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 Credit Card Thread V6

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Reventon
post Jun 2 2009, 03:46 PM

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QUOTE(jack2 @ Jun 2 2009, 03:38 PM)
Just received AMEX charge card statement but I didn't see the 8X points reward for the transactions I did during the month that I registered to 8X via SMS before the transactions date.

Why ar?
*
The bonus 8x points will be credited after the promotion period ends. No worries they will honor their promises brows.gif
Reventon
post Jun 4 2009, 07:02 PM

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Uob is one of the most paranoid bank in malaysia, usually offer funny CL , which is extremely low, and not to mention their policies.
Reventon
post Jun 11 2009, 05:22 AM

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QUOTE(lieck @ Jun 10 2009, 11:23 PM)
erm i dunno about BT tool.. but im searching a better way how to completely settle my outstanding balance... the interest is very high.. when i pay minimum payment monthly.. do u have the solution?


Added on June 10, 2009, 11:27 pm

Erm thanks for ur advice.. honestly, im still dunno about BT... how to do that?

Actually, im still searching a better way how to completely settle my outstanding balance [OB].. im paying minimum payment but the OB not reduce la... huhuh.. do u have any solution??
*
There is no other way to reduce the outstanding except paying and stop using it, as CC product is the most profitable business for bank,because of the interest they charged ! just keep your card in the drawer and keep on paying. Each swipe now cost you interest the next day, so you know what you're going to do now right? sweat.gif


Added on June 11, 2009, 5:24 am
QUOTE(lieck @ Jun 10 2009, 11:23 PM)
erm i dunno about BT tool.. but im searching a better way how to completely settle my outstanding balance... the interest is very high.. when i pay minimum payment monthly.. do u have the solution?


Added on June 10, 2009, 11:27 pm

Erm thanks for ur advice.. honestly, im still dunno about BT... how to do that?

Actually, im still searching a better way how to completely settle my outstanding balance [OB].. im paying minimum payment but the OB not reduce la... huhuh.. do u have any solution??
*
There is no other way to reduce the outstanding except paying and stop using it, as CC product is the most profitable business for bank,because of the interest they charged ! just keep your card in the drawer and keep on paying. Each swipe now cost you interest the next day, so you know what you're going to do now right? sweat.gif


This post has been edited by Reventon: Jun 11 2009, 05:24 AM
Reventon
post Jun 11 2009, 05:00 PM

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QUOTE(hye @ Jun 11 2009, 11:30 AM)
Whether you are rich or poor, some money saved is some money saved.
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I agreed too , it just something like if you are able to qualify for Amex Platinum , you wouldn't mind their AF charged. It doesn't make sense at all, at least for me i wouldn't want to pay RM 2k++ since i can opt for other card with similar benefits.
Reventon
post Jun 11 2009, 05:35 PM

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yeah , another words for it would be forking out RM 2k for the AF , maybe it's peanut to me but i would rather use it on other things which is more realistic brows.gif
Reventon
post Jun 18 2009, 12:59 AM

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QUOTE(cookie860217 @ Jun 18 2009, 12:46 AM)
i have a qns regarding the 1st billing date

if the card is issued on 18th June, is the 1st billing/statement date 18th July?
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not really will be at 18th of June , however you may call up CS to check with them, using online banking to see the bill cycle date, or just wait the statement reach your mailbox.

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