That is if the bank statement is healthy

Bank statement won't show you that. The purpose of the bank statement is to show
1. You have some 'healthy savings'. If you deposit RM1K and withdraw RM1k the next week, that is not healthy. Possibly if you have RM8-9K consistently, bank may consider a CL of between RM3-5K.
2. Your salary does goes to the account that you say it goes to. And it shows the amount as what you claim it to be in your payslip.

Debts / Inconsistent payment schedule are shown via the CCRIS system. (Maintained by BNM)
Bad debts / blacklisted are shown via the CTOS system. (3rd party system provided by a private entity)
We talked about this is a couple of threads before - search don't be lazy if you want to know.

No debts means no history .... depends on how the bank see it. But they are not that stupid to risk you as 'high' just because you don't have debts. Likely you'll get low CL for starters ... that's all.

They just are asking for your bank statements to tally with your pay slips. This mean that most likely they will approve you if everything matches.

But his namecard inside the mail hor,assistant sales manager for Citibank in Citibank Tower. Cannot complain ? 

It depends when did they send the card out. Usually within a few days.

May i noe which bank easier to get credit card w/bank statement and salary slip?
i applied for citibank n maybank but rejected..
pls 
thx

It is good to have a secure verification process but sometimes if it gets way too long, it is annoying. Just want to check some simple transaction of credit card but its like taking exam answering so many damn questions. Is is annoying! Thats right. Its you CIMB BANK!

GC stands for?

I'd like to apply a supplementary card for my cousin. The problem is that i dont know how to count the 18 y old ruling.

Just say he is born on may 21st 1992.  I can apply for him now or must wait till May 21st?

Guys, i am about to buy a new SONY VAIO CW26 series laptop and i have a question about the 0% installment scheme offered by some banks. The computer shop i went to told me that they do not impose any additional charges for payment by credit card. I was also told that if i have credit card from either Maybank, HSBC or Public Bank, i am entitled for the 0% installment scheme.

The laptop i plan to buy is priced at RM3,999 and if divided by 12-month (interest free), it means i'll have to pay RM333.25/month. But how come the SONY magazine and even Best Denki quoted that i'll have to pay RM334/month instead ? If i have to pay RM334/month as advertised in SONY magazine and Best Denki's flyer, the total sum is RM4,008 instead of RM3,999, which is RM9 more. How can that be called 0% interest then ?

For certain banks ... yes. Some even managed to get the annual fee waived without using the cards at all in the last one year. This was mentioned in the earlier versions of credit card thread.
I have no idea ...
Yes. SONY STYLE has 0% installment plan with selected banks but as you can see in their quarterly magazine, it stated there that the monthly repayment is RM334 instead of RM333.25. There are also many other computer shops now offer 0% installment plan.

By the way guys, one good news is that even all those small computer shops in Kota Kinabalu no longer impose any additional charges for computer purchases using credit card    So when the price tag is RM3,999, only RM3,999 will be charged to your card and you will still be entitled for all the freebies they are giving out 

Today mine Maybank Petronas don't know what problem, it decline at any terminal. But my AMEX is approve.
If the chip problem, how much should I charge for a new card?