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 Which bank is most generous with credit card CL?, CL Survey *Subject to bank's CR review*

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SUSrockefeller
post Dec 25 2011, 11:44 AM

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QUOTE(Reventon @ Dec 25 2011, 03:36 AM)
It's way too high for an annual fee but its really nice for malaysia getting one of the most exclusive card ever. I dont see any ads from MBB ? have any links ?
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It was advertised in Malaysia Tatler few months ago + The Edge a few times
Explorer II
post Dec 25 2011, 03:38 PM

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QUOTE(Reventon @ Dec 25 2011, 03:36 AM)
It's way too high for an annual fee but its really nice for malaysia getting one of the most exclusive card ever. I dont see any ads from MBB ? have any links ?
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I've only seen printed hard copy ads. Haven't came across any electronic copies but published in The Edge quite a number of times.
kob3bryant
post Dec 29 2011, 08:26 PM

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my votes go to std chart, i got my 20k limit of platinum card when i was 24 with earning less than 3k. and i dun have any o/s with any other banks.
SUSrockefeller
post Dec 29 2011, 10:16 PM

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QUOTE(kob3bryant @ Dec 29 2011, 08:26 PM)
my votes go to std chart, i got my 20k limit of platinum card when i was 24 with earning less than 3k. and i dun have any o/s with any other banks.
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not bad not bad. applied card to card basis or using full income documents?
Reventon
post Jan 9 2012, 04:46 AM

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QUOTE(rockefeller @ Dec 25 2011, 11:44 AM)
It was advertised in Malaysia Tatler few months ago + The Edge a few times
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I missed that and hope in the next 5 years i will be able to get that card in my wallet tongue.gif , definitely not qualified to own that card now. Criteria should be annual spending over MYR500000 + willing to fork out 15K to 20K for annual fee BTW just an assumption.
roger roger
post Jan 9 2012, 05:51 PM

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QUOTE(kob3bryant @ Dec 29 2011, 08:26 PM)
my votes go to std chart, i got my 20k limit of platinum card when i was 24 with earning less than 3k. and i dun have any o/s with any other banks.
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fuyoh, salary 3k can get a 20k cl platinum. confirm not sub card? i am jelly ni. i will throw away all my platinum cards now as i thought platinum cc holder should be premier and higher ranking.
kob3bryant
post Jan 10 2012, 09:48 PM

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card to card application, becoz HSBC gave me two gold cards (last time HSBC cards are sperate credit limit)
Reventon
post Jan 11 2012, 02:00 AM

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Platinum card now start to target mass market , IIRC since 2009 all bank start to do this. Remember EON , MBF , SCB are among the first to offer 15k for their platinum. Then most of the bank start to join the party not long after. Signature , Infinite , WMC range are introduced to substitute platinum. Even the exclusive range stated above their base CL has been dropping wonder whats the next card would be.
SUSrockefeller
post Jan 11 2012, 11:07 PM

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QUOTE(Reventon @ Jan 11 2012, 02:00 AM)
Platinum card now start to target mass market , IIRC since 2009 all bank start to do this. Remember EON , MBF , SCB are among the first to offer 15k for their platinum. Then most of the bank start to join the party not long after. Signature , Infinite , WMC range are introduced to substitute platinum. Even the exclusive range stated above their base CL has been dropping wonder whats the next card would be.
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I still remember in the late 90s the very sight of Platinum cards give sheer ecstasy to traders and consumers. It was like a major 'WOW'. Back then, platinum cards were all in silver colour. HSBC's one looked exactly like their own classic card with only the discreet 'PLATINUM' word below the writing HSBC being the differentiation. If I remember correctly the starting limit for most platinum cards back then was 50k. If you have 300k CL those days, you must be some big shot hahaha!
adam20
post May 10 2012, 01:54 PM

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For me maybank amex was generous game me 50k limit but for the man u card only 5k lol i called them up and check if it was an error they say no.
Alec.Yong
post May 10 2012, 01:58 PM

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QUOTE(adam20 @ May 10 2012, 01:54 PM)
For me maybank amex was generous game me 50k limit but for the man u card only 5k lol i called them up and check if it was an error they say no.
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Not combine CL?
As for me, i m holding more than 3 Maybankard, all combined CL.

This post has been edited by Alec.Yong: May 10 2012, 02:00 PM
adam20
post May 10 2012, 03:01 PM

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QUOTE(Alec.Yong @ May 10 2012, 01:58 PM)
Not combine CL?
As for me, i m holding more than 3 Maybankard, all combined CL.
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Combined for amex and visa?
i Dun think so i heard from my other bank lets say u hold public bank and citibank master card 1 got 5k other got 6k it will add up both cards will have 11k limit.
Never heard of amex combined with visa even tho same bank.
Alec.Yong
post May 10 2012, 03:05 PM

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QUOTE(adam20 @ May 10 2012, 03:01 PM)
Combined for amex and visa?
i Dun think so i heard from my other bank lets say u hold public bank and citibank master card 1 got 5k other got 6k it will add up both cards will have 11k limit.
Never heard of amex combined with visa even tho same bank.
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Yes, it's combined CL. MBB had fully take over Amex business (Malaysia) since few years ago...

If not combine CL, better still,.. Hehe..
Then i will have CL of X00,000 + X00,000



This post has been edited by Alec.Yong: May 10 2012, 03:07 PM
adam20
post May 10 2012, 03:24 PM

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QUOTE(Alec.Yong @ May 10 2012, 03:05 PM)
Yes, it's combined CL. MBB had fully take over Amex business (Malaysia) since few years ago...

If not combine CL, better still,.. Hehe..
Then i will have CL of X00,000 + X00,000
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Ooo ok bro thanks for the info ill clarify with the cs when i call them the next time.
Alec.Yong
post May 10 2012, 04:15 PM

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QUOTE(adam20 @ May 10 2012, 03:24 PM)
Ooo ok bro thanks for the info ill clarify with the cs when i call them the next time.
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No problem..smile.gif

Maybe ur case is special, separate CL. smile.gif

This post has been edited by Alec.Yong: May 10 2012, 04:15 PM
fly126
post Jun 19 2012, 11:33 AM

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MINE ONE (HSBC Amanah Gold) this is my 1st Credit Card
COMBINE CL UPGRATE to PLATINUM WITH CL 8K+ 5K= 13K not bad... in one year (Since 4/2012) smile.gif
rayzel
post Jun 24 2012, 11:14 PM

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CIMB most generous for me.. Credit limit 60k which is 5x my gross salary..
Titan_Gunners
post Jun 26 2012, 08:28 AM

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QUOTE(rayzel @ Jun 24 2012, 11:14 PM)
CIMB most generous for me.. Credit limit 60k which is 5x my gross salary..
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Yes, Cimb had given their customer high CL in the past.
After BNM stricten the cc rules, the same scenerio are unlikely to happen by now.
rayzel
post Jul 2 2012, 08:18 AM

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QUOTE(Titan_Gunners @ Jun 26 2012, 08:28 AM)
Yes, Cimb had given their customer high CL in the past.
After BNM stricten the cc rules, the same scenerio are unlikely to happen by now.
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QUOTE(Wiz73 @ Jun 28 2012, 01:46 PM)
closed 12:30pm @ RM 5.29.
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They offered me the CL even after BNM new rulings though...
airline
post Jul 10 2012, 01:07 AM

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Citibank and cimb

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