Definitely no such problem.


What do you mean anyway ? But indeed they are not big all around the world. They do however maintain pretty big presence in all the countries Malaysians frequent such as Hong Kong (obviously), UK (in England & Wales mainly), USA (New York State), France (inside Paris mainly), Canada etc. It is also some of the largest banks in Mexico, Brazil, Turkey and Argentina.

What card is that

Impressive ! Public Bank has been very generous since last year ....

Not at all. They only know HSBC and Citibank.


It is a LOUSY card for overseas use as most of your purchases are likely to be in the other purchases category which earn you only 0.3% cash back.

This post has been edited by MilesAndMore: Jun 5 2010, 09:32 PM

Credit card from banks that are big here but basically unknown to the Aussies such as Maybank and CIMB Bank can be used there. Even credit cards small banks such Hong Leong Bank and EON Bank are accepted. What important is your credit card carries either the VISA or MasterCard logo.


You can bring the money out anytime you want. All other facilities that come with the banking package you signed up for (HSBC Premier for instance) will be canceled right away too.

Using HSBC Premier as an example. You have to keep at least RM200,000 in your HSBC account at all times or else you will be charged RM150 account maintenance fee per month. Please note that this fee cannot be waived. You must make some deposits back into your account so that your account balance will at least meet the HSBC Premier eligibility criteria within the next 3-month or else they will downgrade your account to any account they deem fit for you (in most cases it is PowerVantage).



No. They won't. Remember the 3-month grace period they grant you and each month comes with a RM150 fee. The card will only be canceled either when you voluntarily close your account or when they bump your account into a regular account.


This post has been edited by MilesAndMore: Jun 8 2010, 10:04 AM

Yes

CIMB Bank is probably more suitable for you.

This is true. It took me 2 hours just to open a savings account last time

You have to be earning at least RM60,000/pa to qualify for this card. For their generic Platinum card, the minimum income required is RM100,000/pa.

They think their current fraud detection system is good enough hence they don't think they need to implement such system. Anyway, having this Verified by VISA and MasterCard SecureCode do not mean your card is safe. There are still many websites that do not require Verified by VISA and MasterCard SecureCode to allow a payment to go through.

You mean Amazon China ? I did not know they require that as i thought all payments to Amazon are processed offline ? Amazon USA and Amazon UK do not require it.

UOB One Platinum
- RM48,000/pa

Citibank Cash Back Platinum
- RM60,ooo/pa

Depends on your lifestyle. CIMB Bank does have a lot of promotions for its MasterCard ...

The CIMB Bank MasterCard gives you bonus points for every Ringgit charged on top of the discount (if applicable), For example, you'll get 10% off at Starbuck, ISETAN and much more and you'll still be rewarded with bonus points.

Yes. I believe so. Was just approached by a Citibank credit card agent and was told if i were to apply using an existing card, it has to be at least a Gold card with credit limit greater than RM10,000.

AmBank too has such facility. If my memory serves me correctly, Hong Leong Bank and Citibank also offer Secured credit card.

Citibank did say the starting credit limit for the cash back Platinum VISA is RM20,000 ??

UOB One Platinum obviously

Except Alliance Bank's. It is the only bank that give cash rebate on top of points as far as i know.


No. Your credit score will only be tarnished when you do not even make the minimum payment as written in your credit card statement.

Anyway, anyone got the recently launched Citibank cash back VISA Platinum yet ?


This post has been edited by MilesAndMore: Jun 14 2010, 01:26 AM

Oh right. And this one too besides the Alliance Bank's.