go parkson for on the spot redemption

if i'm not mistaken, rm50 voucher  can be exchanged for less than 10k TP

this scb justone, u must pay rm15k to get that

if less than 15k, got annual fee rm200

per year.

since u a high spender, go apply scb justone card la.
u can already get free annual fee and rm600 max cashback.
pay the gst rm50, u still get rm550
even take it to cover next year gst too, u still get rm500 free.

if ur annual salary is rm40k/year, then go apply - http://www.standardchartered.com.my/_docum...one/appform.pdf

er, the card is no longer open for application

oh? no idea.

persistence85, u go to nearest scb branch to ask, or call 1300 880 388 

all card got their own benefits la. just i'm not using mbb a lot

yes. depends on location. like today, if go to kfc/tesco/giant, definately DA

i didnt even apply mbb visa plat. just bcoz 3 years ago i signed up for palace vacation club, then they make this mbb card for me to pay the membership in 0% installment for 3 years. now finished, dunno what to do 

coz too many ppl applied, so scb decided to do damage control

u should do BT b4 cancel the card 

or just, pay 1 lump sum

its not for fresh graduate. but u must have degree. no matter even if u graduated 10 years ago. as long as it is degree

rm600 x 100 people = rm60,000 already!     

SCB gave me 2 x 11000 after i bugged them numerous times thru mail and phone
so now i just keep quiet

every RM2 spent (excluding petrol) is also entitled to 1x choice point, every RM10 in JustOne current account earns 1x choice point

Are you having more than one SCB card? If you have 2 SCB CCs, then having 2x free 11,000 points would make sense.

Yes, sometimes I do feel that SCB JustOne Titanium is better than OCBC Titanium.

don't simply bug, i bugged them bcoz they hv a campaign and somehow they did not gv me the points

but scb justone no longer offering ~ 

Not correct. Both were created for WISE spenders like most senior forummers here actually.

i only hv one card with SCB at that time
but i complaint about not being awarded the 11k points via both email and phone and ended up getting the points twice

well, JustOne is at least on par if not better than OCBC titanium

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Added on December 19, 2010, 6:15 pm

for scb justone, u can finish the RM600 allocation in one swipe or witihin one month, so it's better in that way
in terms of total cash back, it's same with OCBC titanium, and also to less extend same with AMEX (RM150 x 4 for current campaign) and PBB (RM100 x 6 or more in two or more campaigns per annum) although campaigns can change and not fixed

it means its already approved

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Added on December 19, 2010, 7:29 pmjust waiting for u whether u want it or not

of cos i think u still need to submit the application, not sure. my dad get alot of pre-approved card, just didin't ask him abt it

high percentage but not always. your ccris is still being checked also. nowadays maybank has included a clause which allows them to decline even pre approved applications.

pre approved applications are made based on branch's recommendation but processing unit still runs through credit review before giving their green light.

maybank branches normally offer pre approved credit cards and charge cards (except maybank world mastercard and american express platinum charge card both are exclusively pre approved only to maybank PMW customers) based on a few factors which may include:
1) substantial FD
2) salary banked in through that maybank branch even though by cheque bank in and not via auto credit
3) hire purchase / housing loan / OD facility

usually it means u already get the card