you have to call maybank to 'hide' it

i just start working and still in my probation period (3 months). i have 2k per month,can i apply a cc since i am not yet a permanent staff?

Hi, I'm wondering whether we can pay credit card using cheque via cheque deposit machine.

Thanks, so in the cheque we need to write pay to the <bank name> for <our name> and our credit card number at the back of cheque. sorry haven't had experience paying by cheque

Earlier on, someone said his/her Platinum credit card only has RM20,000 of credit line. If my memory serves me correctly, i think it's Preferred Platinum VISA/Mastercard from UOB Bank.

Mine UOB Plat is just having a CL of RM1K 

All CIMB card have paypass, you can use at KFC restaurant.
One more thing is not many cashier don't know how to use the tap reader, if fail to read your card, then they directly swap your card from the terminal which mean you have to sign
According to one former member say, it is not tap reader or the cc problem, the cashier don't know how to operate the tap reader

@Gen-X,
When U want to take a loan from the bank they'll tell you you're over-exposed.  I believe that's gonna happen to me too! My CC CL combined can probably buy a terrace house !

Welcome to the Club and good to know its not such a lonely world out there 

* to everyone out there, its not really a good thing to have high high CLs unless you absolutely need it, otherwise later want to buy house. car etc will have trouble getting financing

I think tgeoklin meant:
take your total gross annual income (x), then divide it by 3 (x/3)
take your total CL from all cc (y), not just the outstanding only (O/S?)

if x/3<y*0.1, then you are overexposed

@GHz,
Need to take into account ALL loans lah

Anyhow, using the above calculation, my X = 2Y ! meaning my

x/3 < Y*0.1

Damn.. I'm super duper exposed !

First off, if the loan just approved before full drawdown will not be captured in CRIS yet. Secondly, if with the same bank that provides your CC then easier as then its somewhat secured. Further, the formula scale per your exposure and what's yr defination of high CL is quite subjective as well, right? 

Well, put it this way, if say existing card is RM1K CL, even with a 100% increase, its insignificant, thus as your exposure level increases then the restrictions starts setting in 

My number is 1.07 for all the different banks CC + combined CL. HSBC, Citibank, DA & MBB only.

Don't take it critically as its not meant to say your CL is low etc. But just for information sharing, in the banking circle, there are 3 Tiers just only for Plat cards in general ie. Tier 3 are those sub RM100K CL, Tier 2 at RM100 to RM200K CL and Tier 1 which is from RM200K to RM300K max. So in the scheme of things that are, you can be considered in the lowest risks category, which means a higher/flexible exposure range 

Do also keep in mind that different banks have different appetite for risks, so while it may be a no go at one bank, does not mean that another will also be the same. Banks like CIMB are amongst the more adventurous while PBB is considered very conservative.

omg omg...

hmmm need to let go some of my CC already...

hi, i'm new here. can i know which bank provided the highest cash rebate % on petrol? i'm actually looking forward for applying a cc where most of the time i will be spending on petrol. DA?

During the launching time in May'09, they always advertised that 1st 1000 approved cards will be given a free RM50 rebate. I presume they have hit the target last month. And now, I notice that SCB has even removed Just1 cc from their website.