I wonder what the hell they wanted to have a copy of your cc. If I were you, I won't let them photostat my cc except passport. I would only let them photostat the front page only if they insist on having it. Normally hotel will only swipe your cc and block a certain amount during check-in.

one thing i dun like about citibank is that i need to settle my statement by mail (cheque) to them, since they have less branch..

they will do something but I'm not sure how much they can do to help. They'll lose A LOT if they pay for everyone the RM50. Not to mention gov may 're-act' if the banks actually pay the RM50 for everyone.

We still need to cancel off those cards we are not using. It is a good chance to 'flush' out all the unused and unnecessary cards we have. Like that guy who has 9 cards but only uses 1 really dun know what he's thinking

http://www.bernama.com/bernama/v5/newsindex.php?id=457325

November 23, 2009 15:29 PM

Traders Not Allowed To Impose Surcharge On Credit Card Purchase

KUALA LUMPUR, Nov 23 (Bernama) -- Traders, in principle, are not allowed to impose a surcharge on purchase made using credit cards, the Dewan Rakyat was told on Monday.

Second Finance Minister Datuk Ahmad Husni Mohamad Hanadzlah said the restriction was in line with the regulation set by credit card brands such as MasterCard Worldwide and Visa International, and the terms spelled out in the agreement between traders and merchant acquirers.

"Card holders can actually inform the merchant acquirers or credit card issuers on the surcharge by submitting proofs, such as receipts, so that investigation can be carried out.

"Card holders can also choose not to buy from traders who impose the surcharge," he said in reply to Datuk Abdul Rahman Dahlan (BN-Kota Belud) at the Dewan Rakyat on Monday.

Abdul Rahman wanted to know whether traders were allowed to impose a surcharge of two per cent for purchase using credit cards, and described such an act as a "daylight robbery."

To a question from Teo Nie Ching (DAP-Serdang) on the rational for the annual RM50 service tax imposed on principal credit cards, Ahmad Husni said it was to promote prudent spending.

He said many individuals were holding a number of credit cards despite their limited income.

-- BERNAMA

2% nia ma... i bought my N96 last time being charged 3%, really WTF

I recently posted a dispute to my bank challenging AirAsia's convenience fee. If that fails then I'll highlight the issue with VISA/Mastercard International and let's hear the official word on this.

Let's see how that will work out.

Public Bank is not the only bank that requires you to go to your home branch to collect the certificate. Many other banks practice the same system such as RHB Bank, AmBank, EON Bank just to name a few. Maybank and CIMB Bank are the only banks in Malaysia that no longer produce the physical certificate if you place your FD online, as far as i know.
Agreed 

when i read this --- > landmark case on fraudulent credit card usage it was clear that if we not satisfy with FMB decision, our next move should be bringing the matter to High Court.. ..only then we can fight for our right

Yup  ... and you'll need a lot of staying power. Not to mentioned need to be prepared mentally and the bundle of inconveniences, all of your assets will likely be frozen once the bank begin their battle with you. I've experienced this just because my "good" friend did not pay up and I was the guarantor.

I marched to the bank and told them they need to clear my name (remove from being blacklisted) as a condition before I pay off my friend's debt. And I'm not walking out without that B&W guarantee. Initally they were hesitant and I told them it is to your KPI advantage that you can close this case and you don't get anything if you want to fight with me ... so now you want this money or not ? Well ... I got that letter 5 mins after that.

I have two cards from them and intend to cancel the VISA in the middle of this month.
Don't suppose you have too. I think someone said on another thread that when he closed all his accounts with HSBC, he did not return the security device to HSBC.

ALL cards can be used in Singapore. You should look at those with lower admin charge for currency conversion.

AMEX a big no no.

MBB the best card to use overseas. Even though Alliance claims that there is no admin fees for overseas transactions whereas MBB charges are 0.5%, after conversion MBB rate is lower. Maybe is because the exchange rate for Alliance's is higher than MBB's. Confirm this when I use both MBB and Alliance in SG few month back. But do note, Alliance have 2X reward for overseas transaction and therefore not much diff.