Hi All ,

I need your advise ..

I from AKPK ..my debt around 13K now.. but now i want buy house but still in akpk..can i cancel with akpk and pay monthly to the bank with amount every month ,,without using akpk now...not full amount la but i can pay above minimum payment monthly until settle...because my application to buy house now always rejected

Hi already request to withdraw from kpk..i got 2 bank ..1 hong leong 2 rhb ..actually i joined akpk since nov 2015..now got 11k left to settle outstanding..request to withdraw end of jun 2018..before i joined akpk and until now i never missed to paid to bank.i got 1 car since 2015.i pay around 690 every month.my salary now rm3800

Akpk approve my request.then 2 weeks ago i already request to untagged from hong leong.and hong leong said already untagged my name from akpk.

But my problem now with rhb.i request already 3 weeks to untagged my name but so hard to untagged from akpk.process is slow.how long it takes to untag for rhb?i need to cc bank negara when email to rhb ?i know ccris take time but the bank..cause now i want to buy a house but scared my name got tag from rhb

This post has been edited by zamnrul: Jul 19 2018, 07:14 AM

hi all ..i want to ask about house loan..i got so many debt right now ..credit card and personal loan..and car..rent house..just bought house rm295,000..then bank now already paid to developer rm160,000..but i need to pay every month rm750..now if i go to akpk..akpk will help for this?.cause now i still waiting my house complete..but the interest too high to pay 2 house..and bank still not pay full to developer?any suggestion..need someone to help on this

yes if can..but now still in progress..still bank need to pay half to developer..but i scared about house..if bank dont want to pay ..

okay noted tq

hi i want to ask..i already go to akpk last month..but will start with akpk next month..but got 1 my credit card account already disable from rhb..but never declare rhb to akpk..because no outstanding with rhb..called customer service and she said my account under collection department..

actually no status for credit card..i already call collectiom department..but he said they do know why the card already disable since 28 may.without my consent their cut my card

hi all i want to ask.i already in AKPK in 5 months like that.But every month CIMB always call and charge late payment and my CCRIS got 2 now every month.And always ask if i quit from AKPK because still showing late charge.i got AMbank and other bank there.but never call me.only CIMB like this.How i cant complaint they still charging late payment.

my advice is...if you got a lot of money is okay to pay..if no better dont...my company terminate me..and lucky got 6 months because of covid..

so for me better save your money first..we dont know how long this covid...maybe 2-3 months maybe 6 months..maybe 1 year..we dont know..please save your money.

Actually akpk is good but the problem is this few months i can see my ccris got 1 for car loan. Other loan under akpk is 0.monthly i pay 1130.
I got 7 list 6 under akpk.My ccris is not good and got late chargers so i just withdraw from akpk last week.I tried contact ambank to check back never late payment.If problem is akpk not me.
How come all under akpk 0 only car loan got 1.So now all my crris 0 after i complaint about this.
For your info My loan under akpk now below 50k. I want asking can i get loan 150k?.for debt consolidation 50k.I owe my mom i need to pay 50k.50k for investment.This investment will pay every month to cover the installment.
Please i want your advice.

you read or not.i already withdraw from akpk

50k now not under akpk..i already called all banks this few days.confirm already untag but will update the ccris report after 15hb .Meaning my ccris report clear from akpk after this

forget about under akpk now.i already get the release letter.

but how to get loan 150k?

This post has been edited by zamnrul: Feb 4 2023, 10:00 AM

want to ask how long ctos and ccris report will sync?right now my ccris report already untag from AKPK.i checked today alliance already untag my name from ccris report.when i bought ctos still alliance got akpk.when apply the loan they using ctos or ccris to check?please advice?because ctos showing poor.but my ccris report all 0

i already called and email ctos. This issue still in progress they need sometime to check with BNM.
But already 1 week already.Hope this issue resolve as soon as possible.because i need debt consolidation.
Actually if we want take a loan it review ccris or ctos report?

This post has been edited by zamnrul: Feb 17 2023, 11:31 AM

Thanks but scared to try because ctos got 1 bank still showing akpk

Thanks

want to ask..my ccris and ctos not synchronized after i withdraw from akpk..my ccris clear from akpk but ctos got 1 bank still not clear akpk.ccris all 0 dont have any outstanding bill..but my ctos the scoring too low..how to increase?i check dont have outstanding telco anything in ctos report

After 1 month withdrew from akpk i got cc and PL approved.My PL around 100k and cc 7k

no from different banks

no only few months need to wait then can try again.if you fast try another bank