I don't really like the HSBC Premier MasterCard in terms of design. Even the just launched HSBC Advance VISA Platinum is far better looking in terms of design.

If i'm not mistaken, HSBC only offers true Premier World MasterCard in USA and Australia. New Yorkers like the HSBC Premier World MasterCard as it has no foreign transactions admin fee at all just like Capital One credit cards. Credit cards issued by all other US Banks impose a 3% admin fee for foreign transactions.


You are not the only one. Many here have gone through the experience of being rejected by HSBC for their credit card. Getting a credit card from HSBC is not quite as easy as all other banks in Malaysia unless have an obese bank account with them.

This post has been edited by MilesAndMore: Jul 22 2010, 03:06 PM

It is a MasterCard ? If it is a MasterCard then it is a totally free for life credit card. No minimum swipe required at all. However, whether you use the card or not, you will still have to pay for the RM50 credit card tax.

Standard Chartered

I think they changed it last year. This is what i saw in the Standard Chartered Priority Banking brochure.

I stand corrected !

Yes. Of course. No credit card can skip the credit card tax unless your bank is willing to pay on your behalf.

I think you can just buy some Jaya Jusco vouchers to get the 25% cash back.

List ? What list ?

Just do it on Monday morning so that the greater chance you'll get the 25% cash back

I think the original one is far better in terms of design.

Not necessarily so. Many have questions how it really works for Standard Chartered as people noticed that the rate after conversion for Standard Chartered credit card is constantly higher than many crediit card from many other leading banks in Malaysia.

The HSBC World MasterCard is not really a World MasterCard.


Well into RM500k.


Indeed it is determined by VISA International or MasterCard Worldwide but as many have noticed, the rate after conversion is always higher even after factoring in the publicly published admin fee on foreign transactions.


They do actually. It's 1% for Citibank credit cards.

The Premier MasterCard issued by HSBC Malaysia just is not a World MasterCard. HSBC only issues World MasterCard in USA, Australia and Japan. The rest are not World MasterCard despite what is printed on your card.


I was approached by Citibank credit card agent outside of Giant two months ago. I was told that i need at least a Gold card with a minimum credit line of RM10k to qualify for the Cash Back VISA Platinum.

All the HSBC Premier MasterCard in the world has the same design regardless which country it was issue from. That is the reason. It just so happens that they only offer a real World MasterCard in the three countries mentioned earlier.

It means overseas transactions won't be taken into account.

Anyway, this is the very reason why i usually do not bother to participate in any of their promotions as it is sort of a trap to trick you into spending more so you'll get the rewards (be it in points or cash rebate). I feel that only those high spenders can benefit from those HSBC credit card promotions.



Nope. All of them bear the same design.


HSBC France is the only one issuing VISA Infinite and if i'm not mistaken, it is only for HSBC Private Banking customers. The public website of HSBC Private Bank says you need at least US$2 Million to become a HSBC Private Bank client but in reality, it is US$10 Million just like Citi Private Bank.


You can't apply for 0% IPP in Singapore using your locally issued credit card.

This post has been edited by MilesAndMore: Jul 25 2010, 05:34 PM

Doubt so but my credit card anniversary is coming soon. Will give it a shot

But still, if the card has indeed been canceled, why the payment can still go through in the first place ?

I signed up for auto-debit with ING too with my old CIMB Bank MasterCard last year and i did not inform ING when i canceled the card. Just about a few weeks later i received a mail from ING that the payment did not go through because the bank declined my card. This should be the case for Seng_Kiat too if Standard Chartered has indeed canceled his card.


You have a good case here. You should file a complaint to Standard Chartered. It is their fault for not properly cancel your card and you shouldn't be liable for any of the payment charged. Bring this case to the consumer board or BNM if they are not willing to help out.

This post has been edited by MilesAndMore: Jul 27 2010, 12:08 PM

Not the slightest clue

Your credit card statement.

What on earth makes you think so anyway ? You'd be surprised by how many high income earners are using credit card too. Not everyone applying for credit card because they need the credit but more like they are using it because it is convenient.



DNA sample ???