eoncap islamic... give me 3.2% for 9 years...
Car loan interest Rate in 2010, what is the current rate??
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 Jun 23 2011, 06:27 AM
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Senior Member
1,262 posts Joined: Apr 2007  
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Jun 23 2011, 10:20 AM
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Senior Member
1,487 posts Joined: Apr 2006 From: Selangor
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QUOTE(tzeweng @ Jun 23 2011, 06:19 AM) im planning to get a car and will have my dad as guarantor, personally i have some outstanding credit card loan. will it affect my loan application ? when it comes to purchasing a car does the bank consider more about the loaner or the guarantor? Nowadays many car dealer claim that they can do the loan for the student. I believe it need guarantor also. Try to consult the car dealer for more info.im a student so im unable to provide income statement but i would like to have the ownership of the car to be mine if possible.  Bout the outstanding CC balance. It wun effect much unless u have BLACKLISTED then u unable to get any loan. |
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Jun 24 2011, 09:12 PM
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Junior Member
93 posts Joined: Jun 2007 
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QUOTE(tzeweng @ Jun 23 2011, 06:19 AM) im planning to get a car and will have my dad as guarantor, personally i have some outstanding credit card loan. will it affect my loan application ? when it comes to purchasing a car does the bank consider more about the loaner or the guarantor? you may refer to salesman ~im a student so im unable to provide income statement but i would like to have the ownership of the car to be mine if possible. This post has been edited by csling85: Jul 19 2011, 11:33 PM |
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Jul 27 2011, 05:24 PM
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Senior Member
2,381 posts Joined: May 2005 From: Narnia
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Hello!
Talked to a car dealer today. He is giving me a promo price of 2.95% for a 7 years loan for VIVA, or 3.02% for a 5 years loan. Is it okay? I will get RM2.4 discount of my first downpayment as well. |
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Jul 27 2011, 05:34 PM
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Senior Member
628 posts Joined: Mar 2009 From: Klang Valley
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mine is 3.8%. full loan.
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Aug 2 2011, 08:56 AM
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Junior Member
93 posts Joined: Jun 2007
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QUOTE(doinkz_gaara @ Jul 27 2011, 05:24 PM) Hello! doinkz_gaara, which bank offers you 2.95 for 7 yrs loan ?Talked to a car dealer today. He is giving me a promo price of 2.95% for a 7 years loan for VIVA, or 3.02% for a 5 years loan. Is it okay? I will get RM2.4 discount of my first downpayment as well. |
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Aug 2 2011, 09:36 AM
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Junior Member
84 posts Joined: Mar 2010
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Just a survey rite ?
I got 2.9% for Persona Elegence B-Line after 10% dp. Bank is Public Bank~ |
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Aug 2 2011, 01:50 PM
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Junior Member
93 posts Joined: Jun 2007
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QUOTE(redjinx @ Aug 2 2011, 09:36 AM) Just a survey rite ? is it proton having promotion with lowest interest right now compare I got 2.9% for Persona Elegence B-Line after 10% dp. Bank is Public Bank~ with perodua ? or both of them having the same interest ? |
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Aug 3 2011, 11:34 PM
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Junior Member
212 posts Joined: Sep 2010
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QUOTE(csling85 @ Aug 2 2011, 01:50 PM) is it proton having promotion with lowest interest right now compare I got an offer from HLB - 3.24% for Viva Elite 7yrs loan 90%.with perodua ? or both of them having the same interest ? It seems high, which bank can give lower? |
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Aug 15 2011, 01:06 PM
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Junior Member
43 posts Joined: Feb 2011
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just got loan from Public Bank - 2.93% 7 yrs for the new Myvi, Dp around 15%. Heard from the salesperson that PB is now aggressive in Hire Purchase business...
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Aug 17 2011, 01:51 PM
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Senior Member
2,185 posts Joined: Oct 2005
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I'm thinking of buying a used Toyota Estima. owner wanna sell at RM60k ... he wants cash.
Should I ask him for a copy of the Grant and used it to get loan ? Is this doable ? |
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Aug 17 2011, 07:41 PM
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Senior Member
513 posts Joined: May 2008 From: Today, 08:30 AM
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wow.. 3.0% itself is quite rare oredi, summore some got even less? lucky..
I want to ask, say my parent is bank staff, just clerk tho, should I get loan from that bank? Do the people in charge determining the interest consider this "cable" thing? like "oh he's a colleague's kid, give him best rate".. (sori tumpang thread, want to see first, if no response, then I create thread  ) |
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Aug 24 2011, 04:16 PM
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Senior Member
1,016 posts Joined: Jan 2003
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Maybank and Public Bank,used car,how much is the interest rate? Anyone know?
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Sep 14 2011, 03:53 PM
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Junior Member
57 posts Joined: Nov 2010
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QUOTE(siksa @ Aug 24 2011, 04:16 PM) Maybank and Public Bank,used car,how much is the interest rate? Anyone know? for used car probably 4-4.5% depends on how long you intend to loan and how old that car is. |
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Sep 15 2011, 02:37 PM
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Senior Member
1,364 posts Joined: Mar 2009
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How about dp 5k in perodua myvi extreme
payment of 5-6 years ?? can anyone kindly advice on this? :thanks: |
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Sep 26 2011, 07:34 PM
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Junior Member
86 posts Joined: May 2008 From: Taman Universiti Kajang
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my car loan approved by Affin bank, 9years Tenure....3.3%rate.....not new car, used car....
maybank rate better, 3.17%......still pending. |
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Sep 27 2011, 11:59 AM
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Senior Member
1,758 posts Joined: Oct 2009
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QUOTE(omels @ Sep 26 2011, 07:34 PM) my car loan approved by Affin bank, 9years Tenure....3.3%rate.....not new car, used car.... Wow..... Used car still can take 9 years and 3.3%? Need guarantor?maybank rate better, 3.17%......still pending. That is good........ |
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Oct 6 2011, 11:35 AM
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Senior Member
2,347 posts Joined: Jan 2003 From: in town
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QUOTE(omels @ Sep 26 2011, 07:34 PM) my car loan approved by Affin bank, 9years Tenure....3.3%rate.....not new car, used car.... mind to tell what car and how old it is?maybank rate better, 3.17%......still pending. |
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Oct 7 2011, 08:49 AM
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Junior Member
11 posts Joined: Apr 2011
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got 2.6% - 7 years, from affin for a new ford
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Oct 16 2011, 10:21 AM
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Junior Member
22 posts Joined: Jan 2009
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I'm planning to get a Vios 2005. Can I get 9 years loan? Any bank recommended?
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