I have few debts accumulated to the amount around 40k I think. I fail to pay the debts after I failed in my business few years back, I stop all my payment as well. Any luck?

Bank A : 10k
Bank B : 15k
Bank C : 10K

Now my income is around 1k - 1.5k, can I go AKPK with these debts and income? What should I bring along? Which number should I call? Or should I just go direct the AKPK HQ?

Any advice?

This post has been edited by skydrake: Nov 7 2012, 03:17 PM

thx for replying, will note this down for future references.