any alliance user here?

last week i call their helpline, want to ask regarding cc, but the cs seems dont know much

ok then i send email to them on 4-jan 09:16

received their reply on 4-jan 09:19! wah so fast! 3 mins only?

oh, the subject is "The email is an auto-reply response from Alliance Bank."

and today 6-jan (2 days later ~), i received emailed from them at 12:08 (PM) with subject of my enquiry "RE: Alliance Platinum MasterCard".

open the email, only got this:

"We have forwarded your enquiry to the relevant department to assist further."

"Should you require further assistance, please email us at info@alliancebg.com.my or call our Contact Centre at 03-5516 9988."

thats the email address i sent to b4, and thats the num i call before.



like this, cancel la to apply for alliance

haha got it got it

so i should re-apply the visa plat?

i'm not the cust yet. can call the num too? but nvm. cancel to apply

yes. 6 days already la ~

except for the co-brand card like cimb-petronas, pbb-esso/mobil, citibank-shell, etc.

coz if they also terminate the fuel rebates, then the card also need to terminate

pbb esso/mobil got tier, more pump more rebates (max 5%).
also promo extra 3% till 31/3

rhb travel money give 5% on 1st weekend at all petrol station (cons: rm70 annual fee un-waivable).
ambg-carz also give 5% at all petrol station everyday but must have outstanding (cons: u will be charged with interest ~).
shell-citi also give 5% at shell everyday but must have outstanding too (cons: annual fee, and outstanding will be charged with interest ~).

This post has been edited by erry-: Jan 6 2011, 02:59 PM

cannot fax. if u apply online, u need to mail (post) the supporting docs to them within 30 days.

err... this 1, confirm can get titanium? afraid they give visa gold or platinum mastercard? or we can choose titanium?

hsbc black card is plat

as i thought, u mean hsbc premier

This post has been edited by erry-: Jan 6 2011, 08:30 PM

i didnt call it. i dont even have the card. not me!

mbb plat mc only? how about plat visa?

but remember, mbb plat got annual fee RM550

unless they give u free (like me, they give me free 3 years, after expired another free 3 years )
mine is visa.

this is my prob.

pledge fd is 'like' to show the bank how much money we can 'store' with them 'as a proof' to get their cc.
in my case, i dont have any prob to pay my cc (all no outstanding).

so as u said, if i do pledge fd with ocbc, they also have the right to reject

no idea

go apply ocbc. no harms.
get 5% rebate at all petrol station.

use rm10k/year they will give bonus rm50 on 13th statement (to offset gst 2nd year).

PJusa, i wanna ask u regarding alliance plat cash back.

at main page shows "Up to 2.0% cash back on anything, anywhere, anytime."

at details page show "Up to 2.0% cash back on retail spend".

i know the cash back is tier-based.

my question now, is petrol included? thanks

there is no ranking of bank in terms of cc recognition.

there is only cc recognition of benefits (must meet qualification to apply) ~

confirm eh?

---

Added on January 8, 2011, 7:17 amanother thing, the timeless bonus points, is it given for swipe after rm5k (max limit for plat) or given from beginning (rm1)?



thanks

This post has been edited by erry-: Jan 8 2011, 07:17 AM

thanks

ok noted. thanks!

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Added on January 8, 2011, 1:00 pmif u always spend at platinum partners, then platinum card is the best (10x mr).

if normal usage, then yes, gold cc.

This post has been edited by erry-: Jan 8 2011, 01:00 PM

con = disadvantages

not so many merchant/store accept amex. thats y not many using it.

have u use (swipe) the card?

probably mbb charge gst only after u activated the card (using it).

like my previous DA plat visa, card received, card number appear online, but i'm not activated it, so balance statement is 0.
after 3 months, i decided to terminate it (look like i'm rejecting the card offered to me). no gst being charged, and till now statement is 0.

maybank2u will always put XXXX

nvm. no need to sorry



if negative, thats mean bank own u. or in other word, u pay more than ur statement balance previously.
or, a money had been deposited to ur cc account.

regarding MBB,

i redeem TP for a travel bag on August last year via form and fax.

till now, the bag still not arriving

pay statement balance if dont want interest.
pay minimum balance if dont want late fee.

but the best is, pay statement balance. just ignore minimum balance

mbb ikhwan petronas visa gold/plat - 5x points at petronas ONLY.
mbb ikhwan amex gold/plat - 5x points at ALL petrol station.

pls not that not all place that can swipe visa, u can swipe amex too.
in other word, amex acceptance place is a little bit limited.

all mbb ikhwan annual fee is waived subject to 12 transactions per card per year.
refer http://www.maybank2u.com.my/WebBank/tncikhwan.pdf (page 6)



This post has been edited by erry-: Jan 10 2011, 12:58 AM