Guys,

I just went back from AKPK briefing, and yeah seems it will helps me. The officer also very friendly answering all those questions..

Now, I am checking my CCRIS report and ready to fill up the form... and here I need your advise, guys...


I have 2 CC, 2 Personal Loans, 1 Car Loan... I know I need to get latest financial statement from the banks for my CC and personal loan, but do I need to bring the statement for my car too?

It says in the form, point #3 :

Penyata Pinjaman Terkini semua jenis pinjaman
(Latest loan statements for all facilities)

so, do I need to bring all loan statements under CCRIS report, or just bring documents that needs help from AKPK? based from my understanding, AKPK do not restructure car loan, unless the car waiting to be lelong... I have good payment track for my car (if not later kena tarik how to go to work?)..

Please guys, need your advise, especially AKPK guys (if any, I read there are comments saying he is from AKPK) and those who already had experience...

thanks!!!

Guys, need your advise here. if one enrolled for DMP under AKPK, is he/she still able to go abroad for study / working?

Ctos, or ccris?