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 Opening a Bank Account in Singapore

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Ramjade
post Apr 30 2021, 11:08 AM

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QUOTE(jack2 @ Apr 30 2021, 10:52 AM)
I managed to open another international bank in SG without presenting there.. hhuu
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Easy if you are HNWI. Not so for majority of us here. Can it be done by non HNWI/non accredited people?

This post has been edited by Ramjade: Apr 30 2021, 11:19 AM
wjleong15
post Apr 30 2021, 04:26 PM

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QUOTE(jack2 @ Apr 30 2021, 10:52 AM)
I managed to open another international bank in SG without presenting there.. hhuu
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which one?
mind to share details?
neshineo
post Apr 30 2021, 06:10 PM

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ok, update here.
I finally opened my saving account(hooray), in another branch
Due to too many peoples come and open saving account and sell to the market for fraud case, so they are very strict about this now
I have ask them about the basic account thing, they said BNM is only promised all bank "will" offer basic saving account, not "shall".
So they still hold the final decision that whether to let you open or not

Just show all the valid documents(EPF, Income Tax, etc) to support you are not selling your account then you are safe.
Goodluck guys!
should cont open my sg account now
neshineo
post Apr 30 2021, 06:20 PM

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QUOTE(LostAndFound @ Apr 30 2021, 09:16 AM)
Don't be so nice. You shouldn't have mindset that you have to convince them to 'let' you. The account should be made available for the public, tell them if they don't let you complain to BNM. Ask for the manager to come out and take down his/her name.
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Oh i tried, wrote down their name at the first time i went, complaint to the CIMB customer service. They don't even care. You can see how is their service.
and looks like BNM and instruct them to check every new account as there is peoples selling their saving account. mega_shok.gif
Ramjade
post Apr 30 2021, 06:53 PM

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QUOTE(neshineo @ Apr 30 2021, 06:10 PM)
ok, update here.
I finally opened my saving account(hooray), in another branch
Due to too many peoples come and open saving account and sell to the market for fraud case, so they are very strict about this now
I have ask them about the basic account thing, they said BNM is only promised all bank "will" offer basic saving account, not "shall".
So they still hold the final decision that whether to let you open or not

Just show all the valid documents(EPF, Income Tax, etc) to support you are not selling your account then you are safe.
Goodluck guys!
should cont open my sg account now
*
Did you get your free basic savings account? Or CIMB open some other account for you?
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post Apr 30 2021, 07:12 PM

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QUOTE(neshineo @ Apr 30 2021, 06:20 PM)
Oh i tried, wrote down their name at the first time i went, complaint to the CIMB customer service. They don't even care. You can see how is their service.
and looks like BNM and instruct them to check every new account as there is peoples selling their saving account.  mega_shok.gif
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QUOTE(Ramjade @ Apr 30 2021, 06:53 PM)
Did you get your free basic savings account? Or CIMB open some other account for you?
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actually, u all know can open account online right? then go to branch for verification
Ramjade
post Apr 30 2021, 07:38 PM

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QUOTE(!@#$%^ @ Apr 30 2021, 07:12 PM)
actually, u all know can open account online right? then go to branch for verification
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I already have my free basic account. No I didn't know can open account online. I think it's new stuff.
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post Apr 30 2021, 07:44 PM

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QUOTE(Ramjade @ Apr 30 2021, 07:38 PM)
I already have my free basic account. No I didn't know can open account online. I think it's new stuff.
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i haven't tried it also as i also have a basic account already. but i guess that will bypass most of the 'questionings' and reluctance to open bsa or bca
neshineo
post Apr 30 2021, 07:59 PM

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QUOTE(Ramjade @ Apr 30 2021, 06:53 PM)
Did you get your free basic savings account? Or CIMB open some other account for you?
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I was requesting basic saving account in the website, but i saw they open AirAsia saver for me.
Ramjade
post Apr 30 2021, 08:02 PM

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QUOTE(neshineo @ Apr 30 2021, 07:59 PM)
I was requesting basic saving account in the website, but i saw they open AirAsia saver for me.
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Never mind. For now keep it. 6 months later open the free basic account online and close the airasia account.

Most important is able to open sg bank account. Pay RM15 is a small price to pay.

This post has been edited by Ramjade: Apr 30 2021, 08:03 PM
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post Apr 30 2021, 08:10 PM

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QUOTE(neshineo @ Apr 30 2021, 07:59 PM)
I was requesting basic saving account in the website, but i saw they open AirAsia saver for me.
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then u can open bsa via cimbclicks. then cancel ur airasia saver before the next anniversary.
neshineo
post Apr 30 2021, 08:16 PM

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QUOTE(!@#$%^ @ Apr 30 2021, 08:10 PM)
then u can open bsa via cimbclicks. then cancel ur airasia saver before the next anniversary.
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QUOTE(Ramjade @ Apr 30 2021, 08:02 PM)
Never mind. For now keep it. 6 months later open the free basic  account online and close the airasia account.

Most important is able to open sg bank account. Pay RM15 is a small price to pay.
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Airasia saver can still open the CIMB sg account right?
If can i just leave the airasia account, my main purpose is only opening the SG account nia

Anyway, i'm doing the account linking part, so next week will know it works or not

This post has been edited by neshineo: Apr 30 2021, 08:22 PM
torres09
post Apr 30 2021, 08:18 PM

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Update:
Managed to open my Ecosave (or whatever) savings account online, went to branch for verification and deposit.
Opened SG FastSaver account, verified with OTP and transferred $1000 via Wise.
Submitted account linking in CIMBclicks MY now waiting for approval.
Here's hoping everything goes well.
torres09
post Apr 30 2021, 08:22 PM

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QUOTE(Ramjade @ Apr 30 2021, 11:08 AM)
Easy if you are HNWI. Not so for majority of us here. Can it be done by non HNWI/non accredited people?
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This is true.
If you put enough in, they will even come find you 😂😂😂
Ramjade
post Apr 30 2021, 08:29 PM

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QUOTE(torres09 @ Apr 30 2021, 08:18 PM)
Update:
Managed to open my Ecosave (or whatever) savings account online, went to branch for verification and deposit.
Opened SG FastSaver account, verified with OTP and transferred $1000 via Wise.
Submitted account linking in CIMBclicks MY now waiting for approval.
Here's hoping everything goes well.
*
Make sure to open free basic savings account online and close your current account 7 months later so you don't get charged by CIMB.

This post has been edited by Ramjade: Apr 30 2021, 08:30 PM
torres09
post May 1 2021, 07:17 AM

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QUOTE(Ramjade @ Apr 30 2021, 08:29 PM)
Make sure to open free basic savings account online and close your current account 7 months later so you don't get charged by CIMB.
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Ya I opened free basic savings account online, don't have other facilities with CIMB.
I only got charged RM15 for the debit card annual fee.
thecurious
post May 1 2021, 07:49 AM

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QUOTE(torres09 @ May 1 2021, 07:17 AM)
Ya I opened free basic savings account online, don't have other facilities with CIMB.
I only got charged RM15 for the debit card annual fee.
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Hmmm, you didn't know got 2 version? The other one don't need debit card fee...
torres09
post May 1 2021, 09:00 AM

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QUOTE(thecurious @ May 1 2021, 07:49 AM)
Hmmm, you didn't know got 2 version? The other one don't need debit card fee...
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Oh I didn't know that, only saw like Petronas one and this Ecosaver one...
Nvm la just do something for the environment. My purpose is just for linking the SG account 😂
AnasM
post May 2 2021, 10:48 AM

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Can I depo SG1k for the CIMB SG account verification via bigpay?
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post May 2 2021, 10:54 AM

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QUOTE(AnasM @ May 2 2021, 10:48 AM)
Can I depo SG1k for the CIMB SG account verification via bigpay?
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at least sgd1 needs to be transferred from cimb my or another sg sccount of ur own name for verification. the rest of the sgd999 can be done via other avenue including bigpay

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