Mar 4 2014, 06:38 PM
QUOTE(RedbuG @ Mar 3 2014, 06:09 PM)
Guys, if planned to do full settlement to the banks, which option would be better to get reduced full settlement rates? Walk-in to bank to negotiate or call their Cust Service? Pls advice as plan to settle off outstanding loans.
share to u my same experience ... last month i settled all my old debt ...citibank cc - last 5 years ogo debt is RM1500 +++ 5 years now total is RM3200 !!.
** i direct go to citibank HQ 9 floor find the officer then lucky the officer give me discount just pay RM1800 if i pay instant on that day !! ( before that i called the citibank they said must pay RM2800 no negotiate ?!! )
Ambank car loan - last 8 years RM13000 ++++ 8 years total is RM20000
** same techniques .. go to AMbank credit dept find the officer then........ they give me special discount if pay instant on that day , just pay RM10000 and with a settlement letter and also help me fax the info to ctos clear the record......
must directly go to bank and find with the right person in charge then u will get the good offer .....
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