I have a question actually.

Usually people owe few banks money, Bank A (Rm10k), Bank B (RM20k), Bank C (RM30k) & Bank D (RM40k)
When we approach AKPK, they will sum up and tell you that your debt is RM100k in total and your monthly installment could be RM1,500
so if Bank A debt was cleared, but Bank B to D still pending, will AKPK reduce your monthly installment ? maybe from RM1500 to RM1400 ?
Do you have to inform AKPK ?