Which panel bank able very good offer?
I need to prepare document for submition already.

i think UOB bank gives the best rate....2.4 for 3 years lock in period...
public bank a little bit better..2.5 for first year and 2.4 for following years...but that 1 year just gv a little little bit difference...but public bank 5 years lock in...very bad...

i just apply UOB bank with an agent....very good and responsible guy... highly recommended !do call him up if u have any enquiries..0163238797-Kit..tell him you are recomended by Ryan Tham...haha..

Understand that buyer need pay extra - govertment tax.
Would seek advise from you all.

anyone can clarify this payment?

Ryan, May I know your loan amount? because the UOB loan officer told me that my loan amount less than 300k.. so cant get -blr2.4 and OUG Parklane is an adhoc project for UOB and not Panel..... Seriously super confusing....

Any different between adhoc project and panel project?

adhoc is case by case basis... there is no written connection between developer and bank... normally takes a little bit longer... 1 to 2 weeks if not mistaken.... different bank different standard

I think for adhoc/add on project meaning the banker need to valuate the developer/project first then only can process with our loan. Please correct me guys if i'm wrong. TQ

yes... normally valuation fees applies... but for UOB normally below 500k valuation fee is waived

By logically... If UOB is panel, then it should not be a adhoc project.. correct? Will it be possible, different branchs of a same bank has different process or system?

I heard that if is not panel, the the S&P legal fee is not free anymore?
I still waiting for BigHouse to come out with the finalization of the panel.

there is a flyers i get from akisama office for the UOB bank...i think mostly panel bank...will get back to u all once i confirm it...

Block E1, facing east, 10th floor, 1 car park. Anyone interested, please PM me.

public bank offer is quite weird, only lower for first year... however there is little to none draw down on first year. not much advantage... then i rather take from UOB....

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Added on April 12, 2011, 11:09 pmwhy clouded? was it raining in the office? just jk

This post has been edited by novabankinghall: Apr 12 2011, 11:09 PM

UOB call me just now, and confirm that they made a mistake.. They are panel of OUG parklane...and willing to giv me blr -2.4.. but i need to purchase the MRTA and apply credit card instead of get blr -2.4....

Need to apply Credit card also? So do you need to pay the government Tax?

who intrested phase 1 E3?

just MRTA and credit card, no big deal right? Please correct me, as far as i know MRTA price are quite standard. And you are paying for something (not totally non value added). While for credit card... unless they insist me to use for 30years (along the whole tenure). Else just RM50.... next year cancel lor.... difference by 0.1% on 300K (+-) is still worth it.

PBB also offer 2.4 without any extra pay.

If u can't give best price, we will go for pbb.

If for pure investor, I dont think they wana buy MRTA.

Agreed on credit card. These ppl just wana cross sell. Now u know banking is not easy..haha

ya, It is ok for me, coz MRTA is quite cheap for my age and I also think of purschare it for the benefit of my family... For credit card...compare the 0.1% for 40 yrs and rm50 for one yr...worth it... hehe