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 Working Life in Singapore V3, FAQs, experience sharing, meet-ups

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giorgene
post May 23 2009, 09:20 AM

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im thinking to find a single room, is that possible i can get it at $400 around jurong side?
giorgene
post May 25 2009, 12:59 PM

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QUOTE(eric84cool @ May 25 2009, 02:12 AM)
where u guyz staying????I haven't start playing with them yet but soon will be...they're playing nearby Clementi station and it's football game. thumbup.gif
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I'm interested, count me in!!
giorgene
post May 26 2009, 07:31 AM

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QUOTE(JuNz-V @ May 26 2009, 12:21 AM)
heyz, i'm interested too.. but since football means need to buy boots, hahaha..
how about futsal? anyone?
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If can get 10 ppl, we can play futsal at jurong west, there is a futsal court called Fico..
giorgene
post May 26 2009, 09:58 AM

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If i want to apply for PR, can i translate my birth cert in Malaysia?
If I have to translate in Singapore, where is the place?

This post has been edited by giorgene: May 27 2009, 02:46 PM
giorgene
post May 26 2009, 05:21 PM

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when the time i applied EP, i provided them my cert in english version but they want malay version and then another colleague of mine provided them malay version cert, they want english version pulak!!
Are they tried to fooling around?
giorgene
post May 27 2009, 02:46 PM

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anyone interested to play futsal this sun?
giorgene
post May 28 2009, 10:51 AM

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QUOTE(Uchiha Itachi @ May 27 2009, 06:56 PM)
Count me in, please let me know the time and venue. How much people do we need?

I'll start a name list :

1. Giorgene
2. Uchiha Itachi

Those who are interested please copy the list above and add in your name, thanks.
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1. Giorgene
2. Uchiha Itachi
3. Giorgene's friend
4. Giorgene's friend
5. Giorgene's friend
6. Giorgene's friend

giorgene
post May 28 2009, 03:34 PM

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QUOTE(chess_gal @ May 28 2009, 02:44 PM)
How about SIngapore to Subang? KLIA is soo freaking far despite I stay in Kajang. Just so inconvenient at times.
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Of course there are couple for flights daily for Sg <---> Subang.
The good thing is the price is in RM even u fly from Sg..
giorgene
post May 28 2009, 05:12 PM

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QUOTE(yrh0413 @ May 28 2009, 04:30 PM)
what's the best way to travel to KL then? tongue.gif

Normally I just take KTM from Tanjong Pagar... get a bed and sleep the whole journey. The next morning the officer will wake everyone up. tongue.gif

Moreover it is cheap... only less than RM50
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i think 1 way bus ticket to kl cost u around rm50
giorgene
post May 31 2009, 07:19 PM

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how much cash i need to prepare if i wan to buy hdb cost me around 250-300k?
giorgene
post Jun 5 2009, 05:41 PM

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QUOTE(seantang @ Jun 5 2009, 01:49 PM)
chess_gal has got a point. The Jobs Credit Scheme makes local employees (citizens and PRs) around S$300 per month cheaper in cash terms vs previously. After tax, it's around S$375 since the cash payment from the govt are tax free and I have not heard that the tax deduction claimed on employee salaries is reduced by this amount.

So if the job pays 3K, a Singaporean or PR will actually be 10+% cheaper than before. This scheme compensates the employer for the 14% employers CPF contribution that they have to pay for locals but not foreigners. It basically narrows the cost advantage of employing foreigners over locals.
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If same amount 3k paid to foreigners and locals, employer doesn't have to pay 14.5% CPF to foreigners, right?
I don't get u..

Or u mean employer needs to pay tax for foreigners, but the CPF paid to locals will be compensated by Jobs Credit Scheme?

giorgene
post Jun 5 2009, 06:15 PM

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QUOTE(seantang @ Jun 5 2009, 05:54 PM)
Right.
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why company prefer locals compare to foreigners? since they don't have to pay 14.5% CPF..
giorgene
post Jun 5 2009, 08:49 PM

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QUOTE(seantang @ Jun 5 2009, 06:55 PM)
Like I said initially, the employers won't get job credits for foreigners.
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Now I understand, company get tax free for the job credits that compensate CPF contribution, right?
Although employer doesn't have to pay CPF to foreigners, but the good thing to hire locals is they get tax free job credit to cover the CPF contribute to locals.
giorgene
post Jun 6 2009, 11:58 AM

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QUOTE(hkhk @ Jun 6 2009, 10:52 AM)
For a company, there is a quota on how many Foreigner they can employ base on how many Local Citizen / PR they have.
For example: maybe for every Sg citizen, they can employ 5 foreigner. And in these 5 foreigner, only 2 can be holder of WP, 2 can be  S-pass and the other 2 must be holder of Q-pass or higher. If there is no such quota, all the company will employ many Foreign worker, and there will be no job for the local.. Since local always ask for more. There is a levy for WP holder and EP holder at different rate.
Locals always ask for higher salary, but if a company hire foreigners or PR, they can expect them to work harder than locals for the same or lower salary.
I think most of the foreigners come here to make money, of course will work harder to make life better..
giorgene
post Jun 8 2009, 10:16 AM

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QUOTE(B-Mecha @ Jun 8 2009, 08:44 AM)
hi guys, i got an important update for PR application.

applicant need to have appointment for the full submission!!!!!

this morning, i went to lavender ICA building at 7am. the officer told me that i need to have appointment before i can do the full submission. i can go through e appointment or submit the Form 4A (the application form) WITHOUT the supporting documents into the drop off box at the ICA building (which is what i did). 3-5 working days later ICA will send me a appointment letter and assign me a time to do the full submission (need to bring the supporting documents + photocopy).

they just changed it not long ago so...  sad.gif

reference link: http://www.ica.gov.sg/page.aspx?pageid=151&secid=150
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I know that since long time ago.. whistling.gif whistling.gif
anyway, thanks for the info..

This post has been edited by giorgene: Jun 8 2009, 10:17 AM
giorgene
post Jun 11 2009, 02:42 PM

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QUOTE(StonerJuan @ Jun 11 2009, 01:54 PM)
any futsal kaki at east side? desperately looking for people to play. If can weeknights will be the best. I would be happy to pick you guys up and send you guys back smile.gif Sigh im desperate!
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I'm joining my friends for futsal every wed at jurong west..
If u want to play at east side, i should be ok, count me in..
giorgene
post Jun 19 2009, 05:20 PM

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Tax rates for individual residents
Chargeable annual income bracket Rate
For the first S$20,000 0%
S$20,000 - S$30,000 3.5%
S$30,000 - S$40,000 5.5%
S$40,000 - S$80,000 8.5%
S$80,000 - S$160,000 14%
S$160,000 - S$320,000 17%
S$320,000 and above 20%

Should an individual have an annual chargeable income of S$400,000, for example, his gross tax payable will be S$[(20,000 X 0%) + (10,000 X 3.5%) + (10,000 X 5.5%) + (40,000 X 8.5%) + (80,000 X 14%) + (160,000 X 17%) + (80,000 X 20%)] = S$58,700 (Average tax rate = 14.7%).


giorgene
post Jun 20 2009, 10:29 AM

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QUOTE(seantang @ Jun 19 2009, 08:42 PM)
Contrast the Sg tax rates to Malaysia's. By the time your income reaches RM250K, you're already paying 55K in taxes. It's takes nearly S$400K to pay that much tax in Singapore.

LHDN

Kadar Cukai Pendapatan Bagi Individu Bermastautin Mulai Tahun Taksiran 2002
Pendapatan Tercukai  / RM / Kadar / Cukai (RM)
Atas yang pertama  2,500  0%  0
Atas yang berikut  2,500  1%  25
Atas yang pertama  5,000  -  25
Atas yang berikut  15,000  3%  450
Atas yang pertama  20,000  -  475
Atas yang berikut  15,000  7%  1,050
Atas yang pertama  35,000  -  1,525
Atas yang berikut  15,000  13%  1,950
Atas yang pertama  50,000  -  3,475
Atas yang berikut  20,000  19%  3,800
Atas yang pertama  70,000  -  7,275
Atas yang berikut  30,000  24%  7,200
Atas yang pertama  100,000  -  14,475
Atas yang berikut  50,000  27%  13,500
Atas yang pertama  150,000  -  27,975
Atas yang berikut  100,000  27%  27,000
Atas yang pertama  250,000  -  54,975
Melebihi  250,000  28%  -
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the income above is in monthly or annual? don't understand, seems like 2,500 is monthly income but when goes up to 250,000 i suppose is annual? confuse...

giorgene
post Jun 26 2009, 07:34 AM

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QUOTE(radish @ Jun 25 2009, 11:09 PM)
Project Manager for M&E company.
The boss told me need to attend a lot of site meeting.
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Project Manager with 4.2k only? Title not matching with salary range.. blush.gif blush.gif
giorgene
post Jun 26 2009, 04:55 PM

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QUOTE(seantang @ Jun 26 2009, 02:13 PM)
Up to you if you don't mind crossing the causeway or 2nd Link frequently.

In my opinion, the only thing you save is rental. Food & groceries... how much can one person eat? For whatever rental you save, you pay for it in wasted time going through immigration. You've got to decide for yourself.


Added on June 26, 2009, 2:54 pmChemicals MNC.

How many years of experience... it depends.

Best case scenario (if you're identified very early as a future leader), it'll take you 6-9 years to be a manager after joining as a fresh grad. Probably 1 in 300 junior employees type of calibre and closer to 1 in 1000 if you're not based in US or Europe. These people are groomed to be future senior directors and VPs - from which the global management teams are selected.

If you're identified as high potential, it'll be slightly longer... around 10-15 years.

If you're well above average (but somehow management did not monitor your career from early on... for eg. late bloomers), you'll probably be around 40-45 when they decide they've tested you sufficiently, and you're capable enough to be made a manager.

If you're average... you will probably retire without ever becoming a manager especially if you are working at a small location where the bigger jobs are few and far between.

--- Having said that, lots of the people supervisors (especially those supervising fairly junior people) and heads of the smaller departments are not managers.
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I said that because I'm working on project basis, as far as i know, my manager salary is about 15-20k, so I can imagine my project manager earning more than that figure..

Anyway, it's just a title, I hope to working on freelance project in the future, less resposiblitiy and company hire u for your specialist..

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