This is not good. How we know if the transaction will be successfully rewarded?

Yesterday, I received a call from Citibank promoting their shell credit card. I am not sure how they manage to get my HP as I never have any accounts with them. Seem they really aggressive to find new customers.

I am 25 this year and i am currently principal cardholder for a card from affin bank. so this is the cause of reject? because i already principal holder from another bank?

@MilesandMores
Ya, it is hard to apply for HSBC credit card, even i'm their savings account holder, also get rejected recently. Maybe will apply again after 6 month

if according to latest info from Maybank website, the answer is NO

you'll need RM30k even for their classic card

But of course, other banks such as alliance, public bank...., RM18k is enough to qualify for classic card

But then 30k for a classic card, and 36k for a gold card

i think more banks will soon follow, of course except those who are desparate for customers

This is the latest ATM policy I'm talking:

New! Maybankard Bankcard service charge

Effective Mar 26, 2009, Maybankard Bankard cardholders (ATM Card) will have the option to choose between unlimited free ATM cash withdrawals for only RM8 annually (per card) or maintaining the existing 4 free ATM withdrawals per month; with RM0.50 being charged for each subsequent cash withdrawals during the month.

All you need to do is to fill up the Maybank Card ATM Form (ATM56) at your nearest Maybank branch and your ATM card service charge will be updated accordingly.

URL: http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal

What Citibank services are you guys using that made them send CCs to ya?

Warning to those Maybank users here who frequents the call centre. In fact, today made a call to them and there is one agent who is VERY UNPROFESSIONAL and RUDE. He did not answer my questions well enough and deliberately CUT MY LINE. I furiously called in again just to jot down his name from other agent. Luckily, they have a record of thse who answered the call.

HAH CHIN HOO - Maybank Credit Card Centre

Superior = Puan Faridah

I will definately lodge a formal complaint to the higher authority and relevant parties on this and get it to the end. As a loyal Maybank customer, i do not encounter this unpleasant experience before. Therefore, i had compose an e-mail to be sent out followed by a call straight to the manager.

@cute_boboi,
TP for Jusco vouchers have increased significantly to about 21000 points.  However, if U walk in and make your redemption at 1U, you can still get the RM100 vouchers at 16700 points [or something like that].

That's what the CS told me when I last checked - however, after checking she tells me I fall under the MR category and not the TP category.

-Why cant you put before 1st every month?
- The points got expiry dates.

This down to your fault.

Erm, technically the cheque got in late, so system just computes interest, pretty normal right? Probably u could pay earlier or just go deposit it into the machine instead?

Well yea, they don't have evergreen points like HSBC or Citibank. You probably should have kept track and redeemed before you went.
And although it's rather annoying that they charge courier fee for the vouchers, but it is stated in the member's privileges booklet.

Not all banks credit your CC account immediately even if you deposit cash via CDM/counter. The only bank I know which does immediately is MBB. Those that don't is CIMB, UOB, HSBC, Ambank. But to my personal experience with UOB and CIMB, if you deposit cash on the last day, late payment fees will not be charged. Admittedly, I've not tried paying so late before.

Mesra points is given by Petronas to have more people use Petronas
TreatPoints is given by Maybank to ensure people use their Maybank CC

No conflict, right ?

question:

can you tell whether a card is a principal or supplementary by the 16 digits? how does it work then if i were to apply for a card and i send them a supplementary photocopy..would that work as well?

Hi all, need opinions here. Between DA and MBB Petronas, which card is more suitable as primary card and why?

Thanks.