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 Studying in the UK V3

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limeuu
post Aug 17 2014, 06:37 PM

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QUOTE(Cottoncandyclouds @ Aug 17 2014, 06:18 PM)
Why not quote my msc mres pharm  post while youre at it?
i was going to let that pass....but since you insist, that is actually premature and potentially bad advice....and the poor fellow is now asking about this in the pharmacy thread....i will leave it to the pharmacy students like zstan and practising pharmacists to deal with that....
limeuu
post Aug 20 2014, 10:37 AM

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QUOTE(300thecat @ Aug 20 2014, 10:26 AM)
Is it true that the 7kg hand carry limit thingy rarely gets enforced?
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that depends more on the airport than airlines per se....some airports are very strict about the hand carrys....

generally klia and heathrow are not too strict.....
limeuu
post Aug 21 2014, 10:16 AM

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it is not necessary to buy medical insurance....all international students will be covered by the nhs.....

for other insurances, it's up to you.....
limeuu
post Sep 4 2014, 10:46 PM

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yes

draft

no
limeuu
post Sep 5 2014, 07:33 AM

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QUOTE(cnwh @ Sep 5 2014, 12:33 AM)
Can anyone recommend some trustworthy and reasonable money changer whr i can exchg to gbp in kl area preferably near gombak area or the city centre...

Is thr a way to prevent from being cheated by money changer with fake gbp or a way to identify fake gbp?

Thank you
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Nobody fakes GBP notes.... Unlike the USD....

But avoid Scottish pounds notes....although I doubt they ever make their way out of UK....
limeuu
post Sep 10 2014, 09:19 PM

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QUOTE(ZeneticX @ Sep 10 2014, 06:58 PM)
just exchanged 1.9k GBP cash at mid valley today

unfortunately they only have 50 pound notes... anyone know where else i can exchange for 10 or 20 pound notes ?
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why do you change so much cash for?....for most people, 500 quid is enough, for the initial setup, should last you a week easily, while waiting for you bank account and more importantly the atm/dd card to be ready....

you can use the 50 pounds notes easily, no need to change to smaller notes....i would advice that once you receive the atm/dd card, bank in all the extra cash except for some spare cash....you can pretty much survive with very little cash....all the supermarkets accept eftpos with the dd card.....
limeuu
post Sep 16 2014, 04:57 PM

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You don't need to bring your ic....it is useless outside Msia.....but take good care if your passport....
limeuu
post Sep 16 2014, 10:23 PM

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QUOTE(Jckc @ Sep 16 2014, 06:42 PM)
Well, it's useful as a source of identification to bring around (age verification purposes especially) since carrying your passport has a higher chance of being lost. :)
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In which case you stand an equal chance of loosing your IC as well..

Some places in UK may recognise it as proof of age, but officially, it is not excepted....eg by banks....

Proof of age, as in being allowed to drink, is best served by the student card....

limeuu
post Sep 21 2014, 05:45 PM

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QUOTE(EdwinCodec @ Sep 21 2014, 12:04 AM)
Just went to Oxford Street. It's like Bukit Bintang in Malaysia! But a way bigger version xD. I'm definitely in!
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it's a sunday, you should walk to the marble arch end, to hyde park corner/speakers corner and listen to people talk all kinds of crap.... lol
limeuu
post Sep 23 2014, 06:08 PM

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surely this depends on WHERE?.....

300 quid is lots in some places, and hardly half the rent in others....
limeuu
post Sep 30 2014, 06:17 PM

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QUOTE(Oh_shit @ Sep 30 2014, 05:49 PM)
hey guys, just wanna ask, which bank is suitable for malayisan student?
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The one closest to your home or uni....
limeuu
post Sep 30 2014, 07:09 PM

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hsbc have branches in both countries, but they are still different banks, and the usual charges apply....

it doesn't matter what bank....just use tt/banker's draft for fast/normal funds transfer....drafts you need to send over physically, easily done with registered mail, takes about a week....only cost rm5, and no charge on banking in...
limeuu
post Oct 1 2014, 07:50 PM

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milo, maggi mee are fine...processed food, not a problem...

they are usually very lax about this, in contrast to australia...you walk through the red channel to declare, and often there are nobody there, and you just walk through.....especially if you are on the overnight flight arriving at 5am...
limeuu
post Oct 2 2014, 09:01 AM

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you declare on your customs form, walk through the red lane, if there is nobody there, just walk through and out....if they are there, show the card to them, they may want, or NOT want to check...if they confiscate, let them....most of the time, they will wave you through....

they seem to pay more attention to people arriving from the asian subcontinent, africa and the carribeans.....

simple as that...
limeuu
post Oct 2 2014, 11:57 AM

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QUOTE(cckkpr @ Oct 2 2014, 11:46 AM)
If you doing thru Maybank by direct transfer, they charge RM25 for each transaction and the receiving bank (Lloyds) charge 12 pounds.

If you transfer above a certain sum, the local bank can give you a discounted rate from the listed exchange rate.
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what is 'direct transfer'?....
limeuu
post Oct 2 2014, 04:36 PM

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there is no such thing as a 'direct transfer'.....

the original 'electronic' funds transfer was the telegraphic transfer (hence the name tt), or wire transfer in america...

subsequently, several means of electronic funds transfers are created, called different names in different countries (eg meps in msia)....an international system being the swift....

in addition, with online banking nowadays, it can be done via your secured internet banking as well...

in msia, bank to bank transfers are via giro for domestic transactions, and tt internationally, .....and if to person, systems like western union or moneygram...
limeuu
post Oct 2 2014, 05:52 PM

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if you go and ask for 'direct transfer' they will stare at you....don't use non-standard terms and confuse people....

for the majority of msian students and parents, there are only 2 ways of funds transfer, like i posted above...

tt is the fastest and cost lots of money.....not recommended unless in an emergency....

normal transfer use the bank draft (also known as bankers cheque) in the currency of your studies, but you need to send the piece of paper physically (eg via post), or carry it with you when you go....only cost rm5, and no charge when banked into your account there....
limeuu
post Oct 3 2014, 12:48 PM

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QUOTE(busyman @ Oct 3 2014, 11:49 AM)
Tt isnt the best way, for me, i use my maybank atm card to withdraw.
Seriously the rate is almost the same as tt, sometime even cheaper.

It is far more convenience as well.
But only if you are withdraw small amount, like 500£(Maximum i tried was 600£)
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that is a good way for quick money as well, but restricted by the usual limits at the ATM, which currently is 600 pounds. There are also charges by the card issuer, and exchange loss by Visa or mastercard....

it is never wise to get yourself into a situation that you urgently needs money...it is always better to plan, and convert when the rate is favourable...
limeuu
post Nov 4 2014, 01:06 PM

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QUOTE(cpteoh @ Nov 3 2014, 11:03 PM)
i did the TT from Maybank (maybank2u) to HSBC UK (basic account) last September 2014
HSBC charged me £12 to accept the TT!!  cry.gif

now, i would rather withdraw the money with my maybank ATM (yellow ATM card, not Visa debit card) at HSBC (UK) ATM machine then bank in my HSBC account. Maybank charged me RM12 per withdrawal only.

do you mean, if i buy the bank draft from Malaysia, and bank in at HSBC here, it cost nothing for the banking in?
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Using msian ATM card to withdraw money is limited by the usual withdrawal limits. Also the exchange rates may not favourable...

Yes....a banker's cheque/draft from Msia denominated in pounds sterling and drawn on a local UK bank cost nothing to deposit into your UK account.....and you can buy the draft when there is a dip in the exchange rates....
limeuu
post Nov 25 2014, 12:49 PM

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QUOTE(christcwl9 @ Nov 25 2014, 11:34 AM)
Top as like Oxford, Cambridge or Imperial?? Yup will surely try it but i am afraid that it might be hard to enter? Or am i wrong?
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of course it's LOTS harder to enter......otherwise how do you think they become top uni?.....

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