direct debit) and pbb at esso/mobil so no need for high cl
want to shopping, use another plat card

This post has been edited by erry-: Jan 4 2011, 02:17 PM

wah same here. my colleagues also always need me to buy airline tickets. they pay the convenience fee, i get the rebates thumbup.gif

yes high cl is important. but only mbb & pbb that give me low cl. but still, 5-figure cl. can consider it as 'low'?

This post has been edited by erry-: Jan 4 2011, 02:34 PM

1st class on emirates is better

but people who want to fly to abu dhabi with emirates even on economy class should have their own cc ~

cimb-petronas plat req is rm80k/year.

but da/cimb plat dont have so many privileges like plat from other bank, not even free entrance to klia/lcct lounge!

too bad coz mine is MC

as i said previously, this card rewards is points, but only in block of rm50.
so swipe less than rm50 wont get any point. swipe rm99.90 only get 50 points.

besides, i'm not go watching gsc on friday. hehe.

nvm.

yes it is safe. some bank will call u immediately during/after the online transaction to verify.
even offline also sometimes will call to verify.

5x points for petronas is permanent (whenever) for mbb-petronas.

the 10x on tuesday is only during promo (which is end on 15/2).

This post has been edited by erry-: Jan 4 2011, 07:46 PM

oh sorry! my mistake!

the 1 that give 50 points for rm50 is citibank choice! sorry3

but then, citibank clear have rm90 annual fee on 2nd year onwards

me thinking the same way. and my gst will be charged on this coming 27-jan! how eh?

i only have 3 weeks to give them time! haha

last year i cancel my DA Visa by call 3 days before renew date.

at the statement shows will be charged on 27 but my statement is on next 13.

cancelled it on 24 jan and my next statement 13 feb dont have the gst (2010)

but until now, the card number is there (on cimbclicks)

This post has been edited by erry-: Jan 4 2011, 11:38 PM

6 months to dissapear from cimbclicks? its 1 year already, the number still there ~

haha same here


This post has been edited by erry-: Jan 4 2011, 11:40 PM

DA give me free upgrade from gold to plat on 2009.

before the card arrived, the plat num is already there for both visa and mc.

after upgrade, both visa and mc gold num still there, until now, including visa plat that i cancelled already too.

Outstanding Balance, Credit Available, and Minimum Payment for all those 3 cards is RM0.00

but no harm at all la ~

if the shop allow u, then yes can.

cl 1k or cl availability is 1k? a little bit weird if cl is 1k?

if availability, go settle all ur outstanding la so u can installment all the 1.5k.

or go apply new card so can swipe 1.5k to do the installment

thats why. even classic card usually give 3k cl.

go deposit that rm500 cash into credit card acc so the availabiliy cl will be 1.5k, then swipe all 1.5k for installment ~

oh yea! supp card can be set separate cl with min 1k.

yes if the shop is ok then no prob.
or, ask ur principal card to increased ur cl to 1.5k

This post has been edited by erry-: Jan 5 2011, 01:02 AM

if rarely use it then why wanna waste rm25 for gst?

---

Added on January 5, 2011, 1:10 amalso, waste for annual fee (if applicable) for the supp card

This post has been edited by erry-: Jan 5 2011, 01:10 AM

lol

i cut my wife supp card to avoid gst last year

previously my wife use the card only at jusco (i'm at supermarket while she at deparment store).

btw for hsbc and da, installment no need approval from principle, no matter installment at merchant or convert (sms the bank later).

he afraid gst already being charged?

ur statement balance is zero, means the gst is not charged yet. no need to pay anything.
just wait statement of 14-jan, should have gst on it. then pay by 3-feb.

btw, i'm using mbb normal (not petronas). its expired on oct last year. but maybank send new card 1 month before.
my oct statement (28th), gst is being charged on 20-oct, then annual fee on 27-oct.
then 8-nov waived back the annual fee (they offered me another 3 years free).

(why not same date i also dont know)

This post has been edited by erry-: Jan 5 2011, 01:57 AM

yes no need to call until card expired.

previously also free for 3 years. then offer another 3 years. plus 10k tp to cover the gst.

but plan to terminate it this year. not using it much ~

same here.

but i'm not going to movie often. then no need la ~