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 Credit card V8, Anything about it

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vin_ann
post Oct 29 2009, 09:02 AM

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oh shit, read another news on The Star paper, 1 minister saying if banks are to absord the RM50 charges, the prudent spending objectives by Najib is defeated.

WTF...



vin_ann
post Oct 30 2009, 08:29 AM

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QUOTE(David83 @ Oct 29 2009, 11:27 PM)
I have three Auto Debit instructions attached to my Maybank Visa Petronas and therefore, it's kind of troublesome to divert it to my Ikhwan AMEX. Apart from that, Great Eastern does not accept AMEX.
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paying GE premium with OCBC can get high rebates.

vin_ann
post Oct 30 2009, 10:25 PM

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QUOTE(alexwsk @ Oct 30 2009, 07:58 PM)
just called to cancel my 2 of my scb cards
can do it thru phone and they din even ask the reason
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got that easy meh?

its better done through black and white.

vin_ann
post Oct 31 2009, 10:20 PM

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QUOTE(yiivei @ Oct 31 2009, 06:50 PM)
gud. thx for clarifying.. mb the CS officer was lazy to entertain me tat time. so she asked me to go to the nearest branch instead.

so, is it RM50 charges been imposed on replacement of card?
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for replacement card, yes.


vin_ann
post Nov 1 2009, 03:32 PM

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QUOTE(MilesAndMore @ Oct 31 2009, 06:13 PM)
Most probably Citibank.
I hope 1PM will reverse it. It's not like they have never done such thing before. I mean in the past they announced they are going to do this and that and a while later they took a 180° turn and said they are not going ahead with it.

I personally feel that there is very little chance for the bank to absorb the cost on its customers' behalf. But then i'm not ruling out on it completely either. If 1PM ignore all public objection and decide to go ahead with his genius plan, i hope he will at least make some changes to his initial plan and only tax those who actually owe credit card money to the bank.
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welcome. my MBB petronas and MB islamic card will be the 1st 2 victims.

Monday go cancal.

vin_ann
post Nov 2 2009, 07:43 PM

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QUOTE(muscaa @ Nov 2 2009, 05:18 PM)
rclxms.gif very good...
I 've just terminated my 5 credit cards - Alliance ikea, EON Matta&GSC, Maybank Ikhwan&Gold AMEX... feel like a huge relief with a lighter wallet  smile.gif
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aiduh...bro, u shd not cancel Gold Amex yet!!!!!!

see Amex thread now!
vin_ann
post Nov 2 2009, 10:47 PM

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QUOTE(muscaa @ Nov 2 2009, 09:26 PM)
i know there is 15% rebate.. but i'm not staying in klang valley now, furthermore i dont wanna spend too much of money because of that sad.gif
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glad that you not falling into the trap.


vin_ann
post Nov 3 2009, 05:35 PM

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just faxed in cancellation letter to cancel my MBB petronas card and islamic card!

hehe


vin_ann
post Nov 4 2009, 11:31 PM

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btw, when is the Sales coming??

i thinks better to be patience 1st..... waits until Sales come, swipe using Amex Credit card, discount + 15% cash back!!!

yeah...

This post has been edited by vin_ann: Nov 4 2009, 11:31 PM
vin_ann
post Nov 9 2009, 08:15 AM

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QUOTE(hye @ Nov 8 2009, 08:48 PM)
In most occasions no. Just make sure the termination is done via letter and faxed to the bank / cc card centre. If you do your termination @ the bank, high chance you'll be asked to surrender your card and they will cut it up for you.
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last week i faxed my cancellation letter to Maybank, until now still not yet been cancelled. the card still showing in my M2U.


vin_ann
post Nov 9 2009, 06:01 PM

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QUOTE(hebe87 @ Nov 9 2009, 05:53 PM)
Hi, for you guyz info, AirAsia is now charging covenience fee to customer who book ticket online using credit/debit/charge card, which is rm5 charged per one way ticket bought.

Is this against the Bank Negara Rules?

Pretty sad with their implementation of this rules.I think BNM should take actions against them, because they are one of the largest creditcard merchant in Malaysia, and it should not be the bad example to others

for more info about this, http://airasiafansclub.blogspot.com/2009/1...-for-value.html
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lucky i booked my air asia ticket.

next time when im booking AA, i will take note on it.

vin_ann
post Nov 9 2009, 08:42 PM

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QUOTE(shockk @ Nov 9 2009, 06:10 PM)
I think the authorities are very well aware of the matter on the charging of the 2.5-4% CC surcharge by IT shops.

If this is going to be heavily enforced, then we won't see any IT shops offering CC services anymore, as the 3% that they don't charge to customers, the shops themselves will have to bear it.

Furthermore, there's just too many ways to circumvent this law such as increasing all prices to include the 3% (or whatever surcharge), then give the 3% discount for cash payment. Simple? biggrin.gif

Most 'glamorous' departmental stores like Harvey Norman and Best Denki don't charge as their prices 'already include the charge'.
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oh, so you r the new staff? congras...

ya, i agreed with you, Harvey Norman is much more expensive than others except the case mentioned by Gen-X below. laugh.gif

QUOTE(Gen-X @ Nov 9 2009, 07:27 PM)
Thunder Match outlet (ACER CENTER) at Midvalley don't charge surchage for CC because ACER absord this cost. SO go there and shop  tongue.gif
As for Harvey Norman, what do you mean that their price already include the charge? For Notebooks, I know Harvey Norman prices are RRP or SRP. For example, when I was gettng my son a HP TX2, LYP shops selling it at RRP/SRP and won't give me discount, so I called Harvey Norman IKANO outlet and they agreed to sell me RM100 off from RRP/SRP and no surchage for me using AMEX. So it actual fact, I got the TX2 cheaper at Harvey Norman and got reward points also.

Harvey Norman usually can give discount if you do single swipe, you just have to talk to the supervisor of the department (call them up first instead of wasting time going there). Went I bought a washing machine and dryer at Harvey Norman, they also gave me discount. Even if you do installement plans, there is no surchage at Harvey Norman for using AMEX or CC.

However my daughter's wanted the pink BenQ netbook few months back and had no choice but to get it at LYP as Harvey Norman don't carry it and had to pay surcharge for using CC sad.gif 

So, in conclusion, we consumer have a choice as to where we want to shop. As for the IT merchants that charges 2-3% for CC, well if they want our business then they have to absord the cost or else in the long run they be out of business where the big boys (Courts also now concentrating on IT ) will eventually take away their business (hypermarkets vs kedai runcit).
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you able to get discount because you were buying expensive items. Margin is there, so is ok for Harvey to give discount.

wondering, if i were in Harvey wanted to get glass blender, how much discount they will be giving me? the blender just cost about RM200++, perhaps RM10 off?


vin_ann
post Nov 10 2009, 09:35 AM

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QUOTE(alexwsk @ Nov 9 2009, 09:24 PM)
hehe, the card will not disappear from m2u
u'll need to call them to remove it  sweat.gif
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is it? thanks for advise.


vin_ann
post Nov 11 2009, 12:57 PM

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QUOTE(David83 @ Nov 11 2009, 12:28 PM)
I just went to potong my MBB Visa Classic.
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how u potong?

walk in or fax in?

vin_ann
post Nov 11 2009, 03:45 PM

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QUOTE(David83 @ Nov 11 2009, 02:08 PM)
Walk-in at the nearest branch.

The officer filled the cancellation form, photocopied my IC and the CC, cut the CC into two and returned one side to me.

I also request to transfer all TP of this cancelled CC to another existing CC.
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omg... my petronas card points forget to ask to transfer...

btw can my petronas card point transfer to Amex Gold CC???

vin_ann
post Nov 12 2009, 01:53 PM

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QUOTE(winner @ Nov 12 2009, 08:55 AM)
The service tax is imposed by the government and is not charged by HSBC. Nevertheless, looking at HSBC Primier huge customer base and high net worth profile, HSBC should reimburse the RM50 to its Premier customers in form of rebate.
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how about hsbc classic card user???

vin_ann
post Nov 12 2009, 02:04 PM

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QUOTE(MilesAndMore @ Nov 12 2009, 01:58 PM)
Don't know about that. Was told they are also looking at waiving the RM50 service tax for VISA Platinum cardholders (only if you're a Premier client). Many HSBC Premier clients have both Premier Mastercard and VISA Platinum courtesy of HSBC  thumbup.gif
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hmmm... like that ar...

lower class user not focus, its time to cancel hsbc..... sad.gif
vin_ann
post Nov 16 2009, 09:10 AM

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Any1 got visited CIMB Perfect Living at the Midvalley over the weekend?

its seems like all the things are the same 1...

did any1 found a good deal there???


vin_ann
post Nov 19 2009, 09:15 AM

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QUOTE(CrossFirE @ Nov 19 2009, 08:47 AM)
i am going to apply for GSC eon card. besides that, which card should i get? plan getting another cc. HSBC? Maybank?
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just get what do u feel good.

vin_ann
post Nov 19 2009, 02:34 PM

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just now called Citibank to inform them about my charge on SG hotel.

blooooody the phone menu, i can not get what i want, so frustrated for 2 times, lastly i press report lost card, within 30 second got people answering call...

but after i state my purpose, she transfer me to another dept.



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