Is the Maybankard VISA Platinum and Maybankard MasterCard Platinum no longer open for public application ? Just got myself their application form but Petronas Platinum VISA is the only platinum credit card stated there. Any idea ?

Not for me, I've been a Maybank CC owner since 2002 with almost a 6-figure credit limit and 5-figure expenditure every year. They didn't blink when I said I'd like to cancel because I didn't want to pay GST so I cancelled. The gorgeous customer service lady at their 1U branch said management usually doesn't budge when threatened with cancellations and they had no power to do anything about it.

Good luck to you when trying.

good for you. that makes 2 person now who have gotten points from MBB to offset GST. However maybe you should elaborate more on your cards usage MBB so that others may know what was the criteria that MBB took into

My credit limit started with 5k and for the first year my credit limit does not increase at all. It was Maybank and can you imagine how pissed I was. I request for a credit limit increase but they request for my payslip. Since my income sucks, I send them a poslaju with a copy of my CDS statement and that days share closing price and the total amount I would received had I sold all my shares. I wrote a letter as well on how I would like to purchase new furniture's as my current one is pretty old and how I would like to take the opportunity to use the 0% EPP offered by Maybank. I further explained to them how I would still prefer to use their facility because the share price could still go up and I do not want to lose out on the opportunity cost.

They only doubled up my credit limit so I make an appeal and they explained how they could only give me 2x because of the risk involve and they do not know my pattern that well as I have only been with them for 1 year. The only way you can request more growth for your credit limit is by depositing lots of money in their bank or a huge payslip. But than people with 30k a month income still only get 60k based on payslip alone. I have seen people with 10k/mth with 100k credit limit.  CCRIS is only 1 year. So keyword is be loyal and be active and your card limit will grow.

Btw, you swipe a lot, so just be patient and wait for an auto-increase. They are suspicious when you ask but they will gladly give you when the time comes. And oh yeah for my first year I utilize less than 50% of my credit limit on average so that's why no increase. But yeah from what I've learned, if you have the swipe power, keep on swiping. Otherwise, just keep on balancing. Like when the time comes for an auto credit review, a few months in advance just pay min, jack it up than once ur credit limit has been increased for a year pay it down. Opening new accounts hoping that the new bank will give you more credit limit than the previous bank won't work so well now since you have to pay RM50 as soon as your card is approved.

RM500, 000 is a HUGE credit limit     

currently a holder of MBB visa petronas platinum.... annual spending on this card more than 120k
was surprise that mbb card centre called me n offer me to upgrade to world mastercard.....

of course i rejected, as 1k annual fee is too expensive