Hi all, I have read all your posts (Included 288) and finally have make decision to join SG family... ^^ Hope everything will be fine and smooth~~~

Why you said oh no? @.@" Did I make a wrong decision???

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Added on May 9, 2011, 10:29 pmHmmmm?!??!

This post has been edited by SmallPotato2011: May 9 2011, 10:29 PM

Yeah, Hidden.... I read a lot of your posts... lolx~ I think we will have chance to have a meet next time...

About 20 units available when I go... (288)...

All are >600k... Dai kor, I am not afford leh.....

I see... Hohohohoho~ Waiting for my loan approval right now. Should be no problem geh...

Hi alll~~~ Wow, it is a hot weather day......

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Added on May 10, 2011, 10:29 pm

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Added on May 10, 2011, 10:38 pmWeather forecast , tomorrow will got hujan~ Rain rain rain!!!

This post has been edited by SmallPotato2011: May 10 2011, 10:38 PM

Faster please... I am so excite to move in!!!

SA told me Mid of 2013 wo..... Hope it is... Wont let me wait too long~~~

Branded developer ma...

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Added on May 10, 2011, 11:08 pmMore development and the property price will be up up up~

This post has been edited by SmallPotato2011: May 10 2011, 11:08 PM

I will keep 5 to 10 years... Should be not speculator la... And I will stay there for a period, I think... ^^

Yes. It look like that... This weekend go to shot photos again... May curi masuk diamond residence car park then shot down...

Just get banker call. Yeah, loan approved.... Time to choose better offer one...



I think I will take UOB one? As -2.4 Oooo... Lockin 3 years.

Sure, need to add in a MRTA with RM2100 for 5 years...

What else should I concern? Bro, any advice???

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Added on May 11, 2011, 3:12 pmIf situation allowed, I will.. ^^

This post has been edited by SmallPotato2011: May 11 2011, 03:12 PM

Ya wo... Your one for 288 leh? How is it?

Yes, under age.... Hahaha....

Your one with MRTA too? Seem like BLR up, so addtional -0.1%?

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Added on May 11, 2011, 4:08 pmDai kor, I will old also ma...

This post has been edited by SmallPotato2011: May 11 2011, 04:08 PM

Your life insurance very big then. My one not enough, so just add a minimum 5 years one to get BLR - 2.4 lor.... Long term is good for this additional 0.1%....

I agree with you... MRTA is useless for a property that not for long staying.... Anyway, I bought this MRTA is because for the additional 0.1% wo... It is a lot... Consider as the MRTA is free (Pun Mai Pun Soong).... Haha....

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Added on May 12, 2011, 8:38 pmNo idea.... This weekend hope got time go there walk around... lolx~

Mid of 2013 completion? Have to visit there 104 times then? (52 weeks per year x 2)

This post has been edited by SmallPotato2011: May 12 2011, 08:38 PM

I tak free punya... Cuma ini house saya ma... Have to put some heart on it...

Dont say so, I believe you also good in calculation one... Just may be the MRTA vs 0.1% better offer is good for young people zek.....

If I just sell it after completion, then it is really not worth lor (As DIBS)... I still not sure how long I will stay there leh... But I will rent it out if I am not staying there... I think may pass the 5 years then only sell. So that Government wont ask me to pay for the property gain tax?

How to calculate for the property gain tax? For new development, is it sell date - S&P date must >5 years then only no charges?
Let's say buy price 400k, sell price 500k; gain 100k. Is it only pay 5k for the gain tax ah? As 5% charges only...

Any dai kor can give some info on this???

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Added on May 12, 2011, 9:57 pmSure wont say you so.... I like calculation on money....

This post has been edited by SmallPotato2011: May 12 2011, 09:57 PM

Case Study
0.1% = RM 25 p.m...

MRTA = 2100 kam...

If after completion 7 years then only sell, which mean MRTA is free and the following years enjoy for the lower 0.1% interest.... Hohohoho~

If sell after 5 years zhun zhun after completion (to avoid government tax charges), which mean I "rugi" RM600 only.. But RM 600 buy for 5 years big pure life insurance (without 36CI) is quite CHEAP, I feel....

The above just my point of view... No offense... ^^

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Added on May 12, 2011, 10:06 pmOh? Example: Sign S&P for new development is 1 Jan 2010 and sell it at 2 Jan 2015, then will not have to pay for RPGT? It seem nice man! I thought count from the date of completion (take key) tim...... Good to make it clear!

This post has been edited by SmallPotato2011: May 12 2011, 10:06 PM