Sent mine in on 2/9/10. Approximately 5 working days later, i received a text message from them asking me to resend a clear copy of my MyKad and existing credit card. I did what they requested. Faxed them everything requested. A few days later, the status was changed back to "under processing" in the morning. However, when i checked again at night, the status was change back to "waiting for pending documents" Have not received any calls or text message from them since though.


CIMB Bank was having this MEPS IBG promotion but i think it had ended. Anyway, open a Basic Savings Account with them. Then you will be charged only RM0.50/IBG for the first 2 transfers done in a month.

Yeah. I think i will do just that. It's been so long ...


You can't check your card application status online. I always check it through their general line.

Last time all numbers from Sabah start from 8 only Most new numbers sold in Sabah still start mainly from 8 especially those numbers sold by DiGi and Maxis.

Yeah ... i guess so. Not everyone spends high enough to have enough rewards points to offset the stupid tax.

They rejected your MasterCard Titanium application right ? May be you can try to reapply by pledging FD to it ? Will need to pay RM10 for stamp duty but this card is so great that you will get your RM10 back in no time

This post has been edited by MilesAndMore: Sep 19 2010, 11:03 PM

Yes. As collateral. This way you'll get the credit card for sure. Say that you pledge only RM5,000 of FD, they will give you RM5,000 of credit line for your MasterCard Titanium.


It is for the collateral contract i suppose. Anyway, they only charge you RM10. Alliance Bank charge you RM10 for stamp duty and another RM50 for processing fee

What ? Very low indeed. But at least you get the card lah

This post has been edited by MilesAndMore: Sep 19 2010, 11:16 PM

Your CIMB Savings Account is most likely to be a Regular Savings Account. Regular Savings Account is a non-Basic Savings Account. Therefore, the MEPS IBG fee for this account is RM2/transfer.

In order to enjoy the MEPS IBG at a discounted rate of RM0.50/transfer (applicable only to the first 2 MEPS IBG done in a month), you need to open a Basic Savings Account with them.

This post has been edited by MilesAndMore: Sep 20 2010, 11:14 AM

I think you have to look for OCBC Al-Amin.

That's why ... don't get why many people need an agent to help them to apply credit card. We can do this ourselves and follow up on our own. Doesn't take much of our time ... I do not even use agent's service to renew my motor insurance policy now. I just pay directly to AIG (now known as Chartis) and i get 10% rebate every year


Try the local bank first such as CIMB Bank and Maybank.

I'd say it's pretty accurate ... for my case at least

Anyway, spoke to a customer service executive (OCBC calls it so) this evening. My call was answered in just a few seconds. Told my problem to the polite Malay guy who entertained me. He promised to call me back as soon as he got the feedback from the relevant department which he did. He called me back just before 6pm and told me that they did receive photocopies of my IC and credit card last week but they claimed that the credit card is still not clear. He politely asked me to resend them another copy of my credit card, preferably through email this time around. Hopefully thing goes smoothly this time

Then i suppose you should talk to them. If your application is lost then you can send them another fresh application form


Because the credit card photocopies i sent them are too blurry ... so i was told.

This post has been edited by MilesAndMore: Sep 20 2010, 11:33 PM

They did give me a leaflet and a sticker. Something about free towing service ... i believe that's the AAM membership you're talking about

What ??? Only RM30k of credit limit needed from HSBC credit card ??? Can this be done at Pavillion ?

Yes. I think i'll try my luck Will post an update if i get it ... But really sure RM30k from HSBC credit card is enough ? It's kind of surreal ...


Every year, you will get a renewal notice from them. I do have to go to their office to lower down the sum insured. So usually, i pay at their office and not via the reply form. The 10% rebate saves me around RM60 + RM10 (agent's runner fee). To renew a motor insurance policy doesn't take much time. The total savings definitely is worth it that i do it all on my own. Besides, last time when my car got in an accident, my agent did not help me to do anything too. All the claims were prepared and done by the car repairing centre. So why would i need an agent's service right ?


Yes. I believe you will. I believe the 10% is the agent's commission and they will rebate it for you if you are not using an agent's service. Not exactly sure if MSIG will get you the AAM membership though. I believe it is exclusively for those renewing their motor insurance policy through AIG (now Chartis) only.

Thanks ! I definitely will

Any reasons why they do not recommend credit cards from local banks ? Maybank and CIMB Bank have the most offers throughout the year and they are supported for most 0% installment in the market, something which you might find useless at some point. Citibank and HSBC have lots of promotions too but the kind of promotion HSBC is having all the time will only benefit those high spenders.


Need to be more than 12-month old. This rule is made by BNM, if i'm not mistaken.

May be you can't send the application form through email but you definitely can email your supporting documents such as salary slip, existing credit card and IC to them.

By the way, cap@ocbc.com is a legit OCBC email address.


If the existing card is a secured card, they can check it through your CCRIS record. The particular card will be marked as "collateral" in your credit report which can be obtained at any BNM branch.


Yes. There is a better one from the Singaporean bank > OCBC Bank. It's their Titanium MasterCard you should look out for.

They did cancel it before though. Anyway, i am still praying that it will be canceled one day but i don't really expect them to cancel it just after one year. May be they will cancel it before the next general election ? You know ? "Gula" for rakyat

Should be RM160. Anyway, they are also giving RM160 to those applying for the newly launched Advance VISA Platinum online too. And if you apply for the Advance account online, they will give you another RM30. So that's a total of RM190 free money

This Advance VISA Platinum is a notch lower than the generic VISA Platinum. In terms of benefit, it would be more or less the same except that the latter has higher travel insurance coverage.