Thank you for sharing your experience.

For nominee and direct individual account, it has been widely discussed in the http://forum.lowyat.net/topic/609001/+560 (you need to search through the eariler pages) or http://forum.lowyat.net/topic/609001/+160

Even out fellow forumers/remisiers lklatmy has explained the details and differences between them.

Quoted from lklatmy

You paid peanut, you get monkey.

Ordinary investment houses with direct individual account with higher rate got its reason, while it is those nominee account which offering cheap min rate.

Please proceed the discussion in the thread as mentioned, thank you.

Btw, for nominee account, share is not directly owned by your so ownership and transferring is a bit problematic.

This post has been edited by cherroy: Feb 19 2009, 08:29 PM