it is weird that Citibank never upgrade your card but only your CL.

Really? I am not aware of it!
Is it in the TnC?

this is weird. My DA card statement is always on 11th and due date is 1st/2nd of next month.

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Added on November 18, 2010, 9:15 pmocbc OTP device looks like this:


This post has been edited by chemistry: Nov 18 2010, 09:15 PM

Yes it is risky once the device is lost. But it also brings you convenience of logging in without the need to have mobile phone turned on. Everything has pros and cons.

Yahoo Answers

"... it is not really random at all if you know the formula and only the 'creator' knows the number. The device has a clock that changes to the next number at known time intervals. If you didn't type the number in fast enough, the website would deny access expecting the next number. It is possible to get out of sync and you would need to call into support to get sync'd again."

there must be some trxns were given 1% rebate but Andre thought it was 5%, and vice versa, some trxns were given 5% but he thought it was 1%.

Gotta bring my RM50 receipt to Mobil and claim my tissue box then!
Just pray that promo is applicable to all Esso Mobil stations.

Sigh...
never mind, no harm asking :S

Hi,

Anyone here encountered wrong transaction amount reflected in the statement while actual swipe amount is another figure?

I pumped RM30 at Esso two days ago, and this morning found out it was reflected as RM40! What do I do now?

Is it printscreen and bring d trxn slip to Mobil and ask for reimbursement?

Dial 1300 885000
followed by : 1 --> 1 --> 2 --> 4 --> [your IC number] --> 1

You don't need to wait until the automated message ends. You may straight away key in abovementioned numbers in one shot.

This morning CS asked me to settle with Mobil.
Just went to Mobil and discussed the matter. They wanted a copy of my trxn slip and will talk to relevant dept for solution. They(Mobil) need to check their record with the bank, once verified the trxn amount (because Mobil will receive credit from bank), they will settle with me accordingly.

Instead of abovementioned solution, can I instead ask my CC to cancel the false trxn and debit the right amount?

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Added on November 19, 2010, 8:02 pmYou are welcome.
Listening to automated message is time-consuming and money-burning.

This post has been edited by chemistry: Nov 19 2010, 08:02 PM

you're right. When I talked to the person in charge at Mobil, he was surprised when told that the bank asked me to settle with gas station.

I myself also opine that the bank can actually settle the case very easily, given that I can produce trxn slip as proof.

Oh, you mean TM Blockbuster Deal? That was an awesome package!
My package is Celcom Broadband + Streamyx. The statement is issued by CELCOM.

Say CTB's cash yield = 0.5%, 3x implies 1.5%
3x 3,000 pts = 9,000 pts = +- RM45

Still cannot beat CIMB/DA'sweekend 5% or RM50 per merchant.

Yes, for selected merchants only. Need to think twice before deciding where to shop
All in all, use Citi only at places where CIMB/DA do not give 5% rebate.

That was me
10 offers all ended failed.

It is OCBC

Can't really remember once or twice successful deal.
I've seen so many similar expression on their faces. What they think is "There is no free lunch" and hence thought I'm a conman.

If other banks' cc also employ Evergreen Reward point programme, I bet Citibank will lose some market share.
CIMB/DA cards offer great benefits/rebates, but the worst drawback is its 3-year point expiry period.
SCB also has great dining privileges, but potential applicants could be held back by non-evergreen points.

However, it all depends on the spending amount within this 3 years. Let say the smallest redemption is worth 10,000 pts, which means you gotta spend (10,000 / 36 = RM277.77) per month to gather 10k points before it goes expired.

This post has been edited by chemistry: Nov 23 2010, 01:48 PM

Citibank never persuaded me to retain their card. I cancelled three Citi cards already.
Giant, Gold, Shell Gold.