I also just fully settle MBB. Their respond is fast when I request settlement redemption letter and update to AKPK.

Now pending HSBC to update to AKPK/send me release letter, it took more than 5 working days actually and until I called in to chase the settlement redemption letter.

Congrats to you too! I can't wait till next week to see my CTOS report.

For HSBC, they took 5 working days to zerolizes my loan accounts and another 5 working day withdraw me from AKPK. I emailed them to request release letter, now still waiting the letter.

Hello, have you checked your CCRIS report? I checked mine today and AKPK has already been removed in my April's report.

Good outcome. Need to tell people more after complete AKPK, in the bank eyes you're clean. No blacklist or what for ex users. As long you can prove your income, you can apply for credit facilities.

There's been irresponsible parties going around telling enrolling to AKPK means you're in some black list and will make your life harder even after settlement. Your story clearly shows this is not the case, and AKPK really gives you a fresh start once you clear with them.

1 more question guy because I googled it and check what happen to me after enroll AKPK DMP. Is that correct once you entered AKPK DMP all you credit facility will be cancelled and credit cards will be cancelled as well? I saw another post that saying after you clear off everything on AKPK DMP you will also never had a chance to apply for any credit facility due to you joined AKPK <-- if this is applied for my whole life then I might migrate to another country after I settle down all the shit.. My another question is how do I know AKPK is settling my debts with the bank is there any place for us to check it out?

Thanks
Hope to get some knowledgeable person to help me out here.

Thanks for your information bro...I appreciate everyone here is helping out me...but unfortunately after I have entered the AKPK DMP program I hope to get more peace instead of bank keep calling up this and that threatening me with lawyer letter and etc. I also feel down after joining AKPK because I had never went through all this things before in my life and my age is not young too after paying off everything I am nearly 50 year old already and I get nothing in my life. Well life are sucks when you step wrong a single step and your whole life is gone. Since I am single too then my last resort is leaving this country and keep paying at overseas once I manage to get a job.