HSBC Premier World Mastercard can be included in this category. Criteria: Only for HSBC Premier customer (RM 200k in deposits)

this is correct and i'm speaking through experience. when travelling i normally carry three cards.

one from maybank one from cimb one from american express. maybank is the best followed by cimb and then only amex when it comes to foreign currency conversion.

yes true. having said that i must say Standard Chartered is really "cheapening" the World Mastercard. Its preferred banking world mastercard has a starting limit of RM 15,000! what the hell! Where as other players like cimb, maybank and mbf has general starting credit limit of RM 100k onwards.

I beg to differ. Like I mentioned earlier, the word WORLD is stated on the card and I received confirmation from the HSBC Premier Relationship Manager with regards to this. To double confirm I called mastercard international too as I mentioned to them that the word WORLD on the card is merely part of the design. According to mastercard even, they have strict guideline when it comes to card designs and they do not easily approve designs which are misleading (eg. stating the word WORLD when it is not a WMC).

If standard design were to be the excuse, can you imagine X Bank writing the word INFINITE on its card when the card is actually a Visa Classic just because it's "standardized design"? I don't think so. Visa would be livid if it were to discover this. I have seen myself the same purple HSBC Premier Mastercard issued in certain countries without the word WORLD printed on it.

One year at least if you're using your Eon Bank card to apply. If submit full income document, then go ahead without having to wait for one year!

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Added on October 31, 2010, 7:56 pmYou're implying both hsbc employee and mastercard staff are oblivious to this? I can't discount that though given customer service at hsbc these days aren't as good as they were during Partner days!

This post has been edited by rockefeller: Oct 31 2010, 07:56 PM

Explain "hyped up"?

This post has been edited by rockefeller: Oct 31 2010, 08:51 PM

what card is this 10k limit from standard chartered?

Dad got his Premier Mastercard when they converted his Partner account to Premier. Not even a month after getting the Premier Mastercard he called up and requested for the Visa Platinum. They sent it to him, no questions asked. How come?

When the other banks are processing your application, when they view your CCRIS, they can see your existing credit card is secured by a collateral - in your case fixed deposit certs. However, it is entirely up to their discretion to approve your application or otherwise.

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Added on November 1, 2010, 8:59 amYou've a point..

This post has been edited by rockefeller: Nov 1 2010, 08:59 AM

MBF called up offering me MBF World Mastercard. Should I or should I not?

I wish this is true but even with FD of RM 1mil in RHB Premier Banking, there is no way you can assure yourself they'd offer you the VI.

I received my MBF World Mastercard just now. Talk about efficient! I called them to inform that I accept their offer (since they offer perpetual annual fee waiver) only this morning. The fastest so far! Not even 12 hours!

thank you i'm not sure exactly what the criteria are. but on the website, it says by invitation only. so, i just took it to see that what are the benefits. if not happy, i can always cancel it! hehehe..

wow quite a bit for a 25 year old. sounds like heavy commitment but all boils down to your monthly income.

may i know your salary is credited to which bank? if maybank or public bank, can get the bank branch manager to give you preapproved since your ccris will show high credit exposure with your existing commitments..

This post has been edited by rockefeller: Nov 4 2010, 01:50 AM

ok easy, go to your maybank home branch where you maintain your account and request them to give you pre-approved credit card on the grounds that your salary is credited to your maybank account every month. this way, you can be almost sure that you will get the card despite the heavy commitments. i recommend for you to go for american express gold credit card. low annual interest rate and fast membership rewards points!

I received a phone call from Maybank today offering me personal loan of RM 100,000 without having to submit documents. Is Maybank following Citibank's trend to cross sell personal loans and other products to existing credit card holders?

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To Maybank credit card holders, please be cautious if you receive calls from anyone claiming to be from 'Zing Touch n Go Club' offering numerous dubious privileges. These are fraudsters! They would ask for your credit card details over the phone. All of my friends who recently got their maybank credit cards received these calls.

This post has been edited by rockefeller: Nov 4 2010, 09:24 PM

keep for status? explain please.

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Added on November 7, 2010, 1:36 pmthat's why. i am aware of this too.

This post has been edited by rockefeller: Nov 7 2010, 01:36 PM

I think so too. I have been using cards from many banks prior to this but choose to stick to Maybank World Mastercard for the good conversion rate it provides when spending abroad.

Depends what card. If Maybank World Mastercard, upon acceptance maximum 48 hours delivered to your doorstep.