Hi got an issue, n im seek for advice

Recently, i just got approval of my housing loan (which i sign the SnP and letter offer already), and 4 days after that I did a personal loan and get approval as well.

But i when i submit for personal loan i didnt disclose abt my housing loan.

The only thing that i disclosed is my car loan. The reason of non-disclosure is because housing loan will be paid by my parent and they juz borrowg my name to get the loan approval. Dat y i dont feel the need to disclose my housing loan, but later on after i get the approval i dont feel like it is the right thing to do.

(1) Is there any impact on my housing loan?

(2) Will the housing bank withdraw their approval? (since all the credit information will be gather at BNM)

(3) Do i need to inform the personal loan officer and disclose about the housing loan?

(4) Will i receive any lawsuit against the non disclosure item


Since im still in waiting period of 90days before bank release the disbursement to the owner. so im afraid the non-disclosure on personal loan will give impact to my housing loan.

Im also afraid the personal loan officer will get the information of housing loan and question the reliability of information that i provided to them.