Pump.. Average it..Get more unit
KLSE expected to do great approaching year end..

Think long term, there will always be up and down, this is just a small dip. If you can't sleep at night, sell down until you can sleep. 

Yes. It is indeed dropping like no tomorrow. Most of PM funds are underperforming this season.

local need to wait at least 3 yrs to c the actual returns.

Heheh - if ppl start jumping down from 14th floor, i'll start buying in more (add more ammo into hunting down value).
Blood on the street literally 

No turning back in "that sense" gua 

Yeah but people, being people - the majority fears sales & chases higher highs nearly 80% the same time - good for "fools" like us .

I can still recall my friends/family calling me nuts going heavily into stocks, REITs and mutual funds end 2008 and 2009 (i split 50% of heavy ammo between 6 months "just in case 1997-1998 scenerio happens mar).

aiya - was good end 2008 and 2009, however ammo not much lar then compared to now, just got divorced and U know lar the most expensive part of a local Chinese guy's life = marriage & divorce 

Despite this, I also allocate another chunk of cash to be managed by Lic Financial Planner because I want to have a professional, unemotional party to handle my money as well.

Xuzen

Once you can buy things without care, then yeah, you are a millionaire.

is it some old fund will close then come out new fund?

No problem with the calculation. It is correct.

If the dividend declare for Islamic bond is 10 cents.. You will see the price adjusted to 1.0936 on the next day.

calculated without service  charge.
RM10,000 / RM1.08

total units purchase = 9259.26 units

as at 30/6/2011
= 9259.26 x RM1.1936
ur investment value = RM11051.85

Gross distribution = RM0.0575
total gros distribution = 9259.26 x RM0.0575
= RM532.41

u will get abt RM532.41 from RM11051.85

the balance will be RM11051.85 - RM532.41

= RM10519 with the same total units 9259.26

today (1/7/2011) the fund price should be open as RM1.1936 - RM0.0575
= RM1.1361

closed at RM1.1359.

ur distribution RM532.41 will be re-invest back at RM1.1359 which is RM532.41 / RM1.1359 = 468.71 units

so, ur total units will be 9259.26 units + 468.71 units
= 9728.12 units.

this is base on gross distribution, after deduct the relevent charges from gross disribution, by calculation net ditsributon, ur total units should be a bit lower than this.
i hope u undersatnd with this calculation.

u will get the distribution stsmnet with before dis, the unit price  = RM1.1936 , and after dis, price is = RM1.1359  and accumulation of units.

look like a good time to start saving money for topup in small cap

any other viable alternative to topup units ? since like temporary CI will drop drop ?

Is there a place where I can view which PMut fund is close or open? Their Homepage doesn't specify which fund is open or close?

Xuzen

what do u guys think about the 2 new funds? obviously the bond one wouldnt matter much. what about the equity?

Public Small Cap closed? I invest once that time open but now can't do reinvest, it is not flexible for us to enter any price.

I mean for those who invested in this fund, they can't do reinvest anymore. If price drop we can't purchase at lower price or can't withdraw the loss amount too. It is not flexible for us to adjust the investment, if that so i plan to quit this fund once the price hit back my capital amount then withdraw out.