Benefits

    * 0% Finance Charge from now till December 2009*
    * Low Finance Charge of only 9% p.a. from January 2010. All you have to do is promptly settle your minimum payment of 5% or a minimum of RM25.
    * 5x Membership Rewards points for every Ringgit spent on groceries, petrol, bookstores - Kinokuniya, Borders, Times and MPH - and telco charges via Express Autopay - Celcom, Digi, Maxis and Telekom.
    * 2x Membership Rewards points for all spend elsewhere.
    * Lifetime Fee Waiver with complimentary supplementary cards.

3. Fees

  1. Frequent Traveller Option
      There is an annual fee of RM 50 (for Personal and Gold Card Members) and RM 100 (for Corporate Card Members) for participation in the Programme with Frequent Traveller Option. Maybank will bill the Cardmember's account on the Enrolment Date and annually thereafter (except in the case of reinstatement, where it will be billed on the reinstatement date.) The Fee is non-refundable unless the Cardmember requests cancellation of enrolment no later than 30 days after anniversary date. Maybank will cancel enrolment if the Fee is not paid within 45 days after the date of the statement on which the Fee is first billed.
  2. Programme without Frequent Traveller Option
      There is an annual fee of RM 25 (for Personal and Gold Card Members only) for enrolment in the Programme without Frequent Traveller Option.

Good question as AMEX Gold CC online is via M2U where as Charged Card online log in at AMEX Website.

I just signed up for M2U for my AMEX Gold CC and notice that my reward points are stated as TP.

So, just called CS at 1800889559, CS confirmed that for AMEX Gold CC also refer to AMEX's website reward catalogue when doing redemption with MR.

@Shinichi,
It's FOC if Ur holding a Gold Card and above.

3. Fees

  1. Frequent Traveller Option
      There is an annual fee of RM 50 (for Personal and Gold Card Members) and RM 100 (for Corporate Card Members) for participation in the Programme with Frequent Traveller Option. Maybank will bill the Cardmember's account on the Enrolment Date and annually thereafter (except in the case of reinstatement, where it will be billed on the reinstatement date.) The Fee is non-refundable unless the Cardmember requests cancellation of enrolment no later than 30 days after anniversary date. Maybank will cancel enrolment if the Fee is not paid within 45 days after the date of the statement on which the Fee is first billed.
  2. Programme without Frequent Traveller Option
      There is an annual fee of RM 25 (for Personal and Gold Card Members only) for enrolment in the Programme without Frequent Traveller Option.

@Shinichi,
OopSs.... Yes Frequent Traveller Option - am not sure what that option is again; sudah forgot.  I'm auto enrolled so I never bothered   Sorry ah!  Lemme try to read up on it and get back to U

@Shinichi,
This Frequent Traveller Option thingy is the MR reward program right?  If it is, then U'll haf to pay and the RM50 is not waivable.  However, the Gold Amex CC should come with it; no need for additional payment mah.

Let me read the website and reconfirm it [eh.. why don't U go read the website?]

Anyone here is a HLB Credit card agent or know any reliable agent? Im having problem to terminate my credit card and waive its annual fee.

The problem started when i receive a statement with annual fee charged into my 2 months old un-active credit card. I was shock and quickly go to a nearest HLB to cancel my card and get my waiver. Then the bank's finance personel contacted me and confirm my cancelation and do the waiver for me and till now its been 3 month and in this 3 months i still keep receive their statement together with the annual fee increasing every month and everytime i call them up they say they will have it done but nothing has been done.

Anyone facing this problem, i cancel my maybank card b4.. and they will send a letter of confirmation that i've cancel the account but HLB didnt send me anything.

I am about to go to their head office and demand they cancel it immediately, but im in penang and its quite inconvenient for me to do that.

Any suggestion ?

i applied using my MBB petronas with 15k CL.
Not sure what's the minumum

Normally they will still ask for your pay slip after you enclose your existing credit card copy.  If your existing MBB cc have minimum 6k limit above will be save.

So did they approve your application for the AMEX Gold credit card ?
No need to submit your pay slip anymore if you're going to apply a credit card using existing credit card. Was told last time i went to get the AMEX Gold credit card application form. But my question is, will Maybank accept our 6-month old credit card as a reference ? Because apparently Public Bank do. So i wondered if it is ok with Maybank ? Any idea ?

Huh ? Your annual gross salary is less than RM18,000 ? Then you are not qualified for HSBC classic credit card either. In fact, if your annual gross salary is less than RM18,000, then you are not qualified for any credit card in Malaysia.

The other way to get a credit card is to pledge by Time Deposit (Fixed Deposit - FD). Among the banks that offer this are :
- Public Bank (RM10,000 of TD will get RM10,000 of CL)
- AmBank  (RM10,000 of TD will get RM10,000 of CL)
- HSBC (RM10,000 of TD will get only RM8,000 of CL)

I think you can also try with RM5000 with local banks.

I do get the points from hypermarket purchases (credited last month July) when it was billed to my credit card.
Still curious why they need to add points then deduct it back... confusing   

AMEX uses the small 4-digit in the front; above the card number.

Usually I pick the card from branch.

I believe that I did sign some forms during the pick up.

I am a bit surprised too. Ever since the system is so advanced and could detect non-halal entertainment outlets? Perhaps the cardholders could try dining at high-end restaurants and hotels, and order wine or liquor. Do let us know the outcome. 

Yes ... a rough estimate would be like that. Note that several forummer have posted this info before ... the final amount would not be precisely @ 0.5%, it will be a number between 0.5%-0.8% perhaps. Why and how this occurs ... I have no idea.    The actual calculation method/breakdown is only known to the bank. Even calling the CS would not help as they have no visibility over the actual breakdown.

Alliance bank 0% charge