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 Credit Card v13

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SUSpersistence85
post Dec 18 2010, 04:34 PM

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http://www.pbebank.com/en/en_content/perso...master_exe.html

the color is not so nice~
SUSpersistence85
post Dec 18 2010, 04:48 PM

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QUOTE(ck_tonny @ Dec 18 2010, 04:35 PM)
When you hold the real card, you will see the different, the image shown in website is different from real card.
you own the card? i read through the credit limit, minimum rm2k.. not so wise.. hows ur credit limit if u own the card and whats the real color of the card?

This post has been edited by persistence85: Dec 18 2010, 04:48 PM
SUSpersistence85
post Dec 18 2010, 05:04 PM

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QUOTE(ck_tonny @ Dec 18 2010, 04:54 PM)
I hold the card before and canceled it 2 weeks ago, limit given is RM6,000. There is 5 colours embedded in the card, and colour will change from different angle.

This card only enjoy reward points, thus no cash megabonus like other PB cards.
I see. plan to take mastercard executive, but the gold color looks so plain...

SUSpersistence85
post Dec 18 2010, 05:09 PM

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May i know what is the benefits of MBB Petronas Visa? only give you treat points when u fill up at petronas? other than that?
SUSpersistence85
post Dec 18 2010, 05:12 PM

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QUOTE(erry- @ Dec 18 2010, 05:11 PM)

same here. DA even upgrade my CL each time i reach the limit to swipe  brows.gif
you mean upgrade your CL permanently or temporarily?

SUSpersistence85
post Dec 18 2010, 05:27 PM

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QUOTE(erry- @ Dec 18 2010, 05:19 PM)
treat points given at all transaction, not only at petronas. just at petronas can get 5x. so pump rm2200 can redeem fuel rm10 voucher already.

but for comparison, CIMB Petronas swipe at petronas rm1000 can get back rm20 already whistling.gif

while OCBC Ti rm1000 can get back rm50, at all petrol station sweat.gif

of coz permanently. never heard such as temporary  sweat.gif
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Looks like DA MC and OCBC is a must drool.gif

This post has been edited by persistence85: Dec 18 2010, 05:53 PM
SUSpersistence85
post Dec 18 2010, 05:46 PM

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QUOTE(erry- @ Dec 18 2010, 05:35 PM)

Added on December 18, 2010, 5:37 pmoh! also, maybankard visa debit! biggrin.gif

but, rm3 = 1 points sweat.gif
Yeah, back in 3 years, i was using that debit card, 3 years of swiping the debit card, and just able to redeem Rm20 COSWAY worth voucher cry.gif


Added on December 18, 2010, 5:46 pm
QUOTE(chemistry @ Dec 18 2010, 05:33 PM)
Too bad that both cards are Mastercard.
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I don't have Mastercard yet, thinking of getting one of em or getting both..

This post has been edited by persistence85: Dec 18 2010, 05:51 PM
SUSpersistence85
post Dec 18 2010, 07:14 PM

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QUOTE(erry- @ Dec 18 2010, 06:15 PM)
if really looking for petronas rebates, told already.

mbb petronas = swipe rm2200 can get rm10 only!
cimb petronas = swipe rm2200 can get rm44
da mastercard = swipe rm2200 can get rm44
ocbc titanium = swipe rm2200 can get rm100 / rm50 next year (based on max capped)

so, why mbb? tongue.gif
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too bad AMbank 20% and public 15% gonna ends soon, if that promotion is for forever, i will definitely jump into AMbank/PBe

btw, based on what you mentioned, i think mbb not so good? shakehead.gif


Added on December 18, 2010, 7:16 pm
QUOTE(David83 @ Dec 18 2010, 06:23 PM)
MBB is convenient for payment since I have saving account and M2U with MBB. I don't have saving with CIMB and lazy to go to CDM. The availability of OCBC branches is pretty limited.

Judging from all the factors, MBB wins top of the my personal criteria even deals is not the best in the market but acceptable.

By the way, thanks for bringing up the comparison and I may have slip that out in the previous posts.
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I'm thinking to apply MBB credit cards because m2u makes my life easier, and the redemption points for mbb is pretty low...

This post has been edited by persistence85: Dec 18 2010, 07:16 PM
SUSpersistence85
post Dec 18 2010, 07:20 PM

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QUOTE(chemistry @ Dec 18 2010, 07:18 PM)
IMHO, since OCBC Ti cashback is so generous, it is just small matter to pay that IBG fee. Convenience of repayment cannot be  an excuse anymore.
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rclxms.gif
SUSpersistence85
post Dec 18 2010, 07:37 PM

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QUOTE(kei18kun @ Dec 18 2010, 07:33 PM)
considering OCBC if PBB not giving me so much rebate this year. see wat kind of rebate they can give me after Feb2011. If no more rebate will cancel and switch to OCBC since got branch here at kajang tongue.gif

now still enjoying the PBB 15% & ambank 20 rebate...too bad for ambank cannot max it since its only for groceries and petrol on weekends. lazy to go tesco so far and dislike it for being so big to walk around...hehe

only using ambank for petrol since get 20%...so far max rebate i can get for this card is only RM30 out of RM80 since hardly pump petrol. PBB card is better since can buy anything and get rebate for the promotion now, so buying stuff like crazy...haha hope don't bankrupt myself


Added on December 18, 2010, 7:36 pm
totally true, just charge RM2 only anyway, beats going through traffic and getting parking. might get saman too
got RM30 saman just waiting outside PBB bank this month at SS15 subang jaya, just how desperate is our gov now  sweat.gif  definitely won't be voting for BN now  vmad.gif
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20% cash back, fill up RM50, get Rm10 back, it's worth!

SUSpersistence85
post Dec 18 2010, 07:57 PM

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QUOTE(kei18kun @ Dec 18 2010, 07:46 PM)
but still difficult lah since my car just VIva hv to make sure the fuel light is blinking then only pump, somemore weekend only tongue.gif
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You can fill up if the indicator show half tank? to maximize ur cash back smile.gif

SUSpersistence85
post Dec 18 2010, 08:42 PM

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QUOTE(alexwsk @ Dec 18 2010, 08:40 PM)
er, selangor gov is under PR now biggrin.gif
waiting with ppl inside the car oso get saman rolleyes.gif

anyway, i agreed with "definitely won't be voting for BN" laugh.gif
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I will vote for PR

BN = Barisan Kurang Rasional, Pencapaian Diutamakan, Rakyat Diperkudakan!

SUSpersistence85
post Dec 18 2010, 08:48 PM

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QUOTE(lowyat_peter @ Dec 18 2010, 08:47 PM)
hi, what credit card got highest cash rebate?
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OCBC


Added on December 18, 2010, 8:51 pm
QUOTE(MilesAndMore @ Jul 12 2010 @ 12:59 PM)

HSBC has just launched a new credit card today. It's called HSBC Advance VISA Platinum and is actually a complimentary card. HSBC Advance is a current account and replacement to HSBC PowerVantage. It is a lot like HSBC Premier in many ways, some of the benefits include the use of Global View and free Global Transfer between your local and overseas HSBC accounts (capped at US$10,000 for HSBC Advance and US$100k for HSBC Premier) which was previously available only to HSBC Premier customers. You need only an initial deposit of RM20,000 to open this account and the HSBC Advance VISA Platinum will be mailed to you in the next few weeks.
thats mean deposit Rm20,000 then can get a HSBC Visa card?


This post has been edited by persistence85: Dec 18 2010, 08:51 PM
SUSpersistence85
post Dec 18 2010, 08:54 PM

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QUOTE(yuunasue @ Dec 18 2010, 08:51 PM)
Need to maintained 20k in account. I think same as secure card. But just ask for my friend. She need to know. But if you pledge a 200k you will auto entitle Premier card with CL 50k ( That limit only i get  hmm.gif )
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Maintain Rm20k? meaning same as fixed deposit pledge? how much CL if maintain Rm20k?

SUSpersistence85
post Dec 18 2010, 09:00 PM

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QUOTE(yuunasue @ Dec 18 2010, 08:51 PM)
Need to maintained 20k in account. I think same as secure card. But just ask for my friend. She need to know. But if you pledge a 200k you will auto entitle Premier card with CL 50k ( That limit only i get  hmm.gif )
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You pledge RM200k in HSBC and get a RM50k CL? rich ah u~
SUSpersistence85
post Dec 18 2010, 09:10 PM

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QUOTE(lowyat_peter @ Dec 18 2010, 09:08 PM)
ocbc got highest cash back ? got maximum rebate for 1 month? if i buy 2 unit laptop cost ~10k, how much rebate i got for ocbc card?
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starting next year capped at RM50

if more than rm10k.. i think u use 2 different cash back card, now got pb 15% cash back, ambank 20% cash back tongue.gif

SUSpersistence85
post Dec 18 2010, 09:20 PM

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QUOTE(lowyat_peter @ Dec 18 2010, 09:17 PM)
tq..i wonder how bank can earn if give such high cash rebate.
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no idea.. but ambank and pbe got limited time promotion, refer to their website for more infos
SUSpersistence85
post Dec 18 2010, 09:35 PM

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QUOTE(yuunasue @ Dec 18 2010, 09:31 PM)
Yes. You're right  thumbup.gif  staying at oversea so far temporary no idea in other invest field. Just save it !! Use as ATM card . . . Look ugly . . . ><
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lol.. what color? red color credit card?

SUSpersistence85
post Dec 18 2010, 10:11 PM

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QUOTE(alexwsk @ Dec 18 2010, 10:09 PM)
er, but is someone in the car? i never heard can saman like that
and PDRM only saman for RM30? din ask for minum ka brows.gif
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some case even worse, they didn't inform u and terus kena saman, and when u check at PDRM/JPJ, then only at that time u know brows.gif

SUSpersistence85
post Dec 18 2010, 10:26 PM

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QUOTE(chemistry @ Dec 18 2010, 10:14 PM)
ini bukan i mintak punya, kau kasi punya  tongue.gif
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lol thumbup.gif


Added on December 18, 2010, 10:27 pm
QUOTE(erry- @ Dec 18 2010, 10:13 PM)
ur welcome. i have hsbc and pbb cc but dont have their bank acc. so each due date, i went to cdm at around 11pm sweat.gif
why dont open bank saving acc and pay online? sweat.gif


This post has been edited by persistence85: Dec 18 2010, 10:27 PM

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