Haha.. we are gonna be neigbours in 3yrs time...

The price different between 1st and 9th floor... Each floor up increase RM600 right? I may be wrong.

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Added on January 5, 2010, 10:14 amYou are Giant and Tesco CEO?

This post has been edited by king4891: Jan 5 2010, 10:14 AM

guys..i herad from SA that the pertonas station will have a fast food outlet next it..either McD or Burger King..
great news eh..

I was told by a SA man there that day said each floor up increase RM500. sigh... poor SA across them not sync again..

RM500 ....

If McD better.... but both also a great great news....

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Added on January 5, 2010, 11:08 amI think I'm wrong. My brain will not remember when it no more important because I don't have choice on higher floor.... haha...

This post has been edited by king4891: Jan 5 2010, 11:08 AM

pbb letter offer term and condition ok ar? better than other bank ar?

so, through the forum, there's few things that i should do during signing of the SPA, ask for legal fees discount, make sure the loan offer is good

This post has been edited by iceanise: Jan 5 2010, 11:47 AM

If own stay or sell within bonding period then get PBB which have -1.9% and very good flexi plan.

If going to sell after bonding period, then get those BP start from first drawndown or offer letter.

for those who took uob loan, do you realised that the calculation on mrta is based on interest rate of 7%? why are they charging higher?

Your MRTA is for how many years??I apply for 30yrs+3yrs construction..RM4300K(uni-asia)

PBB RM4800K(ING)

ice

the mrta is based on age, loan tenure (maybe plus interim period or construction period) and loan amount

loan tenure is maybe almost the same (30 years i believe)
loan amount is negligible ( as you mentioned in percentage)
the difference is only age between one and another...

mine in offer letter is about 3.35%
still quite high, cimb is the second

I didnt take MRTA from uni asia or ing.....my is cheap, i take from amassurance

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Added on January 5, 2010, 12:54 pmi took 20 years only.....

This post has been edited by iceanise: Jan 5 2010, 12:54 PM

u take from amassurance?

isit mrta or mlta and are you allowed to take other insurance co for mrta rather that panel of the bank loan

previously was thinking to sign with uob, and i said i want to get it from amassurance....the banker also didnt say cannot geh

so the policy will be kept by ur family or pass to uob?

in their tnc, they stated that mrta is compulsory

UOB allow to get from any other insurance company for MRTA or MLTA. My CO told me that but of course they hope you took from them.

because if you get from them, they can get extra commission :-)

i took mrta from amassurance but register under uob name la (if i am taking uob). Amassurance can do that. It's much more cheaper, i am taking for 20 years only because was thinking to pay off the loan early, so, basically they charge me RM1318 whereas my hubby RM1652. This is for 20+3 years MRTA lo

Among the five banks, which bank doesnt need MRTA? I do not intend to take any as I'm still single without dependant. If touch wood anything happen, they can well just auction off to recover any money lar.

Another question is, if somehow 4 or 5 years from now and I have dependant, then can I apply MRTA for the existing loan?

U can get from other insurance company but u cannot include in ur loan.

The MRTA can be opted out no matter what bank you take. You just need to request not to have the MRTA.