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Added on December 20, 2010, 11:35 ameasy, go to the branch to apply

This post has been edited by persistence85: Dec 20 2010, 11:35 AM

it's your choice, someone here already provide you their fax number

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Added on December 20, 2010, 12:14 pmTerminate the card still can do a BT?

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Added on December 20, 2010, 12:25 pmAfter upgrading card to Gold, my PIN for ATM arrived after 3 weeks, i guess they use snail mail to mail it.

i don't need the PIN, guess i will just dump into rubbish bin

This post has been edited by persistence85: Dec 20 2010, 12:26 PM

erry is a bro, i am a sis

i think by fax is faster

good idea if u fill up ur fuel always at ESSO

Oh

call for CS to get more info ?

amazing

swipe Rm10k , do the BT, use RM10k for FD

bank earn more from principal (P) card

what u mean swipe for u rm2k and give u the cash?

BT is more worth.

Say you swipe Rm10k, and u do BT, then u can put ur cash Rm10k to put in the bank for FD and enjoy the FD interest rates.

better than none, say RM10,000 , 3% per year, u get Rm300 per year

i receive letter from hong leong bank 3.5% , minimum must put RM20,000 + contest to win (a car) ..

3.5% @ RM30,000 = RM1, 050

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Added on December 21, 2010, 8:23 ambut not open for application anymore?


This post has been edited by persistence85: Dec 21 2010, 08:23 AM

woah, nice info

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Added on December 21, 2010, 9:07 amI just placed RM50,000 @ yesterday for 1 year + RM5,000 into my current savings account.

1 Year

http://www.hlb.com.my/qa/ir/irfd.jsp?flag=irfd

# Hurry! Open and deposit a minimum of RM20,000 into Hong Leong Senior Savers Flexi FD Account and RM5,000 into any Hong Leong Current / Savings Account to enjoy higher FD rate of 3.5%p.a. for 12 months tenure. Also, you stand a chance to win an all-new Nissan Teana 2.0L. The promotion is valid until 31 March 2011. Terms and conditions apply. Click here to find out more details about the promotion.

The FD placement will be renewed at the prevailing board rate upon maturity. Hong Leong Bank ("Bank") reserves the absolute discretion to vary the rates and tenures at anytime or from time to time.

This post has been edited by persistence85: Dec 21 2010, 09:29 AM

Yeap, but my daughter just 1 year 4 months on tomorrow

LOL

might try to apply next year, see can get approved or not ,

btw, can use ur wife's name to apply?

true. i wonder why 6 months?

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Added on December 21, 2010, 2:03 pmThe limit of your liability for a lost or stolen credit card is RM250.00 only under Rule 13.2 of the Bank Negara rules on credit card if it has been fraudulently used.

Please note this limit and ensure that your bank does not overcharge you should your card have been used illegally.

Most are unaware of RM250 limited liability �C PLEASE READ AND BE INFORMED! CARDHOLDERS need not pay more than RM250 whenever their lost or stolen credit cards are used by others. Yet, often times, they end up paying much more.

This is because Bank Negara has not informed cardholders that they do not have to pay more than RM250 for fraudulent transactions carried out using their lost or stolen cards, when they had not acted fraudulently and had informed the banks about the lost or stolen cards as soon as possible.

This protection is given under Clause 13.2 of Bank Negara's Credit Card Guideline:

"The cardholder's maximum liability for unauthorised transactions as a consequence of a lost or stolen credit card shall be confined to a limit specified by the issuer of credit cards, which shall not exceed RM250 provided the cardholder has not acted fraudulently or has not failed to inform the issuer of credit cards as soon as reasonably practicable after having found that his credit card is lost or stolen."

Banks know about Clause 13.2 but have chosen to ignore it. Instead they pursue cardholders for the fraudulent transactions.

They will tell cardholders that a clause in the credit card contracts states that all transactions carried out before the loss of the cards are reported to the banks, are deemed to be carried out by the cardholders.

Many cardholders then pay up because they are unaware of the RM250 limited liability. "

This post has been edited by persistence85: Dec 21 2010, 02:03 PM