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 Credit Card v9, RM50 GST dilemma

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SUSDavid83
post Jan 11 2010, 09:43 PM

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QUOTE(HMMaster @ Jan 11 2010, 08:36 PM)
My anniversary date is this month. sweat.gif so, if i cancel now, i still get charged for the service charge?

btw, what is the procedure to cancel a credit card? just call and follow up? need to write any letter, etc? first time canceling... sweat.gif
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As for your case, you need to call CS to "negotiate". Take my DA for an example, I called the CS to activate my DA Platinum and cancel DA Gold, they can do it from the phone without surrendering the card or go to any CIMB branch.
SUSDavid83
post Jan 13 2010, 12:16 PM

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QUOTE(lara_ @ Jan 12 2010, 11:13 PM)
This morning 230am, I call DA to activate card. No waiting time at all. You may want to try it.  rclxms.gif

Btw, the CS not allow me to transfer my Gold Card point. I can only redeem it.
Anybody transfer point before?
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I asked to transfer anything but not sure if the points are transferred as well since there's no way to check it online till you receive the next statement.
SUSDavid83
post Jan 14 2010, 02:32 PM

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QUOTE(SnoWFisH @ Jan 13 2010, 02:13 PM)
I thought there was a post where a forumer successfully transfered his points and balance from his DA gold to plat. Anyway David please let yus know when your next statement comes tongue.gif.

DA points last for 3 years right?
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I called DA CS to check the status of my card.

They said that they're in the midst of transferring my DA Gold points to DA Platinum.
SUSDavid83
post Jan 15 2010, 11:33 PM

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QUOTE(rockefeller @ Jan 15 2010, 11:31 PM)
try 62047799
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That's DA Platinum CS.


SUSDavid83
post Jan 16 2010, 12:08 AM

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QUOTE(winniebb @ Jan 16 2010, 12:06 AM)
can i ask y this year my credit limit up from rm3000 to rm7000?i m using eonbank de?? hmm.gif

full 1 year i using my card..by surprisely i olso no request for up limit...they auto up till 7000...

hardly 2 control myself from spending money around..T.T
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They're trying to retain the current base by offering auto CL increase. The same tactic is being used by CIMB and CIMB DA.
SUSDavid83
post Jan 21 2010, 12:06 PM

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QUOTE(y@nggene @ Jan 21 2010, 11:56 AM)
if DA now apply got promotion I will aply lo. but now also no free gift
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Got. I think Santa Barbara back pack.
SUSDavid83
post Jan 21 2010, 12:28 PM

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QUOTE(aeronlim @ Jan 21 2010, 12:25 PM)
Since you have VISA and AMEX in mind, add in 1 Citibank Air Asia Mastercard will be perfect
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That will be RM 150 per year upon approval. laugh.gif
SUSDavid83
post Jan 21 2010, 12:48 PM

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QUOTE(Bakmoi @ Jan 21 2010, 12:44 PM)
Thanks a lot for the feedbacks ,

What's the difference between Visa / Master / Amex ??

Aren't they all the same ?
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They are not the same but roughly the same. Like the difference between Maxis, DiGi, Celcom and etc.

AMEX is not really wide acceptable in Malaysia not in Klang Valley, coverage wise is pretty good compared to other states.
SUSDavid83
post Jan 21 2010, 08:38 PM

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QUOTE(lee9171 @ Jan 21 2010, 08:08 PM)
maybank amex card points is it same with maybank treat points too?
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No. There're not the same.

AMEX without bearing Maybank logo on the card is using Membership Rewards programme.

AMEX with Maybank logo (Maybankard) is using TP programme.
SUSDavid83
post Jan 22 2010, 11:35 PM

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QUOTE(nabelon @ Jan 22 2010, 11:31 PM)
Guys,

I have an oustanding amount of RM5000 with Maybank, I would like to pay lump sum, do i get waiver for a full lump sum payment ?
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What kind of waiver are you expecting?
SUSDavid83
post Jan 23 2010, 09:35 PM

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QUOTE(deeplyheartbroken @ Jan 23 2010, 09:28 PM)
Thanks for the input. By the way, all petrol stations accept AMEX right?
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No problem for Shell and Caltex. Petronas is very limited. Not sure about BHP, Esso & Mobil.
SUSDavid83
post Jan 23 2010, 11:17 PM

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QUOTE(muscaa @ Jan 23 2010, 11:14 PM)
no problem for Esso/Mobil & BHP too
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I ran throw several BHP stations but they didn't display AMEX logo. Does they accept AMEX at the self service kiosk? Or do I need to get to the cashier to swipe AMEX?
SUSDavid83
post Jan 24 2010, 11:36 AM

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QUOTE(deeplyheartbroken @ Jan 24 2010, 11:32 AM)
What other benefits for using DA Platinum? I might just convert from CIMB Mastercard Platinum, if it is really good. As I know CIMB/DA (even for Platinum) call centre is pretty lousy, just like MBB.
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CIMB Mastercard Platinum and DA Platinum should share the same benefits.
SUSDavid83
post Jan 24 2010, 12:41 PM

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QUOTE(lin00b @ Jan 24 2010, 12:40 PM)
for some reason i have no luck in getting the CC i want.

last time i apply for petronas maybank gold they rejected it 1st round and after a few months only approve. now i apply for amex gold also they reject.... sigh

is it because i pay on time and the bank cant make profit?
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Nonsense. I always pay on time.
SUSDavid83
post Jan 25 2010, 12:07 AM

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I have better luck in getting Maybank CS than DA CS.

DA CS is worse for me.
SUSDavid83
post Jan 25 2010, 12:34 AM

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QUOTE(Gen-X @ Jan 25 2010, 12:22 AM)
yah, recently, DA also have to wait when calling CS. Somemore there is no direct line for my World Card and VI.
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03 62047979 is shared between DA Platinum, WMC and WI.
03 62047878 is for DA Gold.
SUSDavid83
post Jan 25 2010, 06:24 PM

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QUOTE(bob @ Jan 25 2010, 10:19 AM)
I'm prefer DA, coz if CS is difficult to reach by phone so i can go straight to DA card centre & more convineance there
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DA card centre is more convenient now since there's a branch at Pavilion.

But MBB card centre also easy to access at Menara Maybank near Puduraya.

Not sure about the operation hours for both centres.
SUSDavid83
post Jan 29 2010, 09:15 PM

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QUOTE(singdreams @ Jan 29 2010, 09:06 PM)
Hi all of the Lyner,may i know what is this and where it come from ?
[attachmentid=1425116]
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Somebody deposit a cheque to your account?
SUSDavid83
post Jan 31 2010, 06:27 PM

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QUOTE(ashkamz @ Jan 31 2010, 06:13 PM)
just call their cs. 10 month for 2% 1 time interest, 20 month for 4% 1 time interest, 30 month for 5% 1 time interest.

btw for cimb card 0% interest only applicable for education, insurance and hospital bill.
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Besides that, they have extended and improved their i.pay plan with a min of RM 500 instead of RM 1k.
SUSDavid83
post Feb 2 2010, 12:09 AM

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Done.

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