Credit Card Thread V6
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 Mar 23 2009, 08:06 PM
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#21
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Senior Member
2,921 posts Joined: Oct 2007  
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i can confirm with you that MBB can temporary increase limit by time frame. You need to tell them that you're going aboard and wish to have extra limit for unforeseen expenses. By right the CS will ask you when you are going and coming back. Double check with the CS.
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Mar 24 2009, 05:06 PM
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#22
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Senior Member
2,921 posts Joined: Oct 2007
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tinky,
you can ask Rocky to get you a Supplementary plat charge card, Free For Life. Haha. I believe he'd glad to do so. I believe on the 2nd year Amex will not waive the AF , so you consider to keep the card ? |
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Mar 24 2009, 05:28 PM
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#23
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Senior Member
2,921 posts Joined: Oct 2007
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hm, watch out the term and condition from Rocky , lol.
request for upgrade to plat maybe possible, i hold master & visa plat, Amex plat cc and gold charge from Mbb,all heavily abused card  for many years already. The only thing is i doesn't wish to pay 2k for the annual fee. Should help if call in to plat charge card call centre and express the interest on that plat charge card. Problem is maybe no AF waiver will be offered if request accepted. |
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Apr 5 2009, 04:58 PM
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#24
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(siutimtim @ Apr 5 2009, 04:04 AM) Does anyone of you know how frequent bank udpate our record in bank negara... if they only increase my CL last month, will it reflect in current bank negara records so other banks can check that as well or we to wait few months before it is updated in bank negara ? thanks to our bank's efficiency, you need at least 3 months period before BNM actual update your newly received CL increment in the system. For bad records like default payment, blacklist etc it seems much more faster to get your name marked inside.   , |
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Apr 6 2009, 12:05 AM
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#25
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(siutimtim @ Apr 5 2009, 10:16 PM) so is actually 3 months or 3 weeks to see the updates ? The agent said if they just increase my CL and I apply for other bank, they said wont follow the latest one so soon... should I have 1 month or 3 months to apply so they will see my high CL card ? see carefully the reply. Both answer to different question If you want the bank to give equal or higher CL, better wait 3 months after the date you receive the CL increment. this is to make sure the system has been updated with your recent CL. |
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Apr 7 2009, 01:37 AM
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#26
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Senior Member
2,921 posts Joined: Oct 2007
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hye , call this number 03-20500880.
Amex green and gold card CS only provide office hours call center number behind the card. Plat card is 24 hours, they can check whatever you need also. No worry. The number provided above is platinum charge call center. |
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Apr 7 2009, 11:35 AM
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#27
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(hye @ Apr 7 2009, 09:50 AM) Thanks Bro Reventon no problem bro  I'm just a little shocked that the CS working hours are structured that way. Plus it makes me feel like a second class citizen if I'm not a AMEX plat holder.  , my Amex Gold Charge Card CS number is 03-20500077 , which is operate at normal office hour too, since then i never bother to call the number stated behind the card, instead i call using Amex Plat Credit or Charge Card number, which is 24 hours and they can do whatever your request also. Just the 2nd Class CS from MBB to our green and gold member! True enough it is quite troublesome if the CS time no available 24 hours. Maybe there is many others here has the same problem too. |
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Apr 23 2009, 01:33 AM
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#28
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(lil twist @ Apr 23 2009, 12:12 AM) just curious, which bank besides citibank, can prepare new CC apps within 1-2 days? Cimb card, but you have to go to their branch at medan damansara. Approval and physical card will be ready in 1 and half hour. |
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Apr 24 2009, 02:35 PM
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#29
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(hye @ Apr 24 2009, 11:21 AM) Just to clarify, prior to the entry limit upgrade (RM200k) - Priority Banking customers could get a complimentary VISA Infinite (1st year AF waived) provided they have RM300K in deposits. (Please don't try to look for this info in the website because this is almost internal information). Bro, this card annual fee is unwaivable? Thinking of applyin for this card as their unlimited lounge entry seems useful for me.Entry limits is now RM250K (Again this new limit is never updated anywhere online) and the flyer/letter says that members enjoy VISA Infinite card. (They could have maintained that RM300K for all you know) One member mentioned about the 3 year AF waived which I think is lucky/very good coz previously only 1st year is waived. I wouldn't push my luck and force SCB to make this card free coz 1. Historically it has always been only 1st year AF waived offered to Priority Banking cust. If I'm not mistaken non-priority banking members would need to pay the annual fee of RM800. 2. Card is exclusive and possible to obtain if you meet the requirements as compared to RHB VISA Infinite card. |
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Apr 24 2009, 07:21 PM
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#30
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(Dozz @ Apr 24 2009, 03:54 PM) Yes, I apply this card because of this unlimited lounge entries Sounds attractive , but SCB points does expire, and i've been using amex plat cc for almost all my expenses except the merchant does not accept it. Maybe will give it a try. one more thing, for SCB Visa Infinite card, you can earn 5X points for oversea transaction and 5x points for all transaction anytime anywhere during your birthday month. FOr example, if your birthday is on July... then the whole july you will earn 5x points plus if you are abroad, you will earn another 5x... total 10x points attractive? |
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May 16 2009, 01:04 AM
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#31
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(changjie83 @ May 16 2009, 12:42 AM) is there such thing as cool down period for rejected CC application? what if its different bank? there is a cooling period which differ from bank to bank , however sometime rejected application can be appealed too , which you dont need to wait for the cooling period over to apply again. |
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May 17 2009, 08:51 PM
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#32
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Senior Member
2,921 posts Joined: Oct 2007
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some of the bank used the 8th digit or 12th digit number to identify supplementary. But it's different from bank to bank.
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May 22 2009, 03:11 PM
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#33
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Senior Member
2,921 posts Joined: Oct 2007
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 still remember the time it was launched the min requirement is 100k CL to qualify , no even 1 year they have drop the standard. |
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May 22 2009, 03:38 PM
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#34
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(tgeoklin @ May 22 2009, 03:15 PM) What to do, at an income per capita of ard USD7K per annum for malaysians, where got so many high income earner??? I have one friend with 300k CL from few banks. he was getting such high limit because of his annual transaction with his card exceed millions. , however i heard that visa and master CL was capped at max 300k. Not sure how true is it. Btw, just out of curiosity, anyone here has CL in excess of RM300K or know of anyone in that range? |
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May 28 2009, 06:34 PM
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#35
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Senior Member
2,921 posts Joined: Oct 2007
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Not sure about the Scb Visa infinite, but cimb world mastercard need at least 100k CL to apply , i got mine at plaza damansara branch during their first open house for world card series, free one cabin size luggage. Not sure they have decrease the requirement or not.
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May 31 2009, 04:59 AM
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#36
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(mzaidi @ May 30 2009, 07:27 PM) Guys, Submit EPF and income tax form & receipt together with ur pay check will increase your chance for the first time application Cimb , Ambank , MBF and EON CC are few of the list which is much more easier to obtain at the moment. Good luck I'm thinking of applying for my first credit card soon. Any bank that you guys can suggest that are easy to get the CC's application approved?  |
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May 31 2009, 06:46 PM
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#37
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(tinkerbel @ May 31 2009, 06:05 PM) GHz, Hm.. didn ask for Amex Plat Charge Card? I don't really need a free laptop bag; still have about 2 brand new unused ones kept away but I do need the Gold Amex card *grins* oK.. I'll just get my application filled in. RM50 in the first month isn't too difficult to spend; 1 petrol swipe would do the trick |
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May 31 2009, 07:25 PM
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#38
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(tinkerbel @ May 31 2009, 06:53 PM) @MilesAndMore, RM 48k per annum lahh !!!! Thanks! I didn't go into the application form; and the information is there! *grrrr* hMm.. the bag does look quite nice, but nothing compares to my good ol Crumpler @Reventon, I'm just too far off the RM190,000 p/annum figure and the only reason I'm switching to the Gold Charge Card is because I don't want to incur the RM800 AF !!!  G.. I just read... the Gold Charge card requires RM148,000 p/annum. I don't even qualify for that card !!! hAHahAHhaHAa... but am going to put in my application anyways  |
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Jun 2 2009, 01:09 PM
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#39
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Senior Member
2,921 posts Joined: Oct 2007
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Most eon bank cards AF are waivable .
 , recently i've canceled their card and they send back a new card to me with 5 yrs AF free unconditionally + CL increment |
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Jun 2 2009, 03:15 PM
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#40
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Senior Member
2,921 posts Joined: Oct 2007
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QUOTE(ask_dino @ Jun 2 2009, 02:19 PM) so thats a goog thing or what? i'm noobs here 5 years AF free plus an increment is surely a good thing isn't it |
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