Not too sure about that. I guess the BNM requirements still apply, and if you can't prove your annual income > RM36k, you can only hold credit cards from a maximum of 2 issuers. But I have no idea how SCB is going to determine the credit limit to be extended to you, ie, not exceeding 2 times of the cardholder's monthly income.

Infinite = No limit.

I wish too.

HSBC give 35% of my Annual Income only...

Anyway to get infinite credit card??what is the annual income??

A strong note to everyone. Please watch your language when threading in any of these forums. The last few post contains post from @amalthea which is deemed inappropriate.

I don't see the need for such expletives in here and such behaviour reflects on your personal character and perhaps upbringing. So, please contain yourself.

Min. Income: 200k-240k p.a... it Depends on Which Bank

This post has been edited by fly126: Nov 12 2012, 01:32 AM

The requirements differ between banks as mentioned by fly126.

The annual income requirements range from RM150k for Alliance Bank VI to RM300k by invitation only for UOB VI, with most between RM200k-RM240k.

Alternatively, place RM250k of AUM to qualify for SCB VI.

If you have 250K cash in your bank, you may try to apply the VI with it. AFAIK, MBB only allowed customer to apply their VI/World card with annual income of 240K. If the customer has 250K in the deposit, then they can be the Private Banking customer, but not eligible for the VI.

True, for MBB. But for SCB, you are eligible for the VI if you are the Priority Banking customer.

Maybank just increased my credit limit. Within a week, quite fast ^^

This post has been edited by solsekuin44: Nov 23 2012, 10:46 AM

Do you submit supporting document? Or they auto upgrade for you?

So far I see they just extend by checking through CTOS

it will be standard chartered bank.
It is also depend what type of card you are getting, if you card is more to rebate type, the CL won't be high, eg HLB Essential, because it has the unlimited rebate of 1%

But what about those with annual income < RM36k, who are subject to the requirement that the credit limit extended should not exceed 2 times of the cardholder's monthly income?

This post has been edited by Explorer II: Dec 7 2012, 01:51 PM

Yes.. I filled in the form, sent them copies of 3 months latest payslip..

wow how come MBB give me less than 10% of my annual salary and i did prompt payment for CC and car loan. And i try apply other bank all got rejected. Sigh..

your CCRIS clean ?

Hi. Not sure but think is clean. Prompt payment on cc and car loan each month ^^ . Maybe im still new in debt and didnt buy any property yet. But pay tax yes, each year and incremental trend.

Maybank never increase my CL for 6 years already