@David83,
Hey thanks for the information!

Btw I just checked it out, it looks like they'll be giving on-the-spot approval for Amex too!  Looks like I could just go get my card applied there; plus if I spend RM50 I get some freebies.

Eh btw.. just wanna check with U people - since the TF is going to take place from Thurs-Sun - are prices going to be different like in PC Fair whereby things MAY get cheaper on Sun or what?

--Added--
I've gone through the entire catalogue; nothing seems too interesting but they can't be putting everything into the catalogue I'm sure.  Anyhow, they also didn't state amount of MR points needed to make redemption.

But I talked to a banker at Maybank CC Centre at Menara Maybank. They said can be transferred to another existing card. They also said that the TP is in a large sum of basket and doesn't matter where the points are tied to.

This is so contradicting to what I got from Maybank CS (via phone). They also affirmed me that if Maybank CS cannot transfer the points; they asked me to go back to them (banker at CC centre) to perform it manually.

I'm so confused with this now.

Howdy everyone, good afternoon. Glad to be back. Cheers !

Wonder if anyone can reply me, is the HLB Plat offers a 30 days free interest for purchases compared to the regular 20 days?

Thanks.

It's different segment, only available for self-employed people. The interest free period can be longer. This is a Plat Business cc.

Put front pocket where got style? Just like chinaman only....
Coins must have a few la, for parking and etc

I am thinking of getting a thin aluminium credit card size plate as the base. Non magnetic and light. So scientific.

Hahahaha.

The marketing term is "Pre-approve" but not necessary go through. Higher chances it would get approved though.

thanks. ok i wait patiently first, at the mean time i actually apply a card using my directorship. its 2nd week....i haven't receive any call yet.

hsbc charges a 2% admin fee on overseas transactions

Overseas transactions incur both an HSBC administration charge (1.25%)  and Visa/Mastercard transaction fee (variable %). I monitor my foreign transactions like a hawk and can confirm this.

For example:

Nov 08 = 2.0% (1.0 + 1.0)
Apr 09 = 1.95% (1.0 + 0.95)
03 May 09 = 1.58% (1.0 + 0.58)
24 May 09 = 2.26% (1.25 + 1.01) *HSBC increased their admin fee mid/end May

You can work this out by checking your credit card balance one or two days after an overseas transaction and again a day later. Only the final amount will appear in your statement, so you've got to be quick to catch the two different balances. Usually I just check via sms (45sen).

Person who have CL 45k on his gold might be a downgrade from platinum ?

Er.. might I ask.. Y are we debating CLs all of a sudden?!

No other catch to it except the Interbank charges. Just one note ... take care of the date you pay your credit card via Interbank. If you post the transaction on the same day before 12pm, it will clear on the same day. If you post it after 12pm then the money is only going to your cc account 2 days later.

Just to mention coz we don't want you to pay late charges unnecessarily.

As of 1st July, banks are to give 3 days grace period for payment.
You don't need to call the bank.

Credit limit is not a person's worth and it is only virtual overdraft given by the bank. You got to pay whatever spent.

I am very scared that my card will be hacked and illegal spending occurs. The higher the CL, the higher the risk ones got to endure.

Salary how much only can get Platinum ar?

@li_ping,
Different banks have different preferences but a forummer here once did mention he got an upgrade and his reported income was >RM60k.